Commonwealth University of Pennsylvania
Bloomsburg, Pennsylvania · Public · 93.1% acceptance rate
ROI Score: 53/100 · Below Average Value
Data: 2024-25 College Scorecard release
Commonwealth University of Pennsylvania scores 53 (Below Average Value) on the CampusROI scale. Formed from the 2022 consolidation of Bloomsburg, Lock Haven, and Mansfield universities, it is a public institution with in-state tuition of $11,046 and a net price of $15,699. Average 6-year earnings of $38,200 and a completion rate of 54.5% are the two biggest concerns. Registered Nursing is the standout program: 190 graduates, $77,809 year-one, $89,958 year-four, debt-to-earnings 0.347 (ROI grade B+). Allied Health and Computer Science also show reasonable outcomes. Business Administration (315 graduates) earns $45,093 year-one and $64,030 year-four with a C-grade ROI. Median debt of $26,000 is high relative to net price and median earnings. The 54.5% completion rate is the most significant concern in our view: nearly half of students who enroll do not earn a degree, which imposes debt-without-credential risk on a substantial share of entrants. The repayment rate of 81.8% at three years is acceptable, suggesting those who do graduate are managing their debt.
Commonwealth University of Pennsylvania
Quick Numbers
| In-state tuition + fees | $11,046/yr |
| Out-of-state tuition + fees | $22,870/yr |
| Average net price | $15,699/yr |
| Total 4-year cost (net) | $62,796 |
| Median earnings (10yr post-entry) | $52,416 |
| Average earnings (6yr post-entry) | $38,200 |
| Median debt at graduation | $26,000 |
| Estimated monthly loan payment | $276 |
| Estimated payback period | 11.6 years |
| 6-year graduation rate | 54.5% |
| Undergraduate enrollment | 9,210 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $11,046/year ($22,870/year out-of-state), which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $15,699/year, or roughly $62,796 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $11,374/year here, while families earning over $110,000 pay $20,099/year.
Among graduates who borrowed, the median federal loan debt from this school is $26,000, which works out to about $276 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($38,200) and comes to 0.68, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $11,374 |
| $30,001 - $48,000 | $11,370 |
| $48,001 - $75,000 | $13,877 |
| $75,001 - $110,000 | $17,989 |
| $110,001+ | $20,099 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 bracket pays $11,374 per year at Commonwealth. Four years at $11,374 equals $45,496, which is genuinely affordable. The risk is the 54.5% completion rate: low-income students who drop out still carry debt. For nursing or allied health students who complete, the ROI case is strong at this price point.
Middle-income families ($30K-$110K)
The 48001-75000 bracket pays $13,877 and the 75001-110000 bracket pays $17,989. The $13,877-$17,989 range over four years ($55,508-$71,956) is justified for students entering nursing or computer science. Business and social science paths are closer calls at these costs given average six-year earnings of $38,200.
Higher-income families ($110K+)
Even at full net price, Commonwealth is a bargain if the student completes. The issue is that the 54.5% completion rate applies regardless of income, and the average 6-year earnings of $38,200 suggest the institution-level return is modest. High-income families should ask whether a higher-cost but higher-completion school might be a better bet.
Earnings by Major
Top 10 most popular majors at Commonwealth University of Pennsylvania with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Business Administration, Management, and Operations | $64,030 | C |
| Registered Nursing | $89,958 | B+ |
| Teacher Education | $48,662 | C |
| Psychology | $49,137 | D |
| Criminal Justice and Corrections | $55,909 | D |
| Social Work | $48,454 | D |
| Kinesiology and Exercise Science | $53,736 | D |
| Special Education and Teaching | $51,949 | C+ |
| Communication and Media Studies | $52,825 | D |
| English Language and Literature | $46,990 | F |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is the clearest ROI success at Commonwealth: 190 graduates, $77,809 year-one, $89,958 year-four, debt-to-earnings ratio of 0.347 (ROI grade B+). Median debt of $27,000 is serviced comfortably against nursing salaries, and the year-one figure reflects the immediate premium nurses earn in Pennsylvania healthcare markets. This is the program most worth pursuing at this institution.
Computer Science
Computer Science (18 graduates) earns $61,299 year-one and $85,353 year-four with a debt-to-earnings ratio of 0.440 (ROI grade B). These are solid outcomes for a regional public school - the four-year figure of $85k suggests graduates land in software or IT roles in Northeastern Pennsylvania and beyond. Median debt of $27,000 at a $61k starting salary is a manageable 0.44 ratio. Volume is small, which limits how much weight to place on the figures.
Business Administration, Management, and Operations
Business Administration (315 graduates - the largest single program by volume) earns $45,093 year-one and $64,030 year-four with a debt-to-earnings ratio of 0.584 (ROI grade C). Year-one earnings below $50k against $26,000 in median debt is not crisis-level, but the debt-to-earnings ratio of 0.584 leaves little margin.
Criminal Justice and Corrections
Criminal Justice (139 graduates) earns $37,839 year-one and $55,909 year-four with a debt-to-earnings ratio of 0.714 (ROI grade D). The four-year figure of $55,909 is consistent with mid-career public safety earnings in Pennsylvania. Median debt of $27,000 at these earnings levels pushes the debt burden to uncomfortable territory.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 79.3% | 68.8% |
| 3-year repayment | 81.8% | 73.6% |
| 5-year repayment | 76.9% | 67.7% |
| 7-year repayment | 79.8% | 72.8% |
Completion Rate
Trends Over Time
How Commonwealth University of Pennsylvania’s cost and outcomes have moved across College Scorecard releases (2022-2024).
Average Net Price
Completion Rate
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 93.1% |
| SAT Math (25th-75th) | 490-590 |
| SAT Reading (25th-75th) | 500-600 |
| Enrollment | 9,210 |
| Pell Grant recipients | 31.8% |
| Avg faculty salary (monthly) | $11,730 |
At 93.1%, Commonwealth University is functionally open-access. SAT ranges of 490-590 Math and 500-600 Reading confirm a broad academic profile. Admission is not a differentiating factor - the relevant question is fit with program offerings and realistic assessment of completion odds given the 54.5% institutional graduation rate.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
The consolidation that created Commonwealth may eventually yield administrative efficiencies, but Scorecard data do not yet show improved outcomes from the merger.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Commonwealth University of Pennsylvania (this school) | 53 | $15,699 | $52,416 |
| Fort Hays State University | 52 | $12,569 | $48,928 |
| Cleveland State University | 52 | $14,764 | $52,131 |
| East Stroudsburg University of Pennsylvania | 51 | $18,134 | $56,148 |
| East Texas A&M University | 51 | $11,841 | $50,296 |
| Cheyney University of Pennsylvania | 11 | $14,265 | $37,837 |
Who Thrives Here
Commonwealth University admits 93.1% of applicants with SAT mid-ranges of 490-590 Math and 500-600 Reading; ACT data is not reported. At 9,210 enrolled, it is a regional comprehensive serving primarily Pennsylvania students. The Pell grant rate of 31.8% indicates a working-class and middle-income student body. Students drawn to nursing, allied health, education, or business in a regional Pennsylvania setting are the core fit. The low completion rate suggests academic support gaps; students should investigate retention programs and academic advising before enrolling.
The Verdict: Proceed With Caution
The money case for Commonwealth University of Pennsylvania is mixed, and worth a hard look before you commit. At $15,699 per year after aid, the typical graduate earns $52,416 ten years after entry, which means it takes about 11.6 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.
What it has going for it: high loan repayment success. What to keep an eye on: a debt-to-earnings ratio of 0.68 (median across the schools we score: 0.61).
Median debt of $26,000 among graduates who borrowed, against average earnings of $38,200 six years after entry, gives a debt-to-earnings ratio of 0.68. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. Your major - and how much you borrow - really matters.
Commonwealth University of Pennsylvania: Common Questions
Is Commonwealth University of Pennsylvania worth it?
In our view, the money case is mixed and worth a hard look before you commit. Commonwealth University of Pennsylvania scores 53/100 on our ROI scale. At $15,699 a year after aid the typical graduate earns $52,416 ten years after entry, so it takes about 11.6 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.
How much does Commonwealth University of Pennsylvania cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $15,699 a year, or roughly $62,796 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Commonwealth University of Pennsylvania graduates earn?
The typical graduate earns about $52,416 ten years after enrolling, roughly $10,616 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Commonwealth University of Pennsylvania?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 11.6 years for Commonwealth University of Pennsylvania. The median across the schools we track is about 12 years.
How much debt do Commonwealth University of Pennsylvania graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $26,000, against average earnings of $38,200 six years after entry - a debt-to-earnings ratio of 0.68. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. How much you borrow really matters.
What is the graduation rate at Commonwealth University of Pennsylvania?
The six-year graduation rate is 54.5%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.