Chamberlain University-New Jersey
North Brunswick, New Jersey · Private For-Profit · 100.0% acceptance rate
ROI Score: 71/100 · Fair Value
Data: 2024-25 College Scorecard release
Chamberlain University-New Jersey scores 71 (Fair Value) on the CampusROI scale. This is a for-profit nursing institution with one program in Scorecard - Registered Nursing (299 graduates, C+, $83,188 year-one, $96,132 year-four). The score reflects the tension between strong earnings outcomes and two structural problems: a 33.3% completion rate (sub-score 13) and a 66.5% repayment rate (sub-score 30) - meaning two-thirds of students who enroll do not graduate, and more than a third of borrowers are not successfully paying down debt. The payback period sub-score of 93 (raw 5.1 years) and the debt-to-earnings ratio of 0.300 (sub-score 95) are exceptional for the students who do complete - $69,800 average six-year earnings against $20,919 median debt is a strong financial outcome. Income bracket data is severely limited in Scorecard - only two brackets are reported (0-30000 at $38,904 and 110001-plus at $37,754), with the other three null. The completion rate of 33.3% is the single most important piece of data here: students who complete the Chamberlain NJ nursing program enter a New Jersey healthcare labor market that pays well; students who do not complete have spent $37,984 annually for a partial credential and face the same debt burden with far less earnings leverage.
How Chamberlain University-New Jersey scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- 6-year graduation rate33.3% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
Chamberlain University-New Jersey
Quick Numbers
| In-state tuition + fees | $20,785/yr |
| Out-of-state tuition + fees | $20,785/yr |
| Average net price | $37,984/yr |
| Total 4-year cost (net) | $151,936 |
| Median earnings (10yr post-entry) | $92,405 |
| Average earnings (6yr post-entry) | $69,800 |
| Median debt at graduation | $20,919 |
| Estimated monthly loan payment | $222 |
| Estimated payback period | 5.1 years |
| 6-year graduation rate | 33.3% |
| Undergraduate enrollment | 1,226 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $20,785/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $37,984/year, or roughly $151,936 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $38,904/year here, while families earning over $110,000 pay $37,754/year.
Among graduates who borrowed, the median federal loan debt from this school is $20,919, which works out to about $222 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($69,800) and comes to 0.30, which in our view is comfortably manageable.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $38,904 |
| $30,001 - $48,000 | N/A |
| $48,001 - $75,000 | N/A |
| $75,001 - $110,000 | N/A |
| $110,001+ | $37,754 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Scorecard reports the 0-30000 income bracket at $38,904 per year - higher than the $37,984 average net price. Only two income brackets are reported; the three middle brackets (30001-48000, 48001-75000, 75001-110000) show null values, so a full income analysis cannot be made. For the lowest-income students at this institution, $38,904 annually is a significant financial commitment, particularly given the 33.3% completion rate.
Middle-income families ($30K-$110K)
Income bracket data for the 30001-48000, 48001-75000, and 75001-110000 brackets is not reported in Scorecard for Chamberlain NJ. The two available data points ($38,904 for the lowest income tier and $37,754 for the highest) are nearly identical, suggesting the institution offers very little income-based price differentiation. Middle-income families should assume a cost near the $37,984 average net price and evaluate accordingly.
Higher-income families ($110K+)
The 110001-plus bracket pays $37,754 - essentially the same as the lowest-income bracket at $38,904. Higher-income families are not penalized or rewarded relative to lower-income families. The financial case at any income level rests entirely on completing the nursing credential and entering the NJ healthcare labor market.
Earnings by Major
Top 1 most popular majors at Chamberlain University-New Jersey with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $96,132 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is the only program at Chamberlain NJ in Scorecard: 299 graduates, $83,188 year-one, $96,132 at year four, C+ grade, debt-to-earnings ratio of 0.471 against $39,146 median debt. Monthly payments on $39,146 run roughly $415. Against an $83k first-year salary, this is manageable - a 6% debt-to-income monthly burden. The C+ grade reflects the elevated debt load relative to a strong earnings profile. Students who complete the nursing program enter New Jersey's tight healthcare labor market with a credential that commands $83k in year one.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 62.3% | 68.8% |
| 3-year repayment | 66.5% | 73.6% |
| 5-year repayment | 65.0% | 67.7% |
| 7-year repayment | 69.6% | 72.8% |
Completion Rate
Trends Over Time
How Chamberlain University-New Jersey’s cost and outcomes have moved across College Scorecard releases (2016-2024).
Average Net Price
Completion Rate
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 100.0% |
| Enrollment | 1,226 |
| Pell Grant recipients | 38.7% |
| Avg faculty salary (monthly) | $8,080 |
Chamberlain NJ admits 100% of applicants. There is no academic selection filter. The institution's challenge is not admission but persistence to graduation. At a 33.3% completion rate, the relevant pre-enrollment question is not 'will I get in' but 'what is the plan to complete the nursing program.' Students who do not complete leave with debt and no degree. Given the investment required, students should explore Chamberlain's support services, academic progression requirements, and clinical placement infrastructure before committing.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Chamberlain University-NJ (ROI 71) sits in the Fair Value tier. Chamberlain NJ's earnings outcomes for completers are strong: $83k year-one in New Jersey's healthcare market is a meaningful outcome.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Chamberlain University-New Jersey (this school) | 71 | $37,984 | $92,405 |
| West Coast University-Texas | 76 | $25,992 | $102,672 |
| West Coast University-Miami | 76 | $32,539 | $102,672 |
| West Coast University-Ontario | 71 | $49,590 | $102,672 |
| Berkeley College-Woodland Park | 16 | $27,100 | $40,251 |
| Eastern International College-Jersey City | 5 | $21,111 | $35,008 |
Who Thrives Here
Chamberlain University-NJ has a reported admission rate of 100% - it is an open-enrollment institution. No SAT or ACT ranges are reported. Enrollment is 1,226. The Pell grant rate of 38.7% reflects a substantial lower-income student population. Chamberlain's sole program is a pre-licensure nursing degree. Students who enroll are choosing a for-profit nursing school in New Jersey's healthcare market - a rational choice given NJ nursing wages, but one that comes with a $38k annual net price and a one-in-three completion rate. Students should investigate what distinguishes completers from non-completers before enrolling.
The Verdict: A Reasonable Bet - With Caveats
Chamberlain University-New Jersey is a fair-value bet, but how well it pays off depends a lot on you. At $37,984 a year after aid ($151,936 over four years), with the typical graduate earning $92,405 a decade out, the cost takes about 5.1 years to earn back. For context, the median payback across the schools we score is about 12 years.
What it has going for it: a strong earnings premium over high school graduates, manageable debt relative to earnings. What to keep an eye on: its 33.3% graduation rate, a three-year loan repayment rate of 66.5% (median across the schools we score: 73.6%).
Median debt of $20,919 among graduates who borrowed, against average earnings of $69,800 six years after entry, gives a debt-to-earnings ratio of 0.30, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
Chamberlain University-New Jersey: Common Questions
Is Chamberlain University-New Jersey worth it?
In our view, it's a fair-value bet - whether Chamberlain University-New Jersey is worth it depends a lot on your major and aid package. It scores 71/100 on our ROI scale. At $37,984 a year after aid ($151,936 over four years) against $92,405 in typical earnings a decade out, the cost takes about 5.1 years to earn back. For context, the median payback across the schools we score is about 12 years.
How much does Chamberlain University-New Jersey cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $37,984 a year, or roughly $151,936 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Chamberlain University-New Jersey graduates earn?
The typical graduate earns about $92,405 ten years after enrolling, roughly $50,605 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Chamberlain University-New Jersey?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 5.1 years for Chamberlain University-New Jersey. The median across the schools we track is about 12 years.
How much debt do Chamberlain University-New Jersey graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $20,919, against average earnings of $69,800 six years after entry - a debt-to-earnings ratio of 0.30. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at Chamberlain University-New Jersey?
The six-year graduation rate is 33.3%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.