Eastern International College-Jersey City
Jersey City, New Jersey · Private For-Profit · 69.6% acceptance rate
ROI Score: 5/100 · Poor Value
Eastern International College-Jersey City posts an overall ROI score of 5 out of 100, one of the weakest profiles in the dataset and squarely in Poor Value territory. Median earnings six years after enrollment sit at just $23,100, climbing to $35,008 by year 10 -- earnings that do not meaningfully exceed what New Jersey high school graduates report, so the earnings premium attributable to the degree is effectively zero. Median federal debt of $24,751 produces a debt-to-earnings ratio of 1.071, meaning typical borrowers owe more than they earn in a year. The model-derived payback period is 28,055 years, which is the algorithm's way of saying earnings essentially never recoup the cost of attendance. Net price is $21,111 against in-state tuition of $18,383 -- once again, the listed tuition undershoots the all-in cost. Completion rate is 34.1%, meaning two out of three students do not finish. The three-year repayment rate of 33.9% indicates most borrowers are in deferment, forbearance, or default. This is the kind of profile that defines poor-value postsecondary education.
The data raises concerns about Eastern International College-Jersey City
These metrics fall below the thresholds most financial advisors recommend for a sound college investment. Review them carefully before committing.
- ROI Score5/100 - Poor Value tier (below 45). Most 4-year schools we track score 60 or higher.
- Debt-to-earnings1.07 - Advisors recommend total student debt stay below one year of salary (ratio under 1.0).
- 6-year graduation rate34.1% - Well below the 60% national average. Non-completion is the fastest route to negative ROI.
- Payback period>50 years - Graduates earn at or near the level of high school completers — the cost may not recoup within a working career.
Eastern International College-Jersey City
Quick Numbers
| In-state tuition + fees | $18,383/yr |
| Out-of-state tuition + fees | $18,383/yr |
| Average net price | $21,111/yr |
| Total 4-year cost (net) | $84,444 |
| Median earnings (10yr post-entry) | $35,008 |
| Median earnings (6yr post-entry) | $23,100 |
| Median debt at graduation | $24,751 |
| Estimated monthly loan payment | $262 |
| Estimated payback period | >50 years |
| 6-year graduation rate | 34.1% |
| Undergraduate enrollment | 495 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The sticker price at Eastern International College-Jersey City is $18,383/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $21,111/year, or roughly $84,444 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $21,111/year, while families earning over $110,000 pay N/A/year.
The median graduate leaves with $24,751 in federal loan debt, translating to an estimated monthly payment of $262 on a standard 10-year repayment plan. Against median earnings of $35,008 ten years out, the debt-to-earnings ratio is 1.07 - above the recommended threshold where total debt should not exceed first-year salary.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $21,111 |
| $30,001 - $48,000 | N/A |
| $48,001 - $75,000 | N/A |
| $75,001 - $110,000 | N/A |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families under $30,000 pay $21,111 per year -- effectively the full net price, with no aid discount over and above what federal Pell and loans deliver. Over four years that is $84,000 toward a degree where median graduates earn $23,100. Pell will cover a meaningful chunk, but federal loans cover the rest, and those loans become a 1.07 debt-to-earnings burden. The math fails.
Middle-income families ($30K-$110K)
All higher income brackets are unreported, so we cannot speak to what middle-income families actually pay. The absence of data itself is a signal: either the school enrolls almost no middle-income students, or the institution has not reported the figures. Middle-income families should request a personalized net price from the school before considering enrollment.
Higher-income families ($110K+)
Higher-income brackets are unreported in Scorecard data. Any family in this band paying $21,000+ per year at a school with $23,100 median graduate earnings is paying for a credential with negative net present value compared to free or low-cost alternatives like Hudson County Community College's allied health programs.
Earnings by Major
Top 1 most popular majors at Eastern International College-Jersey City with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Allied Health Diagnostic and Treatment | $48,047 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Allied Health Diagnostic and Treatment
The flagship Allied Health Diagnostic and Treatment program (sonography, radiologic technology, surgical tech) graduates roughly 12 students per year with $31,850 first-year earnings, growing to $48,047 by year four. The catch: median debt of $31,250 against year-one wages produces a 0.981 debt-to-earnings ratio, earning a D ROI grade. Graduates can work in hospitals, imaging centers, and outpatient clinics, but they enter that workforce with debt levels that closely shadow community-college allied-health graduates earning the same wages -- meaning the for-profit premium delivers no measurable career advantage.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 21.7% | 52.0% |
| 3-year repayment | 33.9% | 62.0% |
| 5-year repayment | 32.0% | 68.0% |
| 7-year repayment | 34.2% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 69.6% |
| Enrollment | 495 |
| Pell Grant recipients | 38.6% |
| Avg faculty salary (monthly) | $7,038 |
The reported admission rate is 69.6%, but in practice this number is nearly meaningless at a small for-profit allied-health school: applicants who can pay are admitted. No SAT or ACT data is reported because the school does not require standardized tests. The combination of open-access admissions and a 34.1% completion rate suggests many enrolled students are not academically or financially positioned to finish.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Eastern International's peer set is the New Jersey/Mid-Atlantic for-profit cluster. Berkeley College-Woodland Park, also in NJ, runs a comparable cost structure and similarly weak ROI. DeVry University-New Jersey is a closer-to-mainstream competitor with broader programs but still poor-value scoring. South University-Columbia and South University-Tampa are out-of-state national for-profits with similar allied-health focus and debt patterns. California Aeronautical University rounds out the group with aviation specialization. Across all five peers, ROI scores hover in the single digits to low 30s.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Eastern International College-Jersey City (this school) | 5 | $21,111 | $35,008 |
| DeVry University-New Jersey | 32 | $26,565 | $45,987 |
| Berkeley College-Woodland Park | 16 | $27,100 | $40,251 |
| South University-Columbia | 8 | $27,693 | $34,421 |
| South University-Tampa | 8 | $20,434 | $34,421 |
| California Aeronautical University | 7 | $36,126 | $38,361 |
Who Thrives Here
Enrollment is 495 students with a 38.6% Pell rate, indicating a substantially low-income working-adult population, likely commuting from greater Jersey City. The school focuses on allied health diagnostic credentials (sonography, radiologic technology). For the small number of students who complete the program and land hospital jobs, first-year earnings of $31,850 are real -- but median debt of $31,250 against that wage produces a 0.981 debt ratio, which is dangerous. Two-thirds of starters never get even that. Fit is extremely narrow.
The Verdict: The Numbers Don't Add Up
The financial data raises serious concerns about Eastern International College-Jersey City. With a net cost of $21,111 per year and median graduate earnings of only $35,008 ten years out, the estimated payback period exceeds >50 years. For most students, the financial return does not justify the cost.
Areas of concern include weak earnings relative to cost and a 34.1% graduation rate and high debt relative to what graduates earn and concerning loan repayment rates and a long payback period.
Median debt of $24,751 against $35,008 in earnings is concerning. The debt-to-earnings ratio of 0.71 exceeds the commonly recommended threshold. Major choice is critical here.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.