Central Yeshiva Tomchei Tmimim Lubavitz

Central Yeshiva Tomchei Tmimim Lubavitz, a private nonprofit religious institution in Brooklyn, NY, lands a 27 ROI score in the Poor Value tier. The arithmetic is brutal once you look past the modest $8,400 sticker tuition: net price runs $21,437 because aid is thin, and median earnings six years after entry sit at just $29,800 (climbing only to $35,023 at 10 years). The completion rate is 5.1% -- one of the lowest in the country -- which dominates the score and signals that this is an enrollment population whose pathways through the federal data system look nothing like a conventional bachelor's-seeking cohort. Payback period is reported at 9,815 years, which is the algorithm's polite way of saying earnings never recoup cost on a typical timeline. The bright spot is debt-to-earnings: with median debt not reported (most students appear to graduate without federal loan engagement), the debt-to-earnings ratio is recorded as 0, which keeps that subscore at 100. Pell rate is 64% and enrollment is 863. Treat this profile less as a traditional ROI play and more as a religious-vocation institution where the federal earnings/completion lens captures little of the actual student experience.

This is a fit only for students pursuing Lubavitch-tradition religious study who already understand the institution's purpose. Pell rate of 64% and enrollment of 863 suggest a low-income, faith-aligned student body. The 5.1% federal completion rate and $29,800 six-year earnings figure mean prospective students using ROI as a primary lens will see weak signals -- but those signals say more about the misfit between federal college-tracking and yeshiva education than about the institution's value to its actual community.