Beloit College
Beloit, Wisconsin · Private Nonprofit · 63.0% acceptance rate
ROI Score: 52/100 · Below Average Value
Data: 2024-25 College Scorecard release
Beloit College scores 52/100 in the Below Average Value tier. Median ten-year earnings of $53,260 produce an earnings premium of 21.2% over Wisconsin high-school-only earners. Sticker price is steep at $60,886 tuition, but generous institutional aid drops the average net price to $21,526 and four-year total cost to $86,104. The 12.4-year payback period reflects the gap between high-quality educational experience and modest post-grad wages typical of liberal arts. Debt-to-earnings of 0.692 is the weakest sub-score (30/100). What this means: Beloit produces well-prepared graduates who persist and repay loans, but earnings ten years out trail what selective business or pre-professional programs would produce. As of 2024-2025, this is a school where the value depends entirely on whether the student leverages the liberal arts foundation into graduate school or career networking.
Beloit College
Quick Numbers
| In-state tuition + fees | $60,886/yr |
| Out-of-state tuition + fees | $60,886/yr |
| Average net price | $21,526/yr |
| Total 4-year cost (net) | $86,104 |
| Median earnings (10yr post-entry) | $53,260 |
| Average earnings (6yr post-entry) | $37,200 |
| Median debt at graduation | $25,738 |
| Estimated monthly loan payment | $273 |
| Estimated payback period | 12.4 years |
| 6-year graduation rate | 71.0% |
| Undergraduate enrollment | 926 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $60,886/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $21,526/year, or roughly $86,104 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $15,176/year here, while families earning over $110,000 pay $27,871/year.
Among graduates who borrowed, the median federal loan debt from this school is $25,738, which works out to about $273 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($37,200) and comes to 0.69, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $15,176 |
| $30,001 - $48,000 | $16,482 |
| $48,001 - $75,000 | $18,028 |
| $75,001 - $110,000 | $22,781 |
| $110,001+ | $27,871 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 pay $15,176 per year, or roughly $61,000 over four years.
Middle-income families ($30K-$110K)
Households in the $48,001-$75,000 range pay $18,028 annually, well below the school-wide $21,526 average. Over four years that's roughly $72,000. For prepared students who match the academic profile, this is a genuinely workable price.
Higher-income families ($110K+)
Families above $110,000 pay $27,871 per year, or about $111,000 over four years - close to full sticker after merit aid. At this bracket, Beloit asks high-income families to subsidize the cross-income community via near-sticker pricing.
Earnings by Major
Top 7 most popular majors at Beloit College with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Psychology | $45,715 | C |
| Sociology | $53,351 | D |
| Rhetoric and Composition/Writing Studies | $39,702 | F |
| Anthropology | $29,754 | F |
| Education, General | $56,414 | D |
| Science, Technology and Society | $53,760 | C+ |
| Business Information Systems | $84,668 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Business Information Systems
Business Information Systems is Beloit's top earner: 12 graduates with $54,111 first-year earnings rising sharply to $84,668 by year four. Debt-to-earnings of 0.499 and a C+ grade. This is the tech-adjacent track that converts the liberal arts foundation into real earnings power - and the four-year jump shows graduates accelerate fast.
Psychology
Psychology is Beloit's largest program (24 graduates), but first-year earnings are not reported and four-year earnings of $45,715 against $26,840 median debt yield a 0.587 ratio and a C grade. Psychology majors at liberal arts schools typically need graduate school for the major to pay off; treat the bachelor's as preparation.
Sociology
Sociology produces 24 graduates with $36,222 first-year earnings climbing to $53,351 by year four. Debt-to-earnings of 0.745 and a D grade reflect the structural reality of social science majors: meaningful early-career earnings growth but modest start. Graduate school or a clear vocational pathway materially improves the math.
Education, General
Education produces 16 graduates with first-year earnings of $33,493 rising to $56,414 by year four. The 0.730 debt-to-earnings ratio and D grade reflect typical teacher-track economics. PSLF eligibility for public school teachers materially improves real ROI for graduates who structure repayment around it from the start.
Anthropology
Anthropology shows the structural ROI problem most starkly: 18 graduates, $21,949 first-year earnings and $29,754 by year four against $26,293 median debt. A 1.198 debt-to-earnings ratio and F grade. Beloit's anthropology program is academically strong, but as a terminal bachelor's it produces a hard financial situation. Graduate school or a vocational pivot is essentially required to make the math work.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 78.9% | 68.8% |
| 3-year repayment | 86.2% | 73.6% |
| 5-year repayment | 83.5% | 67.7% |
| 7-year repayment | 87.6% | 72.8% |
Completion Rate
Trends Over Time
How Beloit College’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 63.0% |
| SAT Math (25th-75th) | 610-710 |
| SAT Reading (25th-75th) | 590-720 |
| ACT Composite (25th-75th) | 24-30 |
| Enrollment | 926 |
| Pell Grant recipients | 29.6% |
| Avg faculty salary (monthly) | $7,725 |
Beloit admits 63% of applicants with SAT mid-50% at 1200-1430 (610-710 math, 590-720 reading) and ACT composite 24-30. The strong 71.1% completion rate tracks with the admissions filter: students arrive prepared and persist. The selectivity signals a more rigorous academic environment than the modest earnings premium would suggest.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Beloit College (this school) | 52 | $21,526 | $53,260 |
| Bellin College | 72 | $37,408 | $76,222 |
| Bryan College-Dayton | 54 | $20,614 | $54,434 |
| Keuka College | 51 | $24,338 | $58,289 |
| Heritage University | 51 | $14,598 | $49,416 |
| Alverno College | 39 | $22,540 | $53,145 |
Who Thrives Here
Beloit fits academically prepared students who want a small (926 enrolled) selective liberal arts environment. The 29.6% Pell rate combined with generous aid creates a real cross-income community. Outcomes look strong for completion and repayment but moderate for earnings - this is the classic liberal arts trade-off. Students planning graduate school, professional school, or careers where the network and intellectual training compound over time tend to do best.
The Verdict: Proceed With Caution
The money case for Beloit College is mixed, and worth a hard look before you commit. At $21,526 per year after aid, the typical graduate earns $53,260 ten years after entry, which means it takes about 12.4 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.
What it has going for it: its 71.0% graduation rate, high loan repayment success. What to keep an eye on: a debt-to-earnings ratio of 0.69 (median across the schools we score: 0.61).
Median debt of $25,738 among graduates who borrowed, against average earnings of $37,200 six years after entry, gives a debt-to-earnings ratio of 0.69. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. Your major - and how much you borrow - really matters.
Beloit College: Common Questions
Is Beloit College worth it?
In our view, the money case is mixed and worth a hard look before you commit. Beloit College scores 52/100 on our ROI scale. At $21,526 a year after aid the typical graduate earns $53,260 ten years after entry, so it takes about 12.4 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.
How much does Beloit College cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $21,526 a year, or roughly $86,104 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Beloit College graduates earn?
The typical graduate earns about $53,260 ten years after enrolling, roughly $11,460 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Beloit College?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 12.4 years for Beloit College. The median across the schools we track is about 12 years.
How much debt do Beloit College graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $25,738, against average earnings of $37,200 six years after entry - a debt-to-earnings ratio of 0.69. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. How much you borrow really matters.
What is the graduation rate at Beloit College?
The six-year graduation rate is 71.0%, at or above the 64% national average for four-year schools (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.