6

Ashford University

San Diego, California · Private For-Profit

ROI Score: 6/100 · Poor Value

Ashford University

Poor Value
6
ROI Score
Earnings Premium
7(0.00x)
Payback Period
7(656.1 yr)
Debt / Earnings
8(0.92)
Completion Rate
1(11%)
Repayment Rate
4(42%)

Quick Numbers

In-state tuition + fees$11,960/yr
Out-of-state tuition + fees$11,960/yr
Average net price$31,266/yr
Total 4-year cost (net)$125,064
Median earnings (10yr post-entry)$35,404
Median earnings (6yr post-entry)$34,000
Median debt at graduation$31,250
Estimated monthly loan payment$331
Estimated payback period656.1 years
6-year graduation rate10.7%
Undergraduate enrollment20,152

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$31,009
$30,001 - $48,000$31,862
$48,001 - $75,000$33,319
$75,001 - $110,000$32,953
$110,001+$33,593

Earnings by Major

Top 10 most popular majors at Ashford University with available earnings data.

MajorMedian EarningsGrade
Business Administration, Management, and Operations$71,782C
Teacher Education$43,748F
Psychology$48,325F
Health and Medical Administrative Services$53,801D
Criminal Justice and Corrections$60,144D
Human Resources Management$65,002D
Accounting$61,522D
Behavioral Sciences$45,157F
Finance and Financial Management$64,426C+
Sociology$51,004D

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at Ashford University is $11,960/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $31,266/year, or roughly $125,064 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $31,009/year, while families earning over $110,000 pay $33,593/year.

The median graduate leaves with $31,250 in federal loan debt, translating to an estimated monthly payment of $331 on a standard 10-year repayment plan. Against median earnings of $35,404 ten years out, the debt-to-earnings ratio is 0.92 - within the recommended range but worth monitoring.

How Graduates Do

Earnings

6 years after entry$34,000
-$1,000 vs. HS grad
10 years after entry$35,404
+$404 vs. HS grad
Annual earnings premium$404
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment34.1%52.0%
3-year repayment42.1%62.0%
5-year repayment29.3%68.0%
7-year repayment36.7%72.0%

Completion Rate

0%National avg: 60.0%100%
10.7%
6-year rate

Admissions Snapshot

Enrollment20,152
Pell Grant recipients32.1%
Avg faculty salary (monthly)$7,113

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
Ashford University (this school)
6
$31,266$35,404
University of Silicon Valley
23
$27,815$51,017
Full Sail University
13
$38,875$38,219
Post University
12
$21,634$38,696
Academy of Art University
10
$40,613$39,008
Colorado Technical University-Colorado Springs
9
$16,745$37,180

The Verdict: The Numbers Don't Add Up

Poor Value

The financial data raises serious concerns about Ashford University. With a net cost of $31,266 per year and median graduate earnings of only $35,404 ten years out, the payback period stretches to 656.1 years. For most students, the financial return does not justify the cost.

Areas of concern include weak earnings relative to cost and a 10.7% graduation rate and high debt relative to what graduates earn and concerning loan repayment rates and a long payback period.

Median debt of $31,250 against $35,404 in earnings is concerning. The debt-to-earnings ratio of 0.88 exceeds the commonly recommended threshold. Major choice is critical here.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.