Albizu University-San Juan
San Juan, Puerto Rico · Private Nonprofit · 100.0% acceptance rate
ROI Score: 46/100 · Below Average Value
Data: 2024-25 College Scorecard release
Albizu University-San Juan scores 46 (Below Average Value), a result driven primarily by a 27.3-year payback period and a 50.7% loan repayment rate - both signals of graduates struggling financially. The cost structure is actually low: $8,505 tuition, $9,732 net price, $5,500 median debt with a debt-to-earnings ratio of 0.182. Average 6-year earnings of $30,200 and median 10-year earnings of $41,544 reflect Puerto Rico's constrained wage market. The 67% completion rate is a relative strength. No program-level Scorecard data is available for this institution.
How Albizu University-San Juan scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- Payback period27.3 years - The median payback across the schools we score is about 12 years.
Albizu University-San Juan
Quick Numbers
| In-state tuition + fees | $8,505/yr |
| Out-of-state tuition + fees | $8,505/yr |
| Average net price | $9,732/yr |
| Total 4-year cost (net) | $38,928 |
| Median earnings (10yr post-entry) | $41,544 |
| Average earnings (6yr post-entry) | $30,200 |
| Median debt at graduation | $5,500 |
| Estimated monthly loan payment | $58 |
| Estimated payback period | 27.3 years |
| 6-year graduation rate | 67.0% |
| Undergraduate enrollment | 728 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $8,505/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $9,732/year, or roughly $38,928 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $8,880/year here, while families earning over $110,000 pay $18,382/year.
Among graduates who borrowed, the median federal loan debt from this school is $5,500, which works out to about $58 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($30,200) and comes to 0.18, which in our view is comfortably manageable.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $8,880 |
| $30,001 - $48,000 | $9,676 |
| $48,001 - $75,000 | $12,050 |
| $75,001 - $110,000 | $18,382 |
| $110,001+ | $18,382 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
At $5,500 median debt and $30,200 average 6-year earnings, the debt burden is proportionally light even if absolute earnings are modest.
Middle-income families ($30K-$110K)
Middle-income families ($30,001-75,000) pay $9,676-$12,050 per year. The debt-to-earnings ratio of 0.182 is low by national standards.
Higher-income families ($110K+)
Families earning $110,001+ pay $18,382 per year - a flat rate that matches the $75,001-110,000 bracket, suggesting no additional aid differentiation at higher incomes. Even at this tier, four-year cost around $73,000 against $30,200 average 6-year earnings requires extended payback.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 44.6% | 68.8% |
| 3-year repayment | 50.7% | 73.6% |
| 5-year repayment | 52.4% | 67.7% |
| 7-year repayment | 53.8% | 72.8% |
Completion Rate
Trends Over Time
How Albizu University-San Juan’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 100.0% |
| Enrollment | 728 |
| Pell Grant recipients | 68.8% |
| Avg faculty salary (monthly) | $4,085 |
Albizu University-San Juan reports an admission rate of 100% - it is fully open-enrollment. No test scores are reported. The relevant screen is whether prospective students meet academic prerequisites for the programs they want to pursue, particularly given the graduate-school orientation of much of the curriculum.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Albizu University-San Juan (this school) | 46 | $9,732 | $41,544 |
| University of Puerto Rico-Mayaguez | 53 | $17,936 | $48,992 |
| Dewey University-Hato Rey | 33 | $3,577 | $19,761 |
| Puerto Rico Conservatory of Music | 32 | $7,260 | $19,474 |
| University of Puerto Rico-Rio Piedras | 32 | $9,175 | $35,723 |
| Escuela de Artes Plasticas y Diseno de Puerto Rico | 21 | $5,669 | $21,790 |
Who Thrives Here
Albizu University-San Juan is a bilingual (Spanish-English) private nonprofit institution in Puerto Rico primarily serving local students. It admits 100% of applicants, making it fully open-access. With 68.9% Pell grant recipients, it serves a predominantly low-income student body. The psychology-focused curriculum historically targets students pursuing graduate-level clinical psychology training in a Puerto Rican context.
The Verdict: Proceed With Caution
The money case for Albizu University-San Juan is mixed, and worth a hard look before you commit. At $9,732 per year after aid, the typical graduate earns $41,544 ten years after entry, which means it takes about 27.3 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.
What it has going for it: manageable debt relative to earnings. What to keep an eye on: weak earnings relative to cost, a three-year loan repayment rate of 50.7% (median across the schools we score: 73.6%), a long payback period.
On debt, you can breathe a little easier here. Median debt of $5,500 among graduates who borrowed, against average earnings of $30,200 six years after entry, gives a debt-to-earnings ratio of 0.18: well under 1.0, the point at which debt would equal a full year of those earnings.
Albizu University-San Juan: Common Questions
Is Albizu University-San Juan worth it?
In our view, the money case is mixed and worth a hard look before you commit. Albizu University-San Juan scores 46/100 on our ROI scale. At $9,732 a year after aid the typical graduate earns $41,544 ten years after entry, so it takes about 27.3 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.
How much does Albizu University-San Juan cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $9,732 a year, or roughly $38,928 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Albizu University-San Juan graduates earn?
The typical graduate earns about $41,544 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Albizu University-San Juan?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 27.3 years for Albizu University-San Juan. The median across the schools we track is about 12 years.
How much debt do Albizu University-San Juan graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $5,500, against average earnings of $30,200 six years after entry - a debt-to-earnings ratio of 0.18. In our view that is very manageable: well under 1.0, the point at which debt would equal a full year of those earnings.
What is the graduation rate at Albizu University-San Juan?
The six-year graduation rate is 67.0%, at or above the 64% national average for four-year schools (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.