Albizu University-San Juan
San Juan, Puerto Rico · Private Nonprofit · 100.0% acceptance rate
ROI Score: 46/100 · Below Average Value
Albizu University-San Juan scores 46 (Below Average Value), a result driven primarily by a 27.3-year payback period and a 50.7% loan repayment rate -- both signals of graduates struggling financially. The cost structure is actually low: $8,505 tuition, $9,732 net price, $5,500 median debt with a debt-to-earnings ratio of 0.182. Median 6-year earnings of $30,200 and 10-year earnings of $41,544 reflect Puerto Rico's constrained wage market. The 67% completion rate is a relative strength. No program-level Scorecard data is available for this institution.
The data raises concerns about Albizu University-San Juan
These metrics fall below the thresholds most financial advisors recommend for a sound college investment. Review them carefully before committing.
- Payback period27.3 years - Most 4-year schools we track have payback periods of 4-10 years.
Albizu University-San Juan
Quick Numbers
| In-state tuition + fees | $8,505/yr |
| Out-of-state tuition + fees | $8,505/yr |
| Average net price | $9,732/yr |
| Total 4-year cost (net) | $38,928 |
| Median earnings (10yr post-entry) | $41,544 |
| Median earnings (6yr post-entry) | $30,200 |
| Median debt at graduation | $5,500 |
| Estimated monthly loan payment | $58 |
| Estimated payback period | 27.3 years |
| 6-year graduation rate | 67.0% |
| Undergraduate enrollment | 728 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The sticker price at Albizu University-San Juan is $8,505/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $9,732/year, or roughly $38,928 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $8,880/year, while families earning over $110,000 pay $18,382/year.
The median graduate leaves with $5,500 in federal loan debt, translating to an estimated monthly payment of $58 on a standard 10-year repayment plan. Against median earnings of $41,544 ten years out, the debt-to-earnings ratio is 0.18 - well within manageable territory.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $8,880 |
| $30,001 - $48,000 | $9,676 |
| $48,001 - $75,000 | $12,050 |
| $75,001 - $110,000 | $18,382 |
| $110,001+ | $18,382 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The $0-30,000 income bracket pays $8,880 per year -- a very accessible cost for a private university, particularly in Puerto Rico where institutional aid from mainland comparison schools is largely unavailable. At $5,500 median debt and $30,200 median 6-year earnings, the debt burden is proportionally light even if absolute earnings are modest.
Middle-income families ($30K-$110K)
Middle-income families ($30,001-75,000) pay $9,676-$12,050 per year. These are affordable net prices relative to Puerto Rico household incomes. The debt-to-earnings ratio of 0.182 is low by national standards. The repayment challenge at Albizu reflects the earnings floor in Puerto Rico's economy more than heavy borrowing.
Higher-income families ($110K+)
Families earning $110,001+ pay $18,382 per year -- a flat rate that matches the $75,001-110,000 bracket, suggesting no additional aid differentiation at higher incomes. Even at this tier, four-year cost around $73,000 against $30,200 median 6-year earnings requires extended payback.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 44.6% | 52.0% |
| 3-year repayment | 50.7% | 62.0% |
| 5-year repayment | 52.4% | 68.0% |
| 7-year repayment | 53.8% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 100.0% |
| Enrollment | 728 |
| Pell Grant recipients | 68.8% |
| Avg faculty salary (monthly) | $4,085 |
Albizu University-San Juan reports an admission rate of 100% -- it is fully open-enrollment. No test scores are reported. The relevant screen is whether prospective students meet academic prerequisites for the programs they want to pursue, particularly given the graduate-school orientation of much of the curriculum.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Albizu's peer group includes Universidad Adventista de las Antillas, Atlantic University, Briar Cliff University, Heritage University, and Eastern Mennonite University. The Puerto Rico-based peer, Universidad Adventista de las Antillas, operates in the same regional wage environment. The mainland peers -- Briar Cliff, Heritage, Eastern Mennonite -- are small faith-based institutions with limited Scorecard data. Direct comparison to mainland peers is somewhat misleading because Puerto Rico's wage market fundamentally differs; Albizu's ROI score of 46 reflects that structural wage constraint as much as institutional performance.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Albizu University-San Juan (this school) | 46 | $9,732 | $41,544 |
| University of Puerto Rico-Mayaguez | 53 | $17,936 | $48,992 |
| Dewey University-Hato Rey | 33 | $3,577 | $19,761 |
| Puerto Rico Conservatory of Music | 32 | $7,260 | $19,474 |
| University of Puerto Rico-Rio Piedras | 32 | $9,175 | $35,723 |
| Escuela de Artes Plasticas y Diseno de Puerto Rico | 31 | $5,669 | $21,790 |
Who Thrives Here
Albizu University-San Juan is a bilingual (Spanish-English) private nonprofit institution in Puerto Rico primarily serving local students. It admits 100% of applicants, making it fully open-access. With 68.9% Pell grant recipients, it serves a predominantly low-income student body. The psychology-focused curriculum historically targets students pursuing graduate-level clinical psychology training in a Puerto Rican context. The earnings data reflects Puerto Rico's lower wage scale relative to the mainland; mainland ROI comparisons may overstate the disadvantage for students planning to live and work in Puerto Rico.
The Verdict: Proceed With Caution
The financial case for Albizu University-San Juan is mixed. At $9,732 per year net cost, graduates earn a median of $41,544 ten years after entry - a payback period of 27.3 years. That's below the average return for four-year institutions, and prospective students should carefully consider whether the investment aligns with their financial goals.
Key strengths include manageable debt relative to earnings. However, the data also shows weak earnings relative to cost and concerning loan repayment rates and a long payback period.
Median debt of $5,500 is very manageable against $41,544 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.