Ursuline College
Pepper Pike, Ohio · Private Nonprofit · 74.9% acceptance rate
ROI Score: 62/100 · Fair Value
Ursuline College scores 62 (Fair Value) on the CampusROI scale. The school is a small Catholic women's college in Pepper Pike, Ohio (670 enrollment) with $38,990 sticker tuition and a $16,164 net price -- the high discount rate (tuition slashed by 59%) is a characteristic of small mission-driven privates. Median 6-year earnings of $43,700 and a 9.4-year payback period are moderate. The 66.7% completion rate is acceptable but not strong. The critical weakness is the repayment rate: only 62.6% of borrowers are making progress on their loans at year three, a figure that signals genuine financial distress for a meaningful share of graduates. Debt-to-earnings of 0.601 is elevated. The 43% Pell grant rate reflects a student body with significant financial need, which makes the low repayment rate particularly concerning. The Scorecard reports only one program-level data point: Registered Nursing. Nursing is clearly the school's primary enrollment driver with 130 graduates earning $69,155 year-one and $80,981 at year four (C+ grade, debt-to-earnings 0.506, median debt $35,000). The C+ grade -- not B -- reflects high median debt of $35,000 despite solid earnings. Average faculty salary of $6,612 is very low. Ursuline's identity as a small Catholic women's college serving a healthcare-oriented mission is clear in the data; the financial picture is Fair Value but the low repayment rate warrants scrutiny.
Ursuline College
Quick Numbers
| In-state tuition + fees | $38,990/yr |
| Out-of-state tuition + fees | $38,990/yr |
| Average net price | $16,164/yr |
| Total 4-year cost (net) | $64,656 |
| Median earnings (10yr post-entry) | $56,878 |
| Median earnings (6yr post-entry) | $43,700 |
| Median debt at graduation | $26,250 |
| Estimated monthly loan payment | $278 |
| Estimated payback period | 9.4 years |
| 6-year graduation rate | 66.7% |
| Undergraduate enrollment | 670 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The sticker price at Ursuline College is $38,990/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $16,164/year, or roughly $64,656 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $13,134/year, while families earning over $110,000 pay $22,048/year.
The median graduate leaves with $26,250 in federal loan debt, translating to an estimated monthly payment of $278 on a standard 10-year repayment plan. Against median earnings of $56,878 ten years out, the debt-to-earnings ratio is 0.60 - within the recommended range but worth monitoring.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $13,134 |
| $30,001 - $48,000 | $13,286 |
| $48,001 - $75,000 | $14,768 |
| $75,001 - $110,000 | $19,119 |
| $110,001+ | $22,048 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 bracket pays $13,134 per year -- about $52,500 over four years. Against $43,700 median earnings and a 62.6% repayment rate, this is a moderate commitment. Nursing graduates with year-one earnings of $69k face a manageable payback even at $35,000 in debt. Non-nursing students from low-income backgrounds face a harder case given the lower institutional earnings median.
Middle-income families ($30K-$110K)
Middle-income families pay $14,768 (48001-75000 bracket) to $19,119 (75001-110000 bracket). Four-year costs of $59,000-$77,000 are reasonable for a nursing-track student. The 9.4-year payback at the median is adequate. Middle-income families considering Ursuline for non-nursing programs should assess whether program-specific outcomes justify the cost relative to Ohio public alternatives.
Higher-income families ($110K+)
Families earning $110,000+ pay $22,048 per year -- about $88,000 over four years. At this cost, the nursing program's B-adjacent ROI (C+ grade due to debt) is still reasonable for students committed to a Catholic women's college environment. For non-nursing programs, the full-pay case is harder to justify given the limited Scorecard outcome data.
Earnings by Major
Top 1 most popular majors at Ursuline College with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $80,981 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing (130 graduates) earns $69,155 year-one and $80,981 at year four (C+ grade, debt-to-earnings 0.506, median debt $35,000). The C+ grade -- rather than a B -- is driven by the elevated median debt of $35,000, which is high even for nursing. Year-one earnings of $69k are solid for the Cleveland-area nursing market, and the four-year trajectory to $81k reflects typical nursing career progression. The debt burden is the primary constraint here. Students should compare net price against nearby nursing programs at Case Western, Cleveland State, and Lorain County Community College before committing.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 52.0% | 52.0% |
| 3-year repayment | 62.6% | 62.0% |
| 5-year repayment | 60.6% | 68.0% |
| 7-year repayment | 64.5% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 74.9% |
| SAT Math (25th-75th) | 483-555 |
| SAT Reading (25th-75th) | 523-578 |
| ACT Composite (25th-75th) | 20-26 |
| Enrollment | 670 |
| Pell Grant recipients | 43.0% |
| Avg faculty salary (monthly) | $6,612 |
At 74.9%, Ursuline is accessible. SAT and ACT ranges describe a moderate academic profile. The school's selectivity is consistent with other small regional Catholic colleges of similar size. Students admitted outside the nursing program should investigate career placement and employment outcomes specific to their intended major, as Scorecard data is dominated by nursing graduates.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Ursuline's Scorecard peers include Northwest University and MidAmerica Nazarene University. Among small Midwestern Catholic colleges with nursing programs, Ursuline competes with Lourdes University and Notre Dame College. The 62 ROI score is Fair Value, primarily sustained by nursing outcomes. The school's combination of a heavy discount from sticker, a women's college mission, and nursing focus creates a specific value proposition. Students targeting nursing in the Cleveland metro should also evaluate Cleveland State University and Ursuline's hospital-system partnerships, which affect clinical placement and employment networks.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Ursuline College (this school) | 62 | $16,164 | $56,878 |
| MidAmerica Nazarene University | 62 | $32,165 | $62,972 |
| Northwest University | 60 | $22,288 | $54,914 |
| Louisiana Christian University | 56 | $13,113 | $51,700 |
| Allegheny Wesleyan College | 29 | $5,355 | $37,453 |
| Art Academy of Cincinnati | 9 | $34,253 | $34,368 |
Who Thrives Here
Ursuline admits 74.9% of applicants with SAT mid-ranges of 483-555 Math and 523-578 Reading (ACT 20-26). Enrollment is 670 -- a very small institution. The 43% Pell rate means a large share of students have significant financial need. As a Catholic women's college, Ursuline offers a distinctive community for students who align with that identity. The nursing program dominates outcomes data. Students not in nursing should carefully assess program-specific employment outcomes, as the institution-wide 62.6% repayment rate and 66.7% completion rate indicate meaningful risk for graduates outside the nursing pipeline.
The Verdict: A Reasonable Bet - With Caveats
Ursuline College offers fair financial value, though the ROI depends heavily on individual circumstances. The net cost of $16,164 per year leads to $64,656 over four years, while graduates earn a median of $56,878 a decade out. The payback period of 9.4 years is about average - not bad, but not a standout either.
Areas of concern include concerning loan repayment rates.
Median debt of $26,250 against $56,878 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.
NewsletterCollege decisions are better with data.
New analyses, updated school profiles, and tools - when there’s something worth acting on.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.