Ursuline College
Pepper Pike, Ohio · Private Nonprofit · 74.9% acceptance rate
ROI Score: 62/100 · Fair Value
Data: 2024-25 College Scorecard release
Ursuline College scores 62 (Fair Value) on the CampusROI scale. The school is a small Catholic women's college in Pepper Pike, Ohio (670 enrollment) with $38,990 sticker tuition and a $16,164 net price - the high discount rate (tuition slashed by 59%) is a characteristic of small mission-driven privates. Average 6-year earnings are $43,700 and the payback period is 9.4 years. The 66.7% completion rate is acceptable but not strong. The figure to weigh most is the repayment rate: only 62.6% of borrowers are making progress on their loans at year three. Debt-to-earnings of 0.601 is elevated. The 43% Pell grant rate reflects a student body with significant financial need, which makes the low repayment rate particularly concerning. The Scorecard reports only one program-level data point: Registered Nursing. Nursing is clearly the school's primary enrollment driver with 130 graduates earning $69,155 year-one and $80,981 at year four (C+ grade, debt-to-earnings 0.506, median debt $35,000). The C+ grade - not B - reflects high median debt of $35,000 despite solid earnings. Ursuline's identity as a small Catholic women's college serving a healthcare-oriented mission is clear in the data; the financial picture is Fair Value but the low repayment rate warrants scrutiny.
Ursuline College
Quick Numbers
| In-state tuition + fees | $38,990/yr |
| Out-of-state tuition + fees | $38,990/yr |
| Average net price | $16,164/yr |
| Total 4-year cost (net) | $64,656 |
| Median earnings (10yr post-entry) | $56,878 |
| Average earnings (6yr post-entry) | $43,700 |
| Median debt at graduation | $26,250 |
| Estimated monthly loan payment | $278 |
| Estimated payback period | 9.4 years |
| 6-year graduation rate | 66.7% |
| Undergraduate enrollment | 670 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $38,990/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $16,164/year, or roughly $64,656 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $13,134/year here, while families earning over $110,000 pay $22,048/year.
Among graduates who borrowed, the median federal loan debt from this school is $26,250, which works out to about $278 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($43,700) and comes to 0.60, under 1.0, meaning median debt is less than a full year of those earnings.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $13,134 |
| $30,001 - $48,000 | $13,286 |
| $48,001 - $75,000 | $14,768 |
| $75,001 - $110,000 | $19,119 |
| $110,001+ | $22,048 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 bracket pays $13,134 per year - about $52,500 over four years. Against $43,700 average earnings and a 62.6% repayment rate, this is a moderate commitment. Nursing graduates with year-one earnings of $69k face a manageable payback even at $35,000 in debt. Non-nursing students from low-income backgrounds face a harder case given the lower institutional earnings median.
Middle-income families ($30K-$110K)
Middle-income families pay $14,768 (48001-75000 bracket) to $19,119 (75001-110000 bracket). Four-year costs of $59,000-$77,000 are reasonable for a nursing-track student.
Higher-income families ($110K+)
Families earning $110,000+ pay $22,048 per year - about $88,000 over four years. At this cost, the nursing program's B-adjacent ROI (C+ grade due to debt) is still reasonable for students committed to a Catholic women's college environment. For non-nursing programs, Scorecard outcome data is limited.
Earnings by Major
Top 1 most popular majors at Ursuline College with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $80,981 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing (130 graduates) earns $69,155 year-one and $80,981 at year four (C+ grade, debt-to-earnings 0.506, median debt $35,000). The C+ grade - rather than a B - is driven by the elevated median debt of $35,000, which is high even for nursing. Year-one earnings of $69k are solid for the Cleveland-area nursing market, and the four-year trajectory to $81k reflects typical nursing career progression. The debt burden is the primary constraint here.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 52.0% | 68.8% |
| 3-year repayment | 62.6% | 73.6% |
| 5-year repayment | 60.6% | 67.7% |
| 7-year repayment | 64.5% | 72.8% |
Completion Rate
Trends Over Time
How Ursuline College’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 74.9% |
| SAT Math (25th-75th) | 483-555 |
| SAT Reading (25th-75th) | 523-578 |
| ACT Composite (25th-75th) | 20-26 |
| Enrollment | 670 |
| Pell Grant recipients | 43.0% |
| Avg faculty salary (monthly) | $6,612 |
At 74.9%, Ursuline is accessible. SAT and ACT ranges describe a moderate academic profile. Students admitted outside the nursing program should investigate career placement and employment outcomes specific to their intended major, as Scorecard data is dominated by nursing graduates.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
The 62 ROI score is Fair Value, primarily sustained by nursing outcomes.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Ursuline College (this school) | 62 | $16,164 | $56,878 |
| MidAmerica Nazarene University | 62 | $32,165 | $62,972 |
| Northwest University | 60 | $22,288 | $54,914 |
| Louisiana Christian University | 56 | $13,113 | $51,700 |
| Allegheny Wesleyan College | 29 | $5,355 | $37,453 |
| Art Academy of Cincinnati | 9 | $34,253 | $34,368 |
Who Thrives Here
Ursuline admits 74.9% of applicants with SAT mid-ranges of 483-555 Math and 523-578 Reading (ACT 20-26). Enrollment is 670 - a very small institution. The 43% Pell rate means a large share of students have significant financial need. As a Catholic women's college, Ursuline offers a distinctive community for students who align with that identity. The nursing program dominates outcomes data. Students not in nursing should carefully assess program-specific employment outcomes, as the institution-wide 62.6% repayment rate and 66.7% completion rate indicate meaningful risk for graduates outside the nursing pipeline.
The Verdict: A Reasonable Bet - With Caveats
Ursuline College is a fair-value bet, but how well it pays off depends a lot on you. At $16,164 a year after aid ($64,656 over four years), with the typical graduate earning $56,878 a decade out, the cost takes about 9.4 years to earn back. For context, the median payback across the schools we score is about 12 years.
What to keep an eye on: a three-year loan repayment rate of 62.6% (median across the schools we score: 73.6%).
Median debt of $26,250 among graduates who borrowed, against average earnings of $43,700 six years after entry, gives a debt-to-earnings ratio of 0.60, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
Ursuline College: Common Questions
Is Ursuline College worth it?
In our view, it's a fair-value bet - whether Ursuline College is worth it depends a lot on your major and aid package. It scores 62/100 on our ROI scale. At $16,164 a year after aid ($64,656 over four years) against $56,878 in typical earnings a decade out, the cost takes about 9.4 years to earn back. For context, the median payback across the schools we score is about 12 years.
How much does Ursuline College cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $16,164 a year, or roughly $64,656 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Ursuline College graduates earn?
The typical graduate earns about $56,878 ten years after enrolling, roughly $15,078 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Ursuline College?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 9.4 years for Ursuline College. The median across the schools we track is about 12 years.
How much debt do Ursuline College graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $26,250, against average earnings of $43,700 six years after entry - a debt-to-earnings ratio of 0.60. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at Ursuline College?
The six-year graduation rate is 66.7%, at or above the 64% national average for four-year schools (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.