57

Rhode Island School of Design

Providence, Rhode Island · Private Nonprofit · 18.7% acceptance rate

ROI Score: 57/100 · Below Average Value

Data: 2024-25 College Scorecard release

Rhode Island School of Design (RISD) scores 57 (Below Average Value) on the CampusROI scale. The score reflects two competing realities: RISD has a 88.8% completion rate and a 90.0% 3-year repayment rate - both exceptional - alongside an average 6-year earnings of only $42,600 and a net price of $50,507 that produces a 10.3-year payback period. Sticker tuition is $62,688. Median debt is $27,000. The program mix is entirely arts and design. Fine and Studio Arts (143 graduates, $16,510 year-one, F grade), Film/Video (44 graduates, $17,701 year-one, F grade), and Apparel/Textiles (22 graduates, $14,537 year-one, F grade) show very low year-one earnings. Architectural Sciences (48 graduates, $55,673 year-one) is the strongest program, though 4-year data is not reported. The high repayment rate suggests RISD graduates are financially resourceful despite low earnings - likely reflecting family financial resources, career network access, and diversified income streams characteristic of design careers. RISD's ROI score should be read in the context of what this credential represents professionally, not solely as an earnings-to-cost calculation.

Payback Period
10.3 yr
Years until earnings premium covers total investment
Net Price / Year
$50,507
$202,028 over 4 years after aid
10-Year Earnings
$68,140
Median graduate 10 years after entry
Debt / Earnings
0.63
$27,000 median debt vs average earnings 6 yrs after entry

Rhode Island School of Design

57
ROI ScoreBelow Average Value
Earnings Premium
32(0.16x)
Payback Period
59(10.3 yr)
Debt / Earnings
43(0.63)
Completion Rate
95(89%)
Repayment Rate
95(90%)

Quick Numbers

In-state tuition + fees$62,688/yr
Out-of-state tuition + fees$62,688/yr
Average net price$50,507/yr
Total 4-year cost (net)$202,028
Median earnings (10yr post-entry)$68,140
Average earnings (6yr post-entry)$42,600
Median debt at graduation$27,000
Estimated monthly loan payment$286
Estimated payback period10.3 years
6-year graduation rate88.8%
Undergraduate enrollment2,084

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

The Full Financial Picture

The first number you'll see is the sticker price: $62,688/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $50,507/year, or roughly $202,028 over four years. That's the number to plan around.

What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $29,135/year here, while families earning over $110,000 pay $64,493/year.

Among graduates who borrowed, the median federal loan debt from this school is $27,000, which works out to about $286 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($42,600) and comes to 0.63, under 1.0, meaning median debt is less than a full year of those earnings.

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$29,135
$30,001 - $48,000$30,233
$48,001 - $75,000$25,872
$75,001 - $110,000$33,893
$110,001+$64,493

Cost by Income Bracket Explained

Lower-income families (under $30K)

The 0-30000 bracket pays $29,135 per year - $116,540 over four years. For a school with $16,510-$55,673 year-one earnings across programs, this is a heavy burden for families with limited resources. RISD's low Pell rate (14.8%) reflects the reality that this cost structure screens out most low-income students despite nominal need-based aid. Low-income students admitted to RISD should compare their actual financial aid package against outcomes very carefully.

Middle-income families ($30K-$110K)

The 48001-75000 bracket pays $25,872 - actually lower than the low-income bracket's $29,135, an unusual inversion. The 75001-110000 bracket pays $33,893. These figures suggest an aid model that has steps and inversions in the formula. Middle-income families in the $48k-$75k range find a relative bargain; those in the $75k-$110k range pay significantly more.

Higher-income families ($110K+)

The 110001-plus bracket pays $64,493 per year - nearly $258,000 over four years. This is effectively full sticker. High-income families who can absorb this cost are making a deliberate choice to invest in an art school credential. For graduates entering architecture, design, or art direction, the long-run career value of the RISD name is real. For fine arts graduates, the financial case relies almost entirely on post-year-4 career trajectories.

Earnings by Major

Top 7 most popular majors at Rhode Island School of Design with available earnings data.

MajorMedian EarningsGrade
Fine and Studio Arts$40,568F
Systems Science and Theory$34,265D
Design and Applied Arts$67,771D
Architectural Sciences and Technology$55,673-
Film/Video and Photographic Arts$51,278F
Woodworking$37,055F
Apparel and Textiles$59,372F

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

Program Analysis

Why these programs deliver their earnings outcomes.

Architectural Sciences and Technology

Architectural Sciences (48 graduates) shows $55,673 year-one earnings with 4-year data not reported by Scorecard. Among RISD programs, this is the strongest near-term earnings outcome. Architecture and design graduates face longer licensure timelines that typically boost earnings significantly after the Scorecard's 6-year window. The RISD architecture credential carries strong professional recognition.

Design and Applied Arts

Design and Applied Arts (91 graduates) earns $29,489 year-one and $67,771 year-four with a D grade and debt-to-earnings of 0.916. The 4-year jump from $29k to $67k is steep - design careers often have a slow start followed by significant earnings acceleration as portfolio and client reputation build. The F-to-D trajectory over four years is more representative of the RISD experience than year-one alone.

Fine and Studio Arts

Fine and Studio Arts (143 graduates) earns $16,510 year-one and $40,568 year-four with an F grade and debt-to-earnings of 1.635. Year-one earnings of $16,510 against $27,000 median debt is the most challenging financial scenario in RISD's program catalog. Students in this track are not choosing RISD for financial returns. The economics require either family support or a plan for diversified income.

Film/Video and Photographic Arts

Film/Video (44 graduates) earns $17,701 year-one and $51,278 year-four with an F grade and debt-to-earnings of 1.525. The 4-year trajectory to $51k is positive, but the near-term financial pressure against $50,507 net price is significant. RISD film graduates enter creative industries where the RISD credential opens doors that earnings data cannot capture.

How Graduates Do

Earnings

6 years after entry (average)$42,600
+$800 vs. HS grad
10 years after entry (median)$68,140
+$26,340 vs. HS grad
Annual earnings premium$26,340
Over median HS graduate ($41,800, NCES 2022)

Loan Repayment

MetricThis SchoolMedian of schools we score
1-year repayment85.6%68.8%
3-year repayment89.9%73.6%
5-year repayment88.2%67.7%
7-year repayment86.9%72.8%

Completion Rate

0%National avg (NCES, 2022): 64.0%100%
88.8%
6-year rate

Trends Over Time

How Rhode Island School of Design’s cost and outcomes have moved across College Scorecard releases (2009-2024).

Average Net Price

Net price
$53K$40K$27K$13K$0
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24

Completion Rate

Completion rate
96%72%48%24%0%
'09'10'11'12'13'14'15'16'17'18'19'20'21'22'23'24

Median Earnings, 10 Years After Entry (as reported)

Median earnings
$72K$54K$36K$18K$0
'09'11'12'13'14'20

Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.

Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.

Admissions Snapshot

Acceptance rate18.7%
SAT Math (25th-75th)708-780
SAT Reading (25th-75th)688-750
ACT Composite (25th-75th)31-34
Enrollment2,084
Pell Grant recipients14.8%
Avg faculty salary (monthly)$11,226

RISD's 18.7% admission rate is driven primarily by portfolio quality, not test scores - though high academic achievement is also expected given the SAT and ACT ranges. Portfolio submission is the primary screen. Students should understand that the combination of high selectivity and high cost at RISD is a specific institutional bet: this school is for students committed to creative careers who can absorb the financial risk.

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

RISD's 57 ROI score is its aggregate Scorecard performance; no earnings-based metric fully captures what the RISD credential means in design and architecture industries.

SchoolROINet Price10yr Earnings
Rhode Island School of Design (this school)
57
$50,507$68,140
Pratt Institute-Main
41
$52,659$54,295
Newschool of Architecture and Design
38
$52,570$68,891
Otis College of Art and Design
36
$51,248$58,152
College for Creative Studies
30
$34,617$44,860
School of Visual Arts
30
$57,914$46,459

Who Thrives Here

RISD admits 18.7% of applicants. Enrollment is just 2,084. Pell grant rate of 14.8% is low, reflecting the financial profile of families who can absorb $50,507+ net prices. Students who gain admission to RISD have demonstrated exceptional creative talent through portfolio review. The career outcomes in Scorecard data capture only Scorecard-measurable earnings and miss the credential's professional value in design, architecture, and creative industries.

The Verdict: Proceed With Caution

Below Average Value

The money case for Rhode Island School of Design is mixed, and worth a hard look before you commit. At $50,507 per year after aid, the typical graduate earns $68,140 ten years after entry, which means it takes about 10.3 years to earn the cost back. For context, the median payback across the schools we score is about 12 years. Whether it's worth it comes down to your major and your aid package.

What it has going for it: its 88.8% graduation rate, high loan repayment success. What to keep an eye on: weak earnings relative to cost, a debt-to-earnings ratio of 0.63 (median across the schools we score: 0.61).

Median debt of $27,000 among graduates who borrowed, against average earnings of $42,600 six years after entry, gives a debt-to-earnings ratio of 0.63. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. Your major - and how much you borrow - really matters.

Rhode Island School of Design: Common Questions

Is Rhode Island School of Design worth it?

In our view, the money case is mixed and worth a hard look before you commit. Rhode Island School of Design scores 57/100 on our ROI scale. At $50,507 a year after aid the typical graduate earns $68,140 ten years after entry, so it takes about 10.3 years to earn the cost back. For context, the median payback across the schools we score is about 12 years.

How much does Rhode Island School of Design cost after financial aid?

The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $50,507 a year, or roughly $202,028 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.

What do Rhode Island School of Design graduates earn?

The typical graduate earns about $68,140 ten years after enrolling, roughly $26,340 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.

How long does it take to pay off Rhode Island School of Design?

We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 10.3 years for Rhode Island School of Design. The median across the schools we track is about 12 years.

How much debt do Rhode Island School of Design graduates take on?

Among graduates who borrowed, median federal loan debt from this school is about $27,000, against average earnings of $42,600 six years after entry - a debt-to-earnings ratio of 0.63. That is under 1.0 (a full year of those earnings); the median across the schools we score is about 0.61. How much you borrow really matters.

What is the graduation rate at Rhode Island School of Design?

The six-year graduation rate is 88.8%, at or above the 64% national average for four-year schools (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.