East-West University
Chicago, Illinois · Private Nonprofit
ROI Score: 4/100 · Poor Value
Data: 2024-25 College Scorecard release
East-West University, a small private institution in downtown Chicago serving primarily working-class and immigrant students, scores 4 on overall ROI - the lowest in our dataset and among the lowest in our database. The numbers are stark across every dimension. Tuition is $25,395 with average net price of $21,697 (~$86,788 over four years). Median earnings six years out are just $22,500, climbing to only $29,963 by year ten - below typical earnings for high-school-only workers in Chicago. The earnings premium is negative at -0.058, and the 999-year payback period is a placeholder meaning earnings never recoup investment in standard models. Median debt of $26,986 against $22,500 first-year earnings produces a 1.20 debt-to-earnings ratio (graduates owe more in debt than they earn in their first year). The 24% three-year repayment rate is among the worst we have seen. Completion is just 16%. The combination of low completion, weak earnings, and high debt creates a profile of severe financial distress for typical graduates. Prospective students with strong CCC's seven city colleges, UIC, or Northeastern Illinois at materially better outcomes should consider those alternatives carefully.
The data raises concerns about East-West University
These metrics fall below the thresholds most financial advisors recommend for a sound college investment. Review them carefully before committing.
- ROI Score4/100 - Poor Value tier (below 45). Most 4-year schools we track score 60 or higher.
- Debt-to-earnings1.20 - Advisors recommend total student debt stay below one year of salary (ratio under 1.0).
- 6-year graduation rate15.6% - Well below the 64% national average (NCES, 2022). Non-completion is the fastest route to negative ROI.
- Payback period>50 years - Graduates earn at or near the level of high school completers - the cost may not recoup within a working career.
East-West University
Quick Numbers
| In-state tuition + fees | $25,395/yr |
| Out-of-state tuition + fees | $25,395/yr |
| Average net price | $21,697/yr |
| Total 4-year cost (net) | $86,788 |
| Median earnings (10yr post-entry) | $29,963 |
| Median earnings (6yr post-entry) | $22,500 |
| Median debt at graduation | $26,986 |
| Estimated monthly loan payment | $286 |
| Estimated payback period | >50 years |
| 6-year graduation rate | 15.6% |
| Undergraduate enrollment | 468 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $25,395/year. Here's the part that matters - almost nobody pays that. After grants, scholarships, and aid, the average student here pays a net price of $21,697/year, or roughly $86,788 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $19,168/year here, while families earning over $110,000 pay N/A/year.
Most students borrow to get here. The median graduate leaves owing $26,986 in federal loans, which works out to about $286 a month on the standard 10-year repayment plan. Hold that up against the $29,963 the typical graduate earns ten years out: the debt-to-earnings ratio comes to 1.20, which is high - the rule of thumb is that total debt should not top your first-year salary, and this is over that line.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $19,168 |
| $30,001 - $48,000 | $26,636 |
| $48,001 - $75,000 | $29,284 |
| $75,001 - $110,000 | $30,852 |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families under $30,000 pay $19,168 net, the cheapest tier. With Pell, MAP grant (Illinois state aid), and federal subsidized loans, four-year cost runs about $77,000 - still a heavy lift. The 1.20 debt-to-earnings ratio at graduation says the math is broken regardless of how aid stacks. Chicago's CCC seven-college system at a tiny fraction of this cost is a far better starting point.
Middle-income families ($30K-$110K)
The $30,001-$48,000 bracket pays $26,636, $48,001-$75,000 pays $29,284, and $75,001-$110,000 pays $30,852 - a clear bracket inversion where lower-middle-income families pay materially MORE than the lowest-income tier. Across the middle range, four-year cost is $107,000-$123,000. Indefensible at these earnings outcomes.
Higher-income families ($110K+)
The $110,001-plus bracket has no reported data, likely because almost no students at that income level enroll. Higher-income Chicago families have far better in-state options at UIC, NIU, ISU, or out-of-state alternatives. The case for East-West at this income level is essentially nonexistent.
Earnings by Major
Top 2 most popular majors at East-West University with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Behavioral Sciences | $37,135 | - |
| Business Administration, Management, and Operations | $48,943 | - |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Behavioral Sciences
Behavioral Sciences shows $37,135 first-year median earnings - meaningfully better than the institution-wide $22,500 average. 7 graduates per cohort. Debt and ROI grade are not reported. The four-year picture is unavailable. For students who do finish, behavioral-science-adjacent careers in social services, case management, or community health may provide better outcomes than the institutional average suggests.
Business Administration, Management, and Operations
Business Administration shows $32,287 first-year and $48,943 four-year median earnings. 6 graduates per cohort. Debt and ROI grade are not reported. For students who finish, business careers in Chicago do offer reasonable earnings progression. But the institution-wide 16% completion rate means the typical student starting this program does not finish, making the program data unreliable for prospective decision-making.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 25.0% | 52.0% |
| 3-year repayment | 24.5% | 62.0% |
| 5-year repayment | 20.0% | 68.0% |
| 7-year repayment | 23.4% | 72.0% |
Completion Rate
Trends Over Time
How East-West University’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 468 |
| Pell Grant recipients | 61.7% |
| Avg faculty salary (monthly) | $7,789 |
East-West admission rate is not reported in current Scorecard data, and SAT/ACT mid-ranges are also unavailable. The school operates as broadly accessible and serves a primarily Chicago working-adult and immigrant student population, where standardized testing is typically waived. The 16% completion rate is exceptionally low and reflects severe academic, financial, and life-circumstance headwinds in the enrolled population. Selectivity is essentially non-applicable; persistence and finishing are the harder questions.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Peer set is mixed. School of the Art Institute of Chicago is a much higher-end art school not really comparable. Augustana College is a strong Illinois liberal arts college and not a true peer either. Rust College, Jarvis Christian University, and Morris College are small HBCUs in the Deep South - closer functional peers in terms of mission to underserved populations and similarly compressed earnings outcomes, though East-West serves a different demographic. Across this peer set, East-West is at the bottom on ROI - the small private model with low completion and weak earnings outcomes is structurally challenged.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| East-West University (this school) | 4 | $21,697 | $29,963 |
| Augustana College | 67 | $22,736 | $62,971 |
| School of the Art Institute of Chicago | 21 | $49,790 | $40,151 |
| Jarvis Christian University | 4 | $9,825 | $32,992 |
| Rust College | 3 | $12,587 | $32,275 |
| Morris College | 3 | $20,555 | $30,614 |
Who Thrives Here
With 468 students and a 62% Pell rate, East-West serves a deeply low-income, predominantly minority and immigrant Chicago student population. The fit profile: students seeking a small, accessible, downtown Chicago option close to public transit who could not access UIC or the City Colleges system. Standard ROI metrics will look grim. For students in this position, the practical question is whether the credential is achievable (84% don't finish) and whether it improves employability versus alternatives like CCC associate programs that cost a fraction as much.
The Verdict: The Numbers Don't Add Up
We'll be straight with you: the numbers at East-West University are a real concern. With a net cost of $21,697 per year and the typical graduate earning only $29,963 ten years out, the estimated payback period exceeds >50 years. For most students, the financial return does not justify the cost - go in with your eyes open.
What to keep an eye on: weak earnings relative to cost, its 15.6% graduation rate, high debt relative to what graduates earn, concerning loan repayment rates, a long payback period.
Be careful with the debt here. A median $26,986 owed against $29,963 in earnings is heavy, and the debt-to-earnings ratio of 0.90 is past the level advisors flag. Your major - and how much you borrow - really matters.
East-West University: Common Questions
Is East-West University worth it?
In our view, the numbers are a real concern - for most students the financial return does not justify the cost. East-West University scores 4/100 on our ROI scale. At $21,697 a year after aid against $29,963 in typical earnings ten years out, the estimated payback period exceeds >50 years.
How much does East-West University cost after financial aid?
The average net price - what students actually pay after grants and scholarships - is about $21,697 a year, or roughly $86,788 over four years. That is the number to plan around, not the sticker price. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do East-West University graduates earn?
The typical graduate earns about $29,963 ten years after enrolling, near the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off East-West University?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about >50 years for East-West University. Most four-year schools we track land between 4 and 10 years.
How much debt do East-West University graduates take on?
Median debt at graduation is about $26,986, against $29,963 in typical earnings a decade out. At a debt-to-earnings ratio of 0.90, that is past the level advisors flag, so how much you borrow really matters.
What is the graduation rate at East-West University?
The six-year graduation rate is 15.6%, below the 64% national average (NCES, 2022) - and not finishing is the fastest route to a poor return. Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.