Chamberlain University-Texas
Houston, Texas · Private For-Profit · 83.9% acceptance rate
ROI Score: 73/100 · Fair Value
Data: 2024-25 College Scorecard release
Chamberlain University-Texas earns an overall ROI score of 73/100, placing it in the fair value band on CampusROI's framework. Tuition runs $20,380 with an average net price of $32,209 after aid. Average earnings six years after entry land at $69,800, climbing to a median of roughly $92,405 by year ten, producing a payback period of about 4.7 years. Median federal debt of $20,919 works out to a debt-to-earnings ratio of 0.30, which is manageable. Completion is the headline weakness at 25.0% of degree-seeking students finishing within 150% of normal time. Note that net price ($32,209) actually exceeds in-state tuition ($20,380), which suggests fees, room and board, and limited grant aid are pushing the all-in cost above the headline tuition number. The component scores break down as earnings premium 86/100, completion 7/100, payback 95/100, debt-to-earnings 95/100, repayment 30/100. The lowest sub-score is completion rate at 7/100, which is the main weight pulling the overall number down; the strongest sub-score is debt-to-earnings ratio at 95/100. Data points here come from the U.S. Department of Education's College Scorecard (2024-2025 vintage), and Scorecard earnings carry a 6-10 year reporting lag, so the figures describe recent graduating cohorts rather than this year's incoming class.
How Chamberlain University-Texas scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- 6-year graduation rate25.0% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
Chamberlain University-Texas
Quick Numbers
| In-state tuition + fees | $20,380/yr |
| Out-of-state tuition + fees | $20,380/yr |
| Average net price | $32,209/yr |
| Total 4-year cost (net) | $128,836 |
| Median earnings (10yr post-entry) | $92,405 |
| Average earnings (6yr post-entry) | $69,800 |
| Median debt at graduation | $20,919 |
| Estimated monthly loan payment | $222 |
| Estimated payback period | 4.7 years |
| 6-year graduation rate | 25.0% |
| Undergraduate enrollment | 2,270 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $20,380/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $32,209/year, or roughly $128,836 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $29,084/year here, while families earning over $110,000 pay $36,613/year.
Among graduates who borrowed, the median federal loan debt from this school is $20,919, which works out to about $222 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($69,800) and comes to 0.30, which in our view is comfortably manageable.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $29,084 |
| $30,001 - $48,000 | $32,124 |
| $48,001 - $75,000 | $33,827 |
| $75,001 - $110,000 | $35,765 |
| $110,001+ | $36,613 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 pay an average net price of $29,084 per year here. With expected earnings around $92,405 a decade out, that's a difficult number - Pell, state grants, and any institutional aid are doing real work to make it accessible, but families should still model debt carefully across four years.
Middle-income families ($30K-$110K)
Middle-income families ($48,001-$75,000) face a net price of about $33,827 per year. These households typically get less Pell support and partial institutional aid, so the tuition bill is more directly felt. Whether the math works depends on the major: programs with stronger early earnings can absorb this cost; lower-paying majors will produce a longer payback period.
Higher-income families ($110K+)
Families in the $110,000+ bracket pay an average of $36,613 per year.
Earnings by Major
Top 1 most popular majors at Chamberlain University-Texas with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $96,132 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing (CIP 5138) graduates 520 students per year. Reported median first-year earnings of $83,188 and four-year earnings of $96,132. Median program debt is $39,146 against a debt-to-earnings ratio of 0.47, which is manageable. CampusROI assigns this program an ROI grade of C+. Nursing graduates typically enter clinical settings with strong wage floors and transferable licensure, which is why these programs hold up even at high cost.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 62.3% | 68.8% |
| 3-year repayment | 66.5% | 73.6% |
| 5-year repayment | 65.0% | 67.7% |
| 7-year repayment | 69.6% | 72.8% |
Completion Rate
Trends Over Time
How Chamberlain University-Texas’s cost and outcomes have moved across College Scorecard releases (2011-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 83.9% |
| Enrollment | 2,270 |
| Pell Grant recipients | 53.7% |
| Avg faculty salary (monthly) | $8,197 |
The school admits roughly 83.9% of applicants, putting it in the broad-access category. For prepared students with solid high school records the admit decision is unlikely to be the binding constraint here. Selectivity correlates loosely with completion in Scorecard data, and at 25.0% this campus's completion rate is consistent with the broad-access profile.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Chamberlain University-Texas sits at ROI 73 with 4.7yr payback.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Chamberlain University-Texas (this school) | 73 | $32,209 | $92,405 |
| Chamberlain University-Florida | 74 | $31,269 | $92,405 |
| Chamberlain University-Ohio | 73 | $31,544 | $92,405 |
| West Coast University-Ontario | 71 | $49,590 | $102,672 |
| Baptist Health Sciences University | 69 | $11,212 | $72,529 |
| Galen College of Nursing-Louisville | 64 | $18,540 | $61,480 |
Who Thrives Here
This is a South institution with a mid-size enrollment of 2,270 and a Pell Grant rate of 53.7%. Strong fit profile is a focused, locally-rooted student who has a clear major in mind and needs the in-state pricing and small-campus scale to make the math work. Be honest about completion: at this rate, a meaningful share of students who enroll do not finish, and incomplete degrees produce the worst ROI of any path. Median earnings ten years out of $92,405 should be the honest yardstick for whether the price the family will actually pay (see the income-bracket breakdown below) leads to a workable post-graduation budget.
The Verdict: A Reasonable Bet - With Caveats
Chamberlain University-Texas is a fair-value bet, but how well it pays off depends a lot on you. At $32,209 a year after aid ($128,836 over four years), with the typical graduate earning $92,405 a decade out, the cost takes about 4.7 years to earn back. For context, the median payback across the schools we score is about 12 years.
What it has going for it: a strong earnings premium over high school graduates, manageable debt relative to earnings. What to keep an eye on: its 25.0% graduation rate, a three-year loan repayment rate of 66.5% (median across the schools we score: 73.6%).
Median debt of $20,919 among graduates who borrowed, against average earnings of $69,800 six years after entry, gives a debt-to-earnings ratio of 0.30, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
Chamberlain University-Texas: Common Questions
Is Chamberlain University-Texas worth it?
In our view, it's a fair-value bet - whether Chamberlain University-Texas is worth it depends a lot on your major and aid package. It scores 73/100 on our ROI scale. At $32,209 a year after aid ($128,836 over four years) against $92,405 in typical earnings a decade out, the cost takes about 4.7 years to earn back. For context, the median payback across the schools we score is about 12 years.
How much does Chamberlain University-Texas cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $32,209 a year, or roughly $128,836 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Chamberlain University-Texas graduates earn?
The typical graduate earns about $92,405 ten years after enrolling, roughly $50,605 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Chamberlain University-Texas?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 4.7 years for Chamberlain University-Texas. The median across the schools we track is about 12 years.
How much debt do Chamberlain University-Texas graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $20,919, against average earnings of $69,800 six years after entry - a debt-to-earnings ratio of 0.30. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at Chamberlain University-Texas?
The six-year graduation rate is 25.0%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.