64

Galen College of Nursing-Louisville

Louisville, Kentucky · Private For-Profit

ROI Score: 64/100 · Fair Value

Galen College of Nursing-Louisville earns a 64/100 ROI score and a Fair Value tier -- a notable result for a private-for-profit. The case is built on focus: this is a single-program institution, exclusively training registered nurses. Median earnings six years after entry are $43,200, climbing to $61,480 by year ten. Net price averages $18,540 against a $74,160 total four-year cost (note: tuition figures are not reported separately in current Scorecard data because Galen's program structure differs from a conventional 4-year college). The implied payback period is 8.1 years -- meaningfully better than most for-profit peers. Median federal debt is $24,166, producing a 0.559 debt-to-earnings ratio. Earnings premium of 35.7% over a high-school graduate is solid. Completion is 61.5%, respectable. The one weak metric is repayment performance: only 46% of borrowers are making progress at three years, with seven-year repayment at 51% -- a structural concern that may reflect the cohort entering income-driven repayment plans (common in healthcare) rather than active default. The honest read: for prospective RNs, Galen's focused vocational model delivers a credible economic outcome at a price-point well below what a four-year university nursing program typically costs.

Payback Period
8.1 yr
Years until earnings premium covers total investment
Net Price / Year
$18,540
$74,160 over 4 years after aid
10-Year Earnings
$61,480
Median graduate 10 years after entry
Debt / Earnings
0.56
$24,166 median debt vs first-year salary

Galen College of Nursing-Louisville

64
ROI ScoreFair Value
Earnings Premium
77(0.36x)
Payback Period
75(8.1 yr)
Debt / Earnings
61(0.56)
Completion Rate
63(62%)
Repayment Rate
7(46%)

Quick Numbers

In-state tuition + feesN/A/yr
Out-of-state tuition + feesN/A/yr
Average net price$18,540/yr
Total 4-year cost (net)$74,160
Median earnings (10yr post-entry)$61,480
Median earnings (6yr post-entry)$43,200
Median debt at graduation$24,166
Estimated monthly loan payment$256
Estimated payback period8.1 years
6-year graduation rate61.5%
Undergraduate enrollment4,801

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

The Full Financial Picture

The sticker price at Galen College of Nursing-Louisville is N/A/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $18,540/year, or roughly $74,160 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $18,116/year, while families earning over $110,000 pay $23,490/year.

The median graduate leaves with $24,166 in federal loan debt, translating to an estimated monthly payment of $256 on a standard 10-year repayment plan. Against median earnings of $61,480 ten years out, the debt-to-earnings ratio is 0.56 - within the recommended range but worth monitoring.

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$18,116
$30,001 - $48,000$19,186
$48,001 - $75,000$18,381
$75,001 - $110,000$21,056
$110,001+$23,490

Cost by Income Bracket Explained

Lower-income families (under $30K)

Families earning under $30,000 pay $18,116 net price -- the lowest bracket and only marginally below the school average. With $43,200 six-year median earnings, the math works for this cohort because nursing wages support repayment quickly. Pell-eligible students should layer in the $7,395 federal grant to bring effective cost down further.

Middle-income families ($30K-$110K)

Middle-income brackets pay $19,186 ($30K-$48K), $18,381 ($48K-$75K), and $21,056 ($75K-$110K). Note the slight inversion: the $30K-$48K bracket pays MORE than the $48K-$75K bracket, suggesting some quirk in aid stacking that lower-middle-income families should explicitly question with the financial aid office. Overall the curve is flat, but RN earnings make these prices defensible.

Higher-income families ($110K+)

Households above $110,000 pay $23,490 -- the highest tier, with no real institutional discounting. Over four years that's $93,960 net. Given 10-year median earnings of $61,480, the math still works for nursing students at this income level, though high-income families could accomplish the same outcome via a public BSN program at lower cost.

Earnings by Major

Top 1 most popular majors at Galen College of Nursing-Louisville with available earnings data.

MajorMedian EarningsGrade
Registered Nursing$91,862C

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

Program Analysis

Why these programs deliver their earnings outcomes.

Registered Nursing

Registered nursing IS Galen's program. Graduates earn $76,234 one year out and $91,862 four years out -- strong absolute earnings driven by the nursing labor market. Median federal debt is $45,775 (notably higher than the school-average debt because RN-track students typically borrow more for clinical-program costs), producing a 0.6 debt-to-earnings ratio and a C ROI grade. With 1,068 graduates per cohort, this is one of the highest-volume nursing programs in the country. The C grade reflects the substantial debt load relative to year-one earnings, but absolute earnings trajectory is strong and most graduates can manage repayment on RN salaries.

How Graduates Do

Earnings

6 years after entry$43,200
+$8,200 vs. HS grad
10 years after entry$61,480
+$26,480 vs. HS grad
Annual earnings premium$26,480
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment40.8%52.0%
3-year repayment46.1%62.0%
5-year repayment48.1%68.0%
7-year repayment50.9%72.0%

Completion Rate

0%National avg: 60.0%100%
61.5%
6-year rate

Admissions Snapshot

Enrollment4,801
Pell Grant recipients24.6%
Avg faculty salary (monthly)$6,905

Galen's admission rate is not reported in current Scorecard data, consistent with for-profit institutions that operate near-open admission for applicants who meet program prerequisites (typically a TEAS score, prior coursework, or clinical-track eligibility). SAT/ACT mid-ranges are also not reported because the school does not require traditional standardized testing. The 61.5% completion rate is meaningfully higher than many for-profit peers, suggesting the focused single-program structure works as a retention mechanism.

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

Galen's peer set includes West Coast University (Los Angeles, Ontario, Orange County campuses), Columbia Southern University, and Chamberlain University Texas -- a uniformly nursing-focused or for-profit cluster. Within this group, Galen's 64 ROI is comparable to or stronger than the West Coast University campuses, which charge significantly higher net prices. Chamberlain typically posts higher graduate earnings but at materially higher debt levels. Galen wins the cost-efficiency comparison among for-profit nursing schools.

SchoolROINet Price10yr Earnings
Galen College of Nursing-Louisville (this school)
64
$18,540$61,480
Chamberlain University-Ohio
73
$31,544$92,405
Chamberlain University-Texas
73
$32,209$92,405
West Coast University-Ontario
71
$49,590$102,672
Baptist Health Sciences University
69
$11,212$72,529
AdventHealth University
63
$30,135$72,282

Who Thrives Here

Galen enrolls 4,801 students with a 24.6% Pell rate. The student body is heavily working adults transitioning into nursing, often as a second career, drawn by accelerated program timing and clinical-placement pipelines through HCA Healthcare (Galen's parent organization). The fit profile is narrow but clear: students committed to becoming RNs who value time-to-credential over a traditional college experience. Anyone uncertain about nursing as a career should take prerequisites at a community college first; Galen's structure does not accommodate exploration.

The Verdict: A Reasonable Bet - With Caveats

Fair Value

Galen College of Nursing-Louisville offers fair financial value, though the ROI depends heavily on individual circumstances. The net cost of $18,540 per year leads to $74,160 over four years, while graduates earn a median of $61,480 a decade out. The payback period of 8.1 years is about average - not bad, but not a standout either.

Key strengths include strong earnings premium over high school graduates. However, the data also shows concerning loan repayment rates.

Median debt of $24,166 against $61,480 in earnings is reasonable, though major choice matters significantly. Students in higher-earning programs will see better returns.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.