Chamberlain University-Florida
Jacksonville, Florida · Private For-Profit · 90.9% acceptance rate
ROI Score: 74/100 · Fair Value
Data: 2024-25 College Scorecard release
Chamberlain University-Florida earns a Fair Value ROI score of 74. Earnings of $69,800 six years out (rising to $92,405 by year ten) reflect the strong wages registered nurses command in Florida's healthcare market. The 4.6-year payback period and 0.3 debt-to-earnings ratio both score in the mid-90s, indicating that graduates who finish recoup their investment quickly. The catch is the completion rate of 33.3%, which scores 13 out of 100 and comes from a small cohort, so it can swing widely from year to year. The completion rate is 33.3%, and in the years we track it has ranged from 0% to 50%. Net price of $31,269 substantially exceeds the $19,975 tuition, indicating heavy fees and limited grant aid - and four-year cost reaches $125,076. Median debt of $20,919 is moderate, but the 66.5% three-year repayment rate suggests many borrowers struggle. As of 2024-2025 Scorecard data, the earnings figures describe the third of students who graduate. Selectivity and completion risk dominate the decision here.
How Chamberlain University-Florida scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- 6-year graduation rate33.3% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
Chamberlain University-Florida
Quick Numbers
| In-state tuition + fees | $19,975/yr |
| Out-of-state tuition + fees | $19,975/yr |
| Average net price | $31,269/yr |
| Total 4-year cost (net) | $125,076 |
| Median earnings (10yr post-entry) | $92,405 |
| Average earnings (6yr post-entry) | $69,800 |
| Median debt at graduation | $20,919 |
| Estimated monthly loan payment | $222 |
| Estimated payback period | 4.6 years |
| 6-year graduation rate | 33.3% |
| Undergraduate enrollment | 821 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $19,975/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $31,269/year, or roughly $125,076 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $27,474/year here, while families earning over $110,000 pay N/A/year.
Among graduates who borrowed, the median federal loan debt from this school is $20,919, which works out to about $222 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($69,800) and comes to 0.30, which in our view is comfortably manageable.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $27,474 |
| $30,001 - $48,000 | $32,827 |
| $48,001 - $75,000 | $27,717 |
| $75,001 - $110,000 | $37,182 |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families under $30,000 pay $27,474 net - a daunting figure against an income floor of $30,000 or less. Over four years that exceeds $109,000. The reward, if the student graduates, is $69,800 in average earnings six years out. The math works for completers but the 33% completion rate means a Pell-eligible student here is statistically more likely to leave with debt than a degree.
Middle-income families ($30K-$110K)
Middle-income families ($48,001-$75,000) pay $27,717 - lower than the $30,001-$48,000 bracket's $32,827, an inverted pattern worth flagging. The aid formula appears non-monotonic across income bands. Four-year cost lands near $111,000. For nursing-bound students who complete, the financial case is solid; for everyone else, the risk-adjusted math is rough.
Higher-income families ($110K+)
Higher-income families ($75,001-$110,000) pay $37,182 - the highest bracket on the table, and the $110,001-plus tier is not reported.
Earnings by Major
Top 1 most popular majors at Chamberlain University-Florida with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $96,132 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is essentially the entire institution, graduating 280 students annually. First-year median earnings of $83,188 climb to $96,132 by year four - excellent wages reflecting Florida's tight nursing market. Median debt of $39,146 is substantially above the school-wide median of $20,919, suggesting nursing students borrow more (likely because the program runs longer and includes more clinical fees).
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 62.3% | 68.8% |
| 3-year repayment | 66.5% | 73.6% |
| 5-year repayment | 65.0% | 67.7% |
| 7-year repayment | 69.6% | 72.8% |
Completion Rate
Trends Over Time
How Chamberlain University-Florida’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 90.9% |
| Enrollment | 821 |
| Pell Grant recipients | 54.2% |
| Avg faculty salary (monthly) | $8,080 |
Chamberlain admits 90.9% of applicants, an essentially open-admission policy. SAT and ACT data are not reported. The combination of near-universal admission and 33% completion is the warning signal: students enroll without academic vetting, then a majority don't make it through the rigorous nursing coursework and licensure prep.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Chamberlain's nursing-driven ROI score is 74.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Chamberlain University-Florida (this school) | 74 | $31,269 | $92,405 |
| Chamberlain University-Ohio | 73 | $31,544 | $92,405 |
| Chamberlain University-Texas | 73 | $32,209 | $92,405 |
| West Coast University-Ontario | 71 | $49,590 | $102,672 |
| Baptist Health Sciences University | 69 | $11,212 | $72,529 |
| Galen College of Nursing-Louisville | 64 | $18,540 | $61,480 |
Who Thrives Here
Chamberlain-Florida fits adult learners and career-changers specifically committed to becoming registered nurses, who can handle the academic rigor and aren't dependent on residential campus life. Enrollment of 821 is moderate; Pell rate of 54.2% is high, indicating a working-class student body taking on real risk. The data tells a stark fit story: students who complete earn $83,188 in year one (the nursing program median); students who don't are saddled with debt.
The Verdict: A Reasonable Bet - With Caveats
Chamberlain University-Florida is a fair-value bet, but how well it pays off depends a lot on you. At $31,269 a year after aid ($125,076 over four years), with the typical graduate earning $92,405 a decade out, the cost takes about 4.6 years to earn back. For context, the median payback across the schools we score is about 12 years.
What it has going for it: a strong earnings premium over high school graduates, manageable debt relative to earnings. What to keep an eye on: its 33.3% graduation rate, a three-year loan repayment rate of 66.5% (median across the schools we score: 73.6%).
Median debt of $20,919 among graduates who borrowed, against average earnings of $69,800 six years after entry, gives a debt-to-earnings ratio of 0.30, under the 1.0 point at which debt would equal a full year of those earnings. Your major matters a lot here: graduates in higher-earning fields will see the better end of this.
Chamberlain University-Florida: Common Questions
Is Chamberlain University-Florida worth it?
In our view, it's a fair-value bet - whether Chamberlain University-Florida is worth it depends a lot on your major and aid package. It scores 74/100 on our ROI scale. At $31,269 a year after aid ($125,076 over four years) against $92,405 in typical earnings a decade out, the cost takes about 4.6 years to earn back. For context, the median payback across the schools we score is about 12 years.
How much does Chamberlain University-Florida cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $31,269 a year, or roughly $125,076 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Chamberlain University-Florida graduates earn?
The typical graduate earns about $92,405 ten years after enrolling, roughly $50,605 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Chamberlain University-Florida?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 4.6 years for Chamberlain University-Florida. The median across the schools we track is about 12 years.
How much debt do Chamberlain University-Florida graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $20,919, against average earnings of $69,800 six years after entry - a debt-to-earnings ratio of 0.30. In our view that is reasonable, though your major matters: higher-earning fields will see the better end of it.
What is the graduation rate at Chamberlain University-Florida?
The six-year graduation rate is 33.3%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.