Carolina College of Biblical Studies
Fayetteville, North Carolina · Private Nonprofit
ROI Score: 17/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Carolina College of Biblical Studies scores 17 (Below Benchmark) on the CampusROI scale. The Scorecard reports a payback period of 999 years (a sentinel value indicating the earnings premium score is 2 on a 100-point scale, meaning graduates earn less than the typical high school graduate). It also reports a 0% completion rate, which at this enrollment is a reporting artifact of a small cohort rather than a graduation rate: our own series swings between 0% and 67% across 2017 to 2024. Median debt is $25,750 with no debt-to-earnings ratio reported. Repayment rates are entirely null. Key metrics are missing. Enrollment is 159 students in Fayetteville, NC. The Pell grant rate of 53.3% indicates a majority of students receive need-based federal aid. Faculty salary data is not reported. Scorecard does not report admission rates, test scores, or program-level earnings data beyond what is noted. This institution serves students seeking Christian ministry formation.
How Carolina College of Biblical Studies scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score17/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- 6-year graduation rate0.0% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
- Payback period>50 years - In our estimate, the earnings premium over a high school completer is small next to the cost, so the cost may not be recouped within a working career.
Carolina College of Biblical Studies
Quick Numbers
| In-state tuition + fees | $6,906/yr |
| Out-of-state tuition + fees | $6,906/yr |
| Average net price | $21,322/yr |
| Total 4-year cost (net) | $85,288 |
| Median earnings (10yr post-entry) | $24,581 |
| Average earnings (6yr post-entry) | N/A |
| Median debt at graduation | $25,750 |
| Estimated monthly loan payment | $273 |
| Estimated payback period | >50 years |
| 6-year graduation rate | 0.0% |
| Undergraduate enrollment | 159 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $6,906/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $21,322/year, or roughly $85,288 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $21,322/year here, while families earning over $110,000 pay N/A/year.
Among graduates who borrowed, the median federal loan debt from this school is $25,750, which works out to about $273 a month on the standard 10-year repayment plan. We do not have the six-year earnings figure needed to work out a debt-to-earnings ratio for this school.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $21,322 |
| $30,001 - $48,000 | N/A |
| $48,001 - $75,000 | N/A |
| $75,001 - $110,000 | N/A |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 income bracket pays $21,322 per year. Scorecard reports only one net price data point - no other income brackets are reported, likely due to small sample sizes. Four-year cost around $85,300 against $24,581 in 10-year median earnings is an extreme financial mismatch. Low-income students borrowing to attend Carolina College of Biblical Studies face significant long-term financial hardship.
Middle-income families ($30K-$110K)
Scorecard does not report net price data for the 30001-48000, 48001-75000, 75001-110000, or 110001+ income brackets at this institution. The 0-30000 bracket's $21,322 net price is the only available reference. Middle-income families should request institutional net price estimates directly.
Higher-income families ($110K+)
Scorecard does not report net price data for higher income brackets at this institution. The financial picture at any income level is challenging given the $24,581 in 10-year median earnings, $25,750 median debt, and null repayment rates.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | N/A | 68.8% |
| 3-year repayment | N/A | 73.6% |
| 5-year repayment | N/A | 67.7% |
| 7-year repayment | N/A | 72.8% |
Completion Rate
Trends Over Time
How Carolina College of Biblical Studies’s cost and outcomes have moved across College Scorecard releases (2012-2024).
Average Net Price
Completion Rate
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 159 |
| Pell Grant recipients | 53.3% |
Scorecard does not report an admission rate or standardized test data for Carolina College of Biblical Studies. Enrollment is 159 students. The institution's mission and small size suggest that admission is primarily filtered by doctrinal alignment and motivation for Christian ministry rather than academic credentials.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Carolina College of Biblical Studies (this school) | 17 | $21,322 | $24,581 |
| Barton College | 24 | $23,626 | $47,913 |
| Belmont Abbey College | 24 | $24,639 | $47,937 |
| Cleveland Institute of Music | 20 | $28,226 | $32,641 |
| Trinity Bible College and Graduate School | 18 | $19,359 | $35,604 |
| Central Christian College of the Bible | 15 | $14,356 | $34,675 |
Who Thrives Here
Carolina College of Biblical Studies serves 159 students in Fayetteville, North Carolina. Scorecard does not report admission rates or test score ranges. The Pell grant rate of 53.3% is high, indicating predominantly low- and moderate-income enrollment. This is a small ministry-focused institution. The 0% reported completion rate and null repayment data indicate significant data gaps. Students considering this institution should request direct institutional graduation rate data, as the Scorecard data cannot establish a credible completion baseline.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Carolina College of Biblical Studies scores 17/100, which falls in the Below Benchmark tier (below 45). At a net price of $21,322 per year, with typical graduate earnings of $24,581 ten years after entry, we estimate the payback period at more than 50 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: weak earnings relative to cost, its 0.0% graduation rate, a long payback period.
Carolina College of Biblical Studies: Common Questions
Is Carolina College of Biblical Studies worth it?
In our view, the financial case is a hard one to make on the numbers alone. Carolina College of Biblical Studies scores 17/100 on our ROI scale, in the Below Benchmark tier (below 45). At $21,322 a year after aid against $24,581 in typical earnings ten years out, we estimate the payback period at more than 50 years. Your major and aid package can change the picture, so run your own numbers.
How much does Carolina College of Biblical Studies cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $21,322 a year, or roughly $85,288 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Carolina College of Biblical Studies graduates earn?
The typical graduate earns about $24,581 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Carolina College of Biblical Studies?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at more than 50 years for Carolina College of Biblical Studies. The median across the schools we track is about 12 years.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.