School Analysis9 min readApril 24, 2026Reviewed August 2026

By the CampusROI Editorial Team · Editorial standards

Is Fordham Worth It? The ROI Data on Fordham University (2026)

Fordham's net price averages $44,338. Median earnings 10 years after entry are $85,569, and median debt is $24,300. Payback: 6.3 years. ROI score: 79/100 - Strong Value, borderline. The NYC location matters, but the cost math is tight.

Fordham University has two campuses in New York City: the traditional Gothic Rose Hill campus in the Bronx, and the Lincoln Center campus in Manhattan. The split identity captures Fordham's niche: a Jesuit liberal arts university with serious NYC-based professional placement, positioned between the intensity of NYU and the traditional campus feel of Villanova or Boston College.

Tuition and fees: $64,915. Average net price: $44,338. Median 10-year earnings: $85,569. Median debt: $24,300. Payback period: 6.3 years. ROI score: 79/100 - Strong Value (borderline).

Fordham by the Numbers

MetricFordham
CampusROI Score79/100 - Strong Value (borderline)
Annual tuition$64,915
Average net price after aid$44,338/year
Total 4-year cost (net)$177,352
Average earnings, 6 years after entry$53,600
Median earnings, 10 years after entry$85,569
Median federal debt at graduation$24,300
Monthly loan payment (10-yr standard)~$258
Debt-to-earnings ratio0.453
6-year completion rate81.9%
3-year loan repayment rate83.2%
Acceptance rate59.3%
Payback period6.3 years
Three numbers matter most. The $85,569 10-year earnings figure is solid for an NYC-based private. The median debt is $24,300. The acceptance rate is 59.3%.

The debt-to-earnings ratio of 0.453 is at the edge of comfortable - graduates earning $85,569 with $24,300 in debt are paying roughly 3.6% of gross monthly income toward federal loans. Manageable, but tighter than at peer schools.

The Cost Reality

Net price by family income:

Family IncomeAverage Net Price
$0 - $30,000$32,474
$30,001 - $48,000$31,657
$48,001 - $75,000$37,313
$75,001 - $110,000$42,030
$110,001+$52,228
Families earning under $30K pay an average of $32,474 at Fordham, so run the net price calculator and compare your own aid offers.

Fordham does offer meaningful merit scholarships for strong applicants, typically $20,000 to $30,000 per year. For students who receive significant merit aid, the effective net price can drop substantially below these averages. For students without merit aid, the $44,338 average represents close to the true out-of-pocket cost.

What Fordham Graduates Earn

The $85,569 10-year earnings figure is driven by NYC-anchored career pipelines:

Gabelli School of Business. Fordham's business school places into NYC-based finance (middle-market investment banks, wealth management, asset management), Big Four accounting, and consulting firms. Starting salaries $75,000 to $105,000. Not at Stern density for front-office banking, but solid placement into the broader financial services industry.

Communications and media. Fordham has one of the largest and most respected undergraduate communications programs in New York. Graduates place into NYC-based media, PR, advertising, journalism, and entertainment. Starting salaries $55,000 to $80,000 with strong career trajectory over time.

Pre-law and political science. Fordham Law School is nationally ranked, and undergraduate pre-law matriculation rates are high. Political science graduates place into government, consulting, and legal internships that lead into law careers.

Psychology. Large major with diverse outcomes - some graduates enter PhD programs in clinical or research psychology, others enter HR, marketing, or healthcare-adjacent roles.

Theology, classics, and humanities. Small but strong programs reflecting Fordham's Jesuit intellectual tradition. Career outcomes are variable, but graduate school matriculation rates are high.

The NYC location is a meaningful asset throughout - internship access during the academic year is strong across finance, media, nonprofits, and government. For students leveraging Fordham primarily for NYC career positioning, the geographic advantage is real.

The Debt Picture

Median federal debt is $24,300. Monthly payment at 6.5%: $258. That is 3.6% of gross monthly income at the $85,569 earnings figure.

The 3-year repayment rate is 83.2%.

Academic Quality

6-year completion rate: 81.9%. First-year retention: 92%. Student-to-faculty ratio: 14 to 1.

Signature programs:

  • Gabelli School of Business - finance, accounting, marketing, management
  • Communication and Media Studies - journalism, digital technology, emerging media, film and television
  • Psychology
  • Political Science
  • International Political Economy
  • English and Creative Writing
  • Theology and Religious Studies - reflecting Fordham's Jesuit identity

Fordham's Jesuit Catholic identity shapes the academic experience through required philosophy and theology coursework and a general emphasis on critical inquiry, ethics, and service.

The two-campus structure is distinctive. Rose Hill in the Bronx is a traditional 85-acre campus with Gothic architecture, residential feel, and a more classic college experience. Lincoln Center in Manhattan is a dense urban campus (one high-rise building plus surrounding facilities) where students live and study in Midtown. Students can take classes at either campus. Fordham Law School, Gabelli School of Business graduate programs, and most performing arts programs are at Lincoln Center.

Total undergraduate enrollment is 10,512 - large for a private university - distributed across Rose Hill (larger) and Lincoln Center (smaller).

Who Should Apply

Fordham can make sense for:

  • Students targeting NYC-based careers in finance, media, communications, or nonprofits who are not competitive for NYU Stern, Columbia, or similar.
  • Students seeking a more traditional undergraduate experience with NYC access. The Rose Hill campus offers a classic college feel.
  • Students receiving significant merit scholarships ($20,000+ per year). Fordham's merit aid can meaningfully improve the financial picture.
  • Middle-income families comfortable with the aid profile. Fordham does not excel at either very-low or very-high-income aid, but is workable for middle-income students taking on manageable debt for a specific career outcome.
  • Students drawn to the Jesuit intellectual tradition who want it woven through the academic experience rather than dominant.

Fordham is a weaker fit for:

  • Low-income students. Compare the net price in your own aid offer; the $0-$50K bracket figures are in the table above.
  • Students seeking top-tier finance recruiting density. Check each school's own career outcomes reporting for front-office banking placement.
  • Students seeking strong STEM or engineering programs. Fordham has no engineering and limited CS depth.
  • Students optimizing for pure ROI. The average net price is $44,338, and 10-year earnings are $85,569.

Compared to Peers

NYU: $82,509 at 10 years, 6.1-year payback.

Boston College: $103,937 at 10 years, 4.5-year payback.

Villanova: $85,569 at 10 years, 6.3-year payback.

Georgetown: $103,494 at 10 years, 4.4-year payback.

The Verdict

Fordham scores 79/100 on our scale. The combination of $85,569 10-year earnings, $24,300 debt, and $44,338 net price produces a 6.3-year payback. The 59.3% acceptance rate is a practical advantage for students who want a selective NYC option with realistic odds.

The financial case for Fordham is strongest for students who (a) receive meaningful merit aid that drops effective net price below $30,000 per year, (b) have specific NYC career targets where Fordham's positioning adds value, or (c) prioritize the Rose Hill campus experience as a more traditional alternative to NYU. Without these specific conditions, compare net price and earnings against your other options before deciding.

For the right student, Fordham offers genuine value. For the average student weighing it against alternatives purely on financial grounds, the math is tight and merits careful comparison.

Among Catholic universities, Notre Dame has its own aid and ROI figures, worth comparing for a student weighing Jesuit identity against the cost math.

Students comparing Fordham to the rest of the New York roster - CUNY, SUNY, NYU, Columbia, Cornell - should see our best college value in New York ranking for the full ROI picture.

Data sources: College Scorecard, IPEDS, BLS Occupational Outlook Handbook, as of 2024.

Frequently Asked Questions

Is Fordham worth the cost?

The data is cautious. Fordham scores 79/100 - a borderline Strong Value. 10-year earnings of $85,569 are respectable, especially driven by NYC-based careers in finance, business, and media. But median debt of $24,300 is the highest in this series, and the 0.453 debt-to-earnings ratio is elevated. The 6.3-year payback is slower than most peer privates. For students receiving significant merit aid, Fordham can work well. Without it, the $44,338 net price is higher than most peer schools with stronger earnings outcomes.

How does Fordham compare to NYU?

Fordham's 10-year earnings are $85,569 and NYU's are $82,509. Average net prices are $44,338 at Fordham and $37,050 at NYU. Fordham has a 59% acceptance rate and NYU has 9.2%. Fordham's campus is split between Rose Hill in the Bronx and Lincoln Center in Manhattan, and NYU is dispersed across Manhattan. Compare each school's net price calculator and your own aid offers.

Why is Fordham debt so high?

Two things to weigh. First, families earning under $30K pay an average of $32,474 at Fordham, and the overall average net price is $44,338. Second, NYC cost of living adds to total attendance cost beyond tuition. Median debt at graduation is $24,300, so run the net price calculator and compare your own aid offers.

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