By the CampusROI Editorial Team · Editorial standards
Is Emory Worth It? The ROI Data on Emory University (2026)
Emory's net price averages $22,585 - among the lowest for elite privates nationally. Median earnings 10 years after entry are $80,137, and median debt is $18,250. Payback: 5.1 years. ROI score: 92/100 - Exceptional Value.
Emory University is best known for two things: its pre-medical pipeline and its Coca-Cola endowment. Both are relevant to the financial case for attending.
Sticker tuition is $64,280 per year. Average net price after aid is $22,585. Median earnings ten years after entry are $80,137, and median debt at graduation is $18,250. Payback period: 5.1 years.
The ROI score is 92 out of 100. Here is the breakdown.
Emory by the Numbers
| Metric | Emory |
|---|---|
| CampusROI Score | 92/100 - Exceptional Value |
| Annual tuition | $64,280 |
| Average net price after aid | $22,585/year |
| Total 4-year cost (net) | $90,340 |
| Average earnings, 6 years after entry | $65,500 |
| Median earnings, 10 years after entry | $80,137 |
| Median federal debt at graduation | $18,250 |
| Monthly loan payment (10-yr standard) | ~$193 |
| Debt-to-earnings ratio | 0.279 |
| 6-year completion rate | 91.1% |
| 3-year loan repayment rate | 82.9% |
| Acceptance rate | 10.7% |
| Payback period | 5.1 years |
The Cost Reality
Net price at Emory by family income:
| Family Income | Average Net Price |
|---|---|
| $0 - $30,000 | $7,363 |
| $30,001 - $48,000 | $9,220 |
| $48,001 - $75,000 | $11,237 |
| $75,001 - $110,000 | $13,821 |
| $110,001+ | $53,018 |
At the top bracket, full pay runs $53,018. The same bracket shows $57,403 at Georgetown and $58,570 at Tufts. Emory's median debt at graduation is $18,250.
What Emory Graduates Earn
Emory's 10-year earnings figure is $80,137. Its program mix tilts toward healthcare, humanities, and social sciences rather than STEM-finance concentration.
Four earnings pipelines matter most:
Pre-medical and health sciences. Emory's proximity to Emory University Hospital, Grady Hospital, and the CDC creates unparalleled pre-med exposure. Medical school matriculation rates are among the highest nationally. Physician careers emerge later (after med school) but produce $200K+ mid-career salaries.
Public health. The Rollins School of Public Health is one of the top in the country, and undergraduates have early access to research and internships in epidemiology, health policy, and global health. Starting salaries in public health are lower ($55K to $75K) but the Emory network places heavily into CDC, WHO, and global health NGOs.
Business. Goizueta Business School is Emory's business school and places into finance, consulting, and corporate leadership. Starting salaries run $80,000 to $110,000 for banking and consulting tracks.
Liberal arts and sciences. Economics, political science, biology, psychology, and neuroscience are the largest majors outside business. Earnings range widely - neuroscience and economics grads tend toward graduate programs and higher eventual earnings; humanities grads fall closer to the national private average.
The 10-year earnings figure reflects a student body heavily oriented toward graduate and professional school. Many Emory undergraduates' peak earning years come after law, medical, or business school, not immediately out of undergrad.
The Debt Picture
Median debt of $18,250 is modest for an elite private. Monthly payment at 6.5% on a 10-year plan: $193. That is about 2.9% of gross monthly income at the $80,137 10-year earnings figure - comfortable by nearly any standard.
The 3-year repayment rate is 82.9%.
Academic Quality
6-year completion rate: 91.1%. First-year retention: 95%. Student-to-faculty ratio: 9 to 1.
Signature programs:
- Pre-medical sciences - biology, biochemistry, chemistry, neuroscience
- Public health - Rollins School is graduate, but undergraduates have extensive access
- Business (Goizueta) - finance, consulting, marketing, analytics
- Political science and international studies
- Economics
- Nursing - Nell Hodgson Woodruff School of Nursing
- Creative writing - nationally ranked undergraduate program
Campus is 631 acres in Atlanta's Druid Hills neighborhood, about six miles from downtown. Undergraduate enrollment is 7,298 across the main campus, plus about 1,000 at Oxford College. Atlanta's status as a major Southeastern economic hub provides internship access in healthcare, finance, logistics (Delta, UPS, Home Depot are all headquartered here), and tech.
Who Should Apply
Emory is a strong ROI bet for:
- Pre-medical students. Few US universities offer equivalent clinical and research exposure at this net price.
- Public health and global health focused students. Rollins + CDC proximity is close to unique.
- Middle-income families in the $48K to $110K income bracket. The net price for this range is remarkable for an elite private.
- Students interested in the Southeast who want broader national recognition than regional flagships offer.
- Students considering Oxford College as a two-year liberal arts entry point with smaller class sizes.
Emory is a weaker fit for:
- Students targeting top-end finance or consulting careers. Goizueta places well.
- Engineering students. Emory has no undergraduate engineering program. Georgia Tech is 10 miles away but is a separate application.
- Full-pay families comparing Emory to meet-full-need-without-loans peers like Princeton or Harvard. Those schools often produce lower net prices at the $110K to $250K income range.
Compared to Peers
Vanderbilt: $91,565 at 10 years, 3.6-year payback.
Duke: $97,800 at 10 years, 4.1-year payback.
WashU: $86,182 at 10 years, 4.4-year payback.
Rice: $89,718 at 10 years, 3.5-year payback.
The Verdict
Emory offers an elite private education at a cost that undercuts nearly all of its peers. The $22,585 net price, combined with $80,137 10-year earnings and $18,250 median debt, produces a 5.1-year payback period that is below most comparable schools' debt-to-earnings math.
The specific use case where Emory dominates is pre-medical and public health education. The combination of Emory University Hospital, the CDC, and Rollins School of Public Health is not matched by any peer institution at this net price.
The honest tradeoff: Emory's 10-year earnings are $80,137, and its programs tilt toward healthcare and humanities rather than high-earning STEM-finance concentrations. For students set on investment banking or Silicon Valley tech, check program-level earnings before you commit. For students interested in health, science, research, or public policy, the ROI score of 92/100 is the number to weigh.
Among Southeastern privates specifically, see the Wake Forest and Tulane breakdowns for their own figures.
Georgia residents and admits weighing Emory against UGA, Georgia Tech, and the regional publics should see our best college value in Georgia ranking for the full state ROI picture.
Data sources: College Scorecard, IPEDS, BLS Occupational Outlook Handbook, as of 2024.
Frequently Asked Questions
Is Emory worth it for pre-med?
It is one of the strongest pre-med environments in the country. Emory University Hospital and the Centers for Disease Control (CDC) are both directly connected to campus, giving undergraduates research and clinical exposure that few universities match. If pre-med is the goal, Emory offers near-Ivy outcomes at a substantially lower net price.
How does Emory compare to Vanderbilt or Duke?
Ten-year earnings are $80,137 at Emory, $91,565 at Vanderbilt, and $97,800 at Duke. Average net price is $22,585 at Emory, $15,846 at Vanderbilt, and $29,612 at Duke. The three schools are often cross-applied, so compare each school's own net price calculator and the program-level earnings for your major.
What is Oxford College of Emory?
Oxford is Emory's two-year liberal arts college on a separate campus 38 miles east of Atlanta. Students complete the first two years at Oxford and then transition to the main Emory campus for their final two years. It is a smaller, more intimate environment with the same degree and alumni status as main-campus Emory. Oxford admission is slightly less selective than main campus, so it can be a strategic application path for students whose profile is strong but not quite Emory-main-campus level.
Run your own numbers
Every family's situation is different. Use our tools to model your specific scenario.