Eagle Gate College-Layton
Layton, Utah · Private For-Profit
ROI Score: 8/100 · Poor Value
Eagle Gate College-Layton lands at an 8 ROI score, among the worst in the dataset, and the underlying numbers are a textbook example of for-profit college dysfunction. Tuition is not separately reported but net price after aid is $25,873, with total four-year cost at $103,492. Median earnings ten years out are just $37,518 — barely above what a high school graduate earns. The debt-to-earnings ratio is a stunning 1.681 (scoring 0/100), meaning the average borrower's debt is 1.7 times their annual income. Median debt is $43,021 with monthly payments over $456. The payback period is 96.7 years — effectively never. The repayment rate is 38.1%, indicating widespread default and delinquency. Completion is 38.5%. This is the institutional profile that drove federal Borrower Defense and Gainful Employment regulations. Earnings never recoup cost on any reasonable horizon. The only defensible program is nursing, and even that runs a 0.787 debt-to-earnings ratio.
The data raises concerns about Eagle Gate College-Layton
These metrics fall below the thresholds most financial advisors recommend for a sound college investment. Review them carefully before committing.
- ROI Score8/100 - Poor Value tier (below 45). Most 4-year schools we track score 60 or higher.
- Debt-to-earnings1.68 - Advisors recommend total student debt stay below one year of salary (ratio under 1.0).
- 6-year graduation rate38.5% - Well below the 60% national average. Non-completion is the fastest route to negative ROI.
- Payback period>50 years - Graduates earn at or near the level of high school completers — the cost may not recoup within a working career.
Eagle Gate College-Layton
Quick Numbers
| In-state tuition + fees | N/A/yr |
| Out-of-state tuition + fees | N/A/yr |
| Average net price | $25,873/yr |
| Total 4-year cost (net) | $103,492 |
| Median earnings (10yr post-entry) | $37,518 |
| Median earnings (6yr post-entry) | $25,600 |
| Median debt at graduation | $43,021 |
| Estimated monthly loan payment | $456 |
| Estimated payback period | >50 years |
| 6-year graduation rate | 38.5% |
| Undergraduate enrollment | 226 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The sticker price at Eagle Gate College-Layton is N/A/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $25,873/year, or roughly $103,492 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $18,399/year, while families earning over $110,000 pay $29,491/year.
The median graduate leaves with $43,021 in federal loan debt, translating to an estimated monthly payment of $456 on a standard 10-year repayment plan. Against median earnings of $37,518 ten years out, the debt-to-earnings ratio is 1.68 - above the recommended threshold where total debt should not exceed first-year salary.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $18,399 |
| $30,001 - $48,000 | $24,182 |
| $48,001 - $75,000 | $29,491 |
| $75,001 - $110,000 | $29,491 |
| $110,001+ | $29,491 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families under $30,000 pay $18,399 per year in net price — and the steep climb to $29,491 for families above $48,000 suggests aid is mostly Pell-driven with very little institutional discount. Over four years, even the lowest-income families spend $74,000 against a $37,518 ten-year earnings median. The math is structurally broken at this income level.
Middle-income families ($30K-$110K)
The $30,001-$48,000 bracket pays $24,182, and the $48,001-$75,000 bracket pays $29,491. Note that the $48,001-$75,000, $75,001-$110,000, and $110,001-plus brackets all show identical $29,491 figures — a flat structure that indicates almost no aid scaling above Pell thresholds. Four-year totals around $118,000 against $37,518 earnings is not value; it's a wealth-destruction event.
Higher-income families ($110K+)
Families above $75,000 all pay the same $29,491 — essentially full price. Any family with means evaluating this school should look at the 1.681 debt-to-earnings ratio and the 96.7-year payback period and walk away. Utah's public system offers identical credentialing at a fraction of the cost.
Earnings by Major
Top 1 most popular majors at Eagle Gate College-Layton with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $83,154 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Nursing is the only program reported and accounts for all 43 graduates. First-year median earnings of $66,420 climbing to $83,154 by year four are genuinely solid, reflecting the strength of the nursing labor market broadly rather than the institution. But the median debt of $52,292 is among the highest for any nursing program in the dataset, producing a 0.787 debt-to-earnings ratio and a D grade. The same RN license is available from Weber State's BSN program at roughly one-third the debt load. The credential travels; the price tag is the problem.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 28.7% | 52.0% |
| 3-year repayment | 38.1% | 62.0% |
| 5-year repayment | 35.2% | 68.0% |
| 7-year repayment | 42.2% | 72.0% |
Completion Rate
Admissions Snapshot
| Enrollment | 226 |
| Pell Grant recipients | 37.6% |
| Avg faculty salary (monthly) | $7,269 |
Admission rate is not reported in current Scorecard data for Eagle Gate College-Layton, and no SAT/ACT data exists. This is typical of for-profit institutions, which generally operate as open admissions and rely on recruitment rather than selection. The lack of academic gatekeeping correlates directly with the 38.5% completion rate and the poor outcomes profile.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Peers — Eagle Gate-Murray (sister campus), Provo College, and three South University locations (West Palm Beach, Virginia Beach, Austin) — share the same for-profit, narrow-program-mix profile. South University campuses tend to have slightly stronger nursing outcomes; Provo College is similar in structure. Across this peer set, Eagle Gate-Layton's 8 ROI is at the bottom. Even within the for-profit cohort, this is a weak performer.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Eagle Gate College-Layton (this school) | 8 | $25,873 | $37,518 |
| Provo College | 14 | $27,053 | $39,645 |
| Eagle Gate College-Murray | 10 | $27,345 | $37,518 |
| South University-West Palm Beach | 8 | $20,271 | $34,421 |
| South University-Virginia Beach | 7 | $27,843 | $34,421 |
| South University-Austin | 7 | $25,680 | $34,421 |
Who Thrives Here
With 226 students and a 37.6% Pell rate, Eagle Gate-Layton serves working-class Utah students, primarily women entering nursing or allied health, who are often non-traditional age and balancing school with employment and family. The honest fit question is: is this the only practical path to a nursing credential? For students with the option of Salt Lake Community College, Weber State, or Utah Tech, those public alternatives offer dramatically better cost-to-outcomes math. Eagle Gate makes sense only when geography, schedule, or program-availability constraints rule out public options.
The Verdict: The Numbers Don't Add Up
The financial data raises serious concerns about Eagle Gate College-Layton. With a net cost of $25,873 per year and median graduate earnings of only $37,518 ten years out, the estimated payback period exceeds >50 years. For most students, the financial return does not justify the cost.
Areas of concern include weak earnings relative to cost and a 38.5% graduation rate and high debt relative to what graduates earn and concerning loan repayment rates and a long payback period.
Median debt of $43,021 against $37,518 in earnings is concerning. The debt-to-earnings ratio of 1.15 exceeds the commonly recommended threshold. Major choice is critical here.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.