Eagle Gate College-Layton
Layton, Utah · Private For-Profit
ROI Score: 8/100 · Poor Value
Data: 2024-25 College Scorecard release
Eagle Gate College-Layton lands at an 8 ROI score, among the worst in the dataset, and the underlying numbers are a textbook example of for-profit college dysfunction. Tuition is not separately reported but net price after aid is $25,873, with total four-year cost at $103,492. Median earnings ten years out are just $37,518 - barely above what a high school graduate earns. The debt-to-earnings ratio is a stunning 1.681 (scoring 0/100), meaning the average borrower's debt is 1.7 times their annual income. Median debt is $43,021 with monthly payments over $456. The payback period is 96.7 years - effectively never. The repayment rate is 38.1%, indicating widespread default and delinquency. Completion is 38.5%. This is the institutional profile that drove federal Borrower Defense and Gainful Employment regulations. Earnings never recoup cost on any reasonable horizon. The only defensible program is nursing, and even that runs a 0.787 debt-to-earnings ratio.
The data raises concerns about Eagle Gate College-Layton
These metrics fall below the thresholds most financial advisors recommend for a sound college investment. Review them carefully before committing.
- ROI Score8/100 - Poor Value tier (below 45). Most 4-year schools we track score 60 or higher.
- Debt-to-earnings1.68 - Advisors recommend total student debt stay below one year of salary (ratio under 1.0).
- 6-year graduation rate38.5% - Well below the 64% national average (NCES, 2022). Non-completion is the fastest route to negative ROI.
- Payback period>50 years - Graduates earn at or near the level of high school completers - the cost may not recoup within a working career.
Eagle Gate College-Layton
Quick Numbers
| In-state tuition + fees | N/A/yr |
| Out-of-state tuition + fees | N/A/yr |
| Average net price | $25,873/yr |
| Total 4-year cost (net) | $103,492 |
| Median earnings (10yr post-entry) | $37,518 |
| Median earnings (6yr post-entry) | $25,600 |
| Median debt at graduation | $43,021 |
| Estimated monthly loan payment | $456 |
| Estimated payback period | >50 years |
| 6-year graduation rate | 38.5% |
| Undergraduate enrollment | 226 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: N/A/year. Here's the part that matters - almost nobody pays that. After grants, scholarships, and aid, the average student here pays a net price of $25,873/year, or roughly $103,492 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $18,399/year here, while families earning over $110,000 pay $29,491/year.
Most students borrow to get here. The median graduate leaves owing $43,021 in federal loans, which works out to about $456 a month on the standard 10-year repayment plan. Hold that up against the $37,518 the typical graduate earns ten years out: the debt-to-earnings ratio comes to 1.68, which is high - the rule of thumb is that total debt should not top your first-year salary, and this is over that line.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $18,399 |
| $30,001 - $48,000 | $24,182 |
| $48,001 - $75,000 | $29,491 |
| $75,001 - $110,000 | $29,491 |
| $110,001+ | $29,491 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families under $30,000 pay $18,399 per year in net price - and the steep climb to $29,491 for families above $48,000 suggests aid is mostly Pell-driven with very little institutional discount. Over four years, even the lowest-income families spend $74,000 against a $37,518 ten-year earnings median. The math is structurally broken at this income level.
Middle-income families ($30K-$110K)
The $30,001-$48,000 bracket pays $24,182, and the $48,001-$75,000 bracket pays $29,491. Note that the $48,001-$75,000, $75,001-$110,000, and $110,001-plus brackets all show identical $29,491 figures - a flat structure that indicates almost no aid scaling above Pell thresholds. Four-year totals around $118,000 against $37,518 earnings is not value; it's a wealth-destruction event.
Higher-income families ($110K+)
Families above $75,000 all pay the same $29,491 - essentially full price. Any family with means evaluating this school should look at the 1.681 debt-to-earnings ratio and the 96.7-year payback period and walk away. Utah's public system offers identical credentialing at a fraction of the cost.
Earnings by Major
Top 1 most popular majors at Eagle Gate College-Layton with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $83,154 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Nursing is the only program reported and accounts for all 43 graduates. First-year median earnings of $66,420 climbing to $83,154 by year four are genuinely solid, reflecting the strength of the nursing labor market broadly rather than the institution. But the median debt of $52,292 is among the highest for any nursing program in the dataset, producing a 0.787 debt-to-earnings ratio and a D grade. The same RN license is available from Weber State's BSN program at roughly one-third the debt load. The credential travels; the price tag is the problem.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 28.7% | 52.0% |
| 3-year repayment | 38.1% | 62.0% |
| 5-year repayment | 35.2% | 68.0% |
| 7-year repayment | 42.2% | 72.0% |
Completion Rate
Trends Over Time
How Eagle Gate College-Layton’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Enrollment | 226 |
| Pell Grant recipients | 37.6% |
| Avg faculty salary (monthly) | $7,269 |
Admission rate is not reported in current Scorecard data for Eagle Gate College-Layton, and no SAT/ACT data exists. This is typical of for-profit institutions, which generally operate as open admissions and rely on recruitment rather than selection. The lack of academic gatekeeping correlates directly with the 38.5% completion rate and the poor outcomes profile.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Peers - Eagle Gate-Murray (sister campus), Provo College, and three South University locations (West Palm Beach, Virginia Beach, Austin) - share the same for-profit, narrow-program-mix profile. South University campuses tend to have slightly stronger nursing outcomes; Provo College is similar in structure. Across this peer set, Eagle Gate-Layton's 8 ROI is at the bottom. Even within the for-profit cohort, this is a weak performer.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Eagle Gate College-Layton (this school) | 8 | $25,873 | $37,518 |
| Provo College | 14 | $27,053 | $39,645 |
| Eagle Gate College-Murray | 10 | $27,345 | $37,518 |
| South University-West Palm Beach | 8 | $20,271 | $34,421 |
| South University-Virginia Beach | 7 | $27,843 | $34,421 |
| South University-Austin | 7 | $25,680 | $34,421 |
Who Thrives Here
With 226 students and a 37.6% Pell rate, Eagle Gate-Layton serves working-class Utah students, primarily women entering nursing or allied health, who are often non-traditional age and balancing school with employment and family. The honest fit question is: is this the only practical path to a nursing credential? For students with the option of Salt Lake Community College, Weber State, or Utah Tech, those public alternatives offer dramatically better cost-to-outcomes math. Eagle Gate makes sense only when geography, schedule, or program-availability constraints rule out public options.
The Verdict: The Numbers Don't Add Up
We'll be straight with you: the numbers at Eagle Gate College-Layton are a real concern. With a net cost of $25,873 per year and the typical graduate earning only $37,518 ten years out, the estimated payback period exceeds >50 years. For most students, the financial return does not justify the cost - go in with your eyes open.
What to keep an eye on: weak earnings relative to cost, its 38.5% graduation rate, high debt relative to what graduates earn, concerning loan repayment rates, a long payback period.
Be careful with the debt here. A median $43,021 owed against $37,518 in earnings is heavy, and the debt-to-earnings ratio of 1.15 is past the level advisors flag. Your major - and how much you borrow - really matters.
Eagle Gate College-Layton: Common Questions
Is Eagle Gate College-Layton worth it?
In our view, the numbers are a real concern - for most students the financial return does not justify the cost. Eagle Gate College-Layton scores 8/100 on our ROI scale. At $25,873 a year after aid against $37,518 in typical earnings ten years out, the estimated payback period exceeds >50 years.
How much does Eagle Gate College-Layton cost after financial aid?
The average net price - what students actually pay after grants and scholarships - is about $25,873 a year, or roughly $103,492 over four years. That is the number to plan around, not the sticker price. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Eagle Gate College-Layton graduates earn?
The typical graduate earns about $37,518 ten years after enrolling, near the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Eagle Gate College-Layton?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about >50 years for Eagle Gate College-Layton. Most four-year schools we track land between 4 and 10 years.
How much debt do Eagle Gate College-Layton graduates take on?
Median debt at graduation is about $43,021, against $37,518 in typical earnings a decade out. At a debt-to-earnings ratio of 1.15, that is past the level advisors flag, so how much you borrow really matters.
What is the graduation rate at Eagle Gate College-Layton?
The six-year graduation rate is 38.5%, below the 64% national average (NCES, 2022) - and not finishing is the fastest route to a poor return. Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.