Eagle Gate College-Murray
Murray, Utah · Private For-Profit
ROI Score: 10/100 · Poor Value
Eagle Gate College-Murray earns an overall ROI score of 10 out of 100, placing it firmly in our Poor Value tier. The numbers explain why: median earnings six years after enrollment are just $25,600, climbing to $37,518 by year 10 -- barely above what high school graduates typically earn in Utah. Median federal debt at graduation is $43,021, producing a debt-to-earnings ratio of 1.681 (well over the 1.0 line where annual debt exceeds annual pay) and an estimated payback period of 99 years on the typical balance. Completion rate sits at 48%, which is mediocre but actually the strongest sub-score on this profile. Net price is $27,345 per year against in-state tuition of $16,548, meaning the institution publishes a list price that ends up costing far more after fees, room, and limited aid -- a pattern common at for-profit health career programs. The 38% three-year repayment rate signals that the majority of borrowers are not actively paying down principal. Bottom line: outside the small nursing cohort, the math does not work for most students.
The data raises concerns about Eagle Gate College-Murray
These metrics fall below the thresholds most financial advisors recommend for a sound college investment. Review them carefully before committing.
- ROI Score10/100 - Poor Value tier (below 45). Most 4-year schools we track score 60 or higher.
- Debt-to-earnings1.68 - Advisors recommend total student debt stay below one year of salary (ratio under 1.0).
- Payback period>50 years - Graduates earn at or near the level of high school completers — the cost may not recoup within a working career.
Eagle Gate College-Murray
Quick Numbers
| In-state tuition + fees | $16,548/yr |
| Out-of-state tuition + fees | $16,548/yr |
| Average net price | $27,345/yr |
| Total 4-year cost (net) | $109,380 |
| Median earnings (10yr post-entry) | $37,518 |
| Median earnings (6yr post-entry) | $25,600 |
| Median debt at graduation | $43,021 |
| Estimated monthly loan payment | $456 |
| Estimated payback period | >50 years |
| 6-year graduation rate | 48.0% |
| Undergraduate enrollment | 351 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The sticker price at Eagle Gate College-Murray is $16,548/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $27,345/year, or roughly $109,380 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $27,711/year, while families earning over $110,000 pay N/A/year.
The median graduate leaves with $43,021 in federal loan debt, translating to an estimated monthly payment of $456 on a standard 10-year repayment plan. Against median earnings of $37,518 ten years out, the debt-to-earnings ratio is 1.68 - above the recommended threshold where total debt should not exceed first-year salary.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $27,711 |
| $30,001 - $48,000 | $27,768 |
| $48,001 - $75,000 | $24,233 |
| $75,001 - $110,000 | $28,231 |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 face a net price of $27,711 per year -- essentially full sticker, with no meaningful aid discount. Over four years that is roughly $110,000 out of pocket for a degree whose median graduate earns $25,600 six years later. Pell grants and federal loans will not close this gap. For low-income students, the math is hostile.
Middle-income families ($30K-$110K)
Households in the $30,001-$48,000 bracket pay $27,768 -- nominally higher than the lowest-income tier, an indicator that aid is essentially flat across the lower brackets. The $48,001-$75,000 bracket actually drops to $24,233, the cheapest published rate, which is anomalous. Even at the discount, four-year cost of $97,000 against $25,600 median earnings is unworkable.
Higher-income families ($110K+)
The $75,001-$110,000 bracket pays $28,231, and the $110,001-plus bracket is unreported. High-income families paying full freight at a school where graduates earn $25,600 are functionally subsidizing a credential, not investing in earnings. Better options exist in Utah at this price point, including the University of Utah and Weber State.
Earnings by Major
Top 1 most popular majors at Eagle Gate College-Murray with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $83,154 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is the flagship program with 58 graduates and the only major reported. First-year median earnings of $66,420 climb to $83,154 by year four -- strong absolute numbers reflecting Utah's nursing labor market, not the school itself. The problem is median debt of $52,292, producing a debt-to-earnings ratio of 0.787 and a D ROI grade. Graduates earn enough to service debt, but they pay roughly $20,000-25,000 more in debt than peers who complete the same RN credential at a community college or public university. Career path is direct: NCLEX, hospital floor, possible BSN bridge.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 28.7% | 52.0% |
| 3-year repayment | 38.1% | 62.0% |
| 5-year repayment | 35.2% | 68.0% |
| 7-year repayment | 42.2% | 72.0% |
Completion Rate
Admissions Snapshot
| Enrollment | 351 |
| Pell Grant recipients | 30.8% |
| Avg faculty salary (monthly) | $7,172 |
Admission rate is not reported in current Scorecard data, and no SAT or ACT ranges are published. Eagle Gate operates as an open-enrollment career college focused on healthcare credentials, so academic selectivity is essentially not a filter -- the practical bar is willingness to pay and complete the program. That lack of selectivity correlates with the 48% completion rate, which is below typical four-year norms.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Eagle Gate sits among other for-profit health-career schools with similar profiles. Provo College and Nightingale College serve the same Utah nursing market with comparable cost structures and ROI scores in the Poor Value tier. California Aeronautical University, South University-Tampa, and South University-Montgomery round out the peer set -- all private for-profits where credential-specific outcomes (nursing, aviation) often outperform the institution-wide averages but get dragged down by high debt loads. Across this peer group, the registered nursing cohorts tend to be the only graduates earning enough to service the debt.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Eagle Gate College-Murray (this school) | 10 | $27,345 | $37,518 |
| Nightingale College | 18 | $30,852 | $27,126 |
| Provo College | 14 | $27,053 | $39,645 |
| South University-Tampa | 8 | $20,434 | $34,421 |
| South University-Montgomery | 7 | $27,807 | $34,421 |
| California Aeronautical University | 7 | $36,126 | $38,361 |
Who Thrives Here
With enrollment of just 351 students and a 30.8% Pell rate, Eagle Gate-Murray draws a small, working-adult population pursuing career-shift credentials, predominantly in nursing. Students who complete the nursing program (the only graded major in this profile, earning a D ROI grade despite $66,420 first-year earnings because median debt is $52,292) can produce livable wages. Students who do not complete -- nearly half -- walk away with $43,000 in median debt and earnings indistinguishable from a high school diploma. Fit is narrow: committed nursing candidates only.
The Verdict: The Numbers Don't Add Up
The financial data raises serious concerns about Eagle Gate College-Murray. With a net cost of $27,345 per year and median graduate earnings of only $37,518 ten years out, the estimated payback period exceeds >50 years. For most students, the financial return does not justify the cost.
Areas of concern include weak earnings relative to cost and a 48.0% graduation rate and high debt relative to what graduates earn and concerning loan repayment rates and a long payback period.
Median debt of $43,021 against $37,518 in earnings is concerning. The debt-to-earnings ratio of 1.15 exceeds the commonly recommended threshold. Major choice is critical here.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.