Davis College
Pottersville, New York · Private Nonprofit · 56.3% acceptance rate
ROI Score: 20/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Davis College earns a CampusROI score of 20 out of 100 and lands in the Below Benchmark tier on financial metrics. This is a 106-student Christian Bible college in Pottersville, New York, where the value proposition is denominational ministry training rather than labor-market earnings. The earnings premium reads 6.7% over high-school-only workers, the payback period is 55.5 years (i.e., never realistically), and the completion rate is 26.7%, all weak figures. Scorecard does not report the school's median debt, so our debt-to-earnings measure gets a neutral middle score of 50 rather than counting the gap as a strength. Sticker tuition is $18,000 and average net price is $12,875, with a four-year total cost near $51,500. Average earnings six years out are $21,600 and reach a median $38,450 by year ten. The honest read: this is a vocational training school for ministry, and the financial picture only makes sense for students whose families or churches are largely funding the cost.
How Davis College scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score20/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- 6-year graduation rate26.7% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
- Payback period>50 years - In our estimate, the earnings premium over a high school completer is small next to the cost, so the cost may not be recouped within a working career.
Davis College
Quick Numbers
| In-state tuition + fees | $18,000/yr |
| Out-of-state tuition + fees | $18,000/yr |
| Average net price | $12,875/yr |
| Total 4-year cost (net) | $51,500 |
| Median earnings (10yr post-entry) | $38,450 |
| Average earnings (6yr post-entry) | $21,600 |
| Median debt at graduation | N/A |
| Estimated monthly loan payment | N/A |
| Estimated payback period | >50 years |
| 6-year graduation rate | 26.7% |
| Undergraduate enrollment | 106 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $18,000/year, which covers tuition and fees only. After grants, scholarships, and aid, the average student here pays a net price of $12,875/year, or roughly $51,500 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $12,875/year here, while families earning over $110,000 pay N/A/year.
The Department of Education does not report a median debt figure for this school, usually because too few students borrow federal loans for the figure to be published. Our ROI score gives this measure a neutral middle value rather than treating it as zero debt.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $12,875 |
| $30,001 - $48,000 | N/A |
| $48,001 - $75,000 | N/A |
| $75,001 - $110,000 | N/A |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families earning under $30,000 face an average net price of $12,875 per year, totaling roughly $51,500 across four years. With ten-year median earnings of $38,450, this price is genuinely difficult to recoup labor-market-wise. Low-income students should not borrow heavily for this credential without a clear ministry-employment pathway.
Middle-income families ($30K-$110K)
Net price for the $30,001 to $110,000 brackets is not reported, suggesting very few middle-income families enroll. The reporting gap is meaningful and indicates a student body concentrated at the lowest-income end.
Higher-income families ($110K+)
Net price for higher-income brackets is not reported, indicating insufficient sample size of these families enrolled. This pattern is consistent across small religious-vocational colleges where the student-body draw is concentrated among modest-income church families.
Earnings by Major
Top 1 most popular majors at Davis College with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Bible/Biblical Studies | $36,947 | F |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Bible/Biblical Studies
Bible/Biblical Studies is the school's only reported program, graduating 21 students per cohort. Year-one earnings of $25,743 climb to $36,947 by year four. Median debt of $27,000 against those earnings produces a 1.05 debt-to-earnings ratio and an F ROI grade. The on-paper math is poor, but graduates moving into established pastoral, missionary, or denominational employment may receive housing and benefits packages that don't appear in tax records. Anyone borrowing federal loans for this credential should plan a ministry pathway rather than expecting labor-market returns.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 55.0% | 68.8% |
| 3-year repayment | 57.8% | 73.6% |
| 5-year repayment | 55.8% | 67.7% |
| 7-year repayment | 57.0% | 72.8% |
Completion Rate
Trends Over Time
How Davis College’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 56.3% |
| Enrollment | 106 |
| Pell Grant recipients | 40.2% |
| Avg faculty salary (monthly) | $4,500 |
Davis College admits 56.3% of applicants. SAT and ACT mid-ranges are not reported, consistent with a faith-based institution that screens primarily on denominational alignment, ministry references, and statement of faith. The 26.7% completion rate paired with the moderately selective admit number suggests the screen does not reliably select for students who finish on a four-year timeline.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Davis College (this school) | 20 | $12,875 | $38,450 |
| Albany College of Pharmacy and Health Sciences | 94 | $29,882 | $131,426 |
| Adelphi University | 75 | $30,783 | $75,482 |
| Polytechnic University of Puerto Rico-Orlando | 28 | $16,577 | $47,540 |
| Hebrew Theological College | 27 | $26,861 | $33,291 |
| Saint Joseph Seminary College | 25 | $45,460 | $38,366 |
Who Thrives Here
Davis College serves 106 students with a 40.2% Pell rate. The fit case is narrow: students called to Christian ministry, missions, or biblical studies who specifically want training in this school's denominational tradition (Christian Churches/Churches of Christ heritage) and who can finance their education without significant borrowing. Anyone evaluating this school as a generic credentialing pathway should look elsewhere. The 26.7% completion rate is a meaningful caution flag for any borrowing student.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Davis College scores 20/100, which falls in the Below Benchmark tier (below 45). At a net price of $12,875 per year, with typical graduate earnings of $38,450 ten years after entry, we estimate the payback period at more than 50 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: weak earnings relative to cost, its 26.7% graduation rate, a three-year loan repayment rate of 57.8% (median across the schools we score: 73.6%), a long payback period.
Davis College: Common Questions
Is Davis College worth it?
In our view, the financial case is a hard one to make on the numbers alone. Davis College scores 20/100 on our ROI scale, in the Below Benchmark tier (below 45). At $12,875 a year after aid against $38,450 in typical earnings ten years out, we estimate the payback period at more than 50 years. Your major and aid package can change the picture, so run your own numbers.
How much does Davis College cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $12,875 a year, or roughly $51,500 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Davis College graduates earn?
The typical graduate earns about $38,450 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Davis College?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at more than 50 years for Davis College. The median across the schools we track is about 12 years.
What is the graduation rate at Davis College?
The six-year graduation rate is 26.7%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.