Albizu University-Miami
Miami, Florida · Private Nonprofit · 75.7% acceptance rate
ROI Score: 32/100 · Poor Value
Albizu University-Miami earns a Poor Value ROI score of 32. The profile is mixed: an exceptionally low debt-to-earnings ratio of 0.182 (subscore 98) -- driven by unusually low median undergraduate debt of just $5,500 -- partially offsets weakness elsewhere. The catch is that this low-debt figure reflects the school's primarily-graduate-school structure (Albizu is best known for its psychology doctoral programs); undergraduate borrowing is light because relatively few students borrow at the bachelor's level. Still, weakness dominates the rest of the picture: earnings premium is just 8.2% (subscore 16), payback period is 33.5 years, completion rate is 40% (subscore 21), and repayment rate is 50.7% (subscore 9 -- one of the lowest in the dataset). Median earnings sit at $30,200 six years out and $41,544 by year 10. Net price is $19,849 against $13,818 nominal tuition; published 4-year cost is $79,396. Income-bracket pricing data is missing for upper brackets. The undergraduate program is small, and the school's Spanish-bilingual psychology training is its primary mission. Students considering bachelor-level enrollment should weigh outcomes carefully against alternatives.
The data raises concerns about Albizu University-Miami
These metrics fall below the thresholds most financial advisors recommend for a sound college investment. Review them carefully before committing.
- ROI Score32/100 - Poor Value tier (below 45). Most 4-year schools we track score 60 or higher.
- Payback period33.5 years - Most 4-year schools we track have payback periods of 4-10 years.
Albizu University-Miami
Quick Numbers
| In-state tuition + fees | $13,818/yr |
| Out-of-state tuition + fees | $13,818/yr |
| Average net price | $19,849/yr |
| Total 4-year cost (net) | $79,396 |
| Median earnings (10yr post-entry) | $41,544 |
| Median earnings (6yr post-entry) | $30,200 |
| Median debt at graduation | $5,500 |
| Estimated monthly loan payment | $58 |
| Estimated payback period | 33.5 years |
| 6-year graduation rate | 40.0% |
| Undergraduate enrollment | 287 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The sticker price at Albizu University-Miami is $13,818/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $19,849/year, or roughly $79,396 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $19,745/year, while families earning over $110,000 pay N/A/year.
The median graduate leaves with $5,500 in federal loan debt, translating to an estimated monthly payment of $58 on a standard 10-year repayment plan. Against median earnings of $41,544 ten years out, the debt-to-earnings ratio is 0.18 - well within manageable territory.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $19,745 |
| $30,001 - $48,000 | $22,860 |
| $48,001 - $75,000 | $14,652 |
| $75,001 - $110,000 | N/A |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families under $30,000 pay $19,745 net annually. The $30,001-$48,000 bracket pays $22,860 -- which is higher than the lowest-income bracket, an inverted pattern worth flagging. The $48,001-$75,000 bracket then drops back to $14,652. These inversions suggest the aid model isn't applying linear need-based reductions; students should run the school's net price calculator with care. Across four years, low-income students face roughly $79,000.
Middle-income families ($30K-$110K)
Net price for the $48,001-$75,000 bracket is reported at $14,652, but data is missing for the $75,001-$110,000 bracket -- a meaningful gap. Middle-income families should treat this as an unclear pricing scenario and use the official net price calculator rather than relying on these published bracket figures. Florida-public alternatives (FIU, FAU) offer materially lower borrowing requirements.
Higher-income families ($110K+)
High-income net-price data is not reported. With low median undergraduate debt suggesting most enrolled students borrow lightly, this is a less-traditional financial profile. Full-pay families considering the school for its psychology pipeline should evaluate the entire BA-to-PsyD path cost rather than just the bachelor's-level numbers.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 44.6% | 52.0% |
| 3-year repayment | 50.7% | 62.0% |
| 5-year repayment | 52.4% | 68.0% |
| 7-year repayment | 53.8% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 75.7% |
| Enrollment | 287 |
| Pell Grant recipients | 66.4% |
| Avg faculty salary (monthly) | $6,867 |
Albizu's admission rate of 75.7% indicates broad selectivity. SAT and ACT mid-ranges are not reported in current data, consistent with the school's open-access undergraduate posture. The 40% completion rate is below average; Albizu's traditional strength is graduate-level training, and the undergraduate population is small and primarily a feeder pipeline for the school's master's and doctoral programs in psychology.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Peers include Baptist University of Florida, Barry University, Faith International University, Dewey University-Hato Rey, and Yeshiva Gedolah Imrei Yosef D Spinka. Barry University in Miami is a stronger comparator at much larger scale and broader program mix. Dewey University-Hato Rey is the most direct mission match -- a Puerto Rico institution serving Spanish-bilingual students. Within the small-niche-private peer set, Albizu sits in the lower-middle range on undergraduate outcomes.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Albizu University-Miami (this school) | 32 | $19,849 | $41,544 |
| Barry University | 42 | $22,613 | $55,966 |
| Faith International University | 33 | $22,662 | $51,006 |
| Dewey University-Hato Rey | 33 | $3,577 | $19,761 |
| Yeshiva Gedolah Imrei Yosef D'spinka | 32 | $5,646 | $36,545 |
| Baptist University of Florida | 31 | $10,372 | $42,836 |
Who Thrives Here
Enrollment is very small at 287 students, with an exceptionally high Pell rate of 66.4% -- a heavily working-class, primarily Hispanic/Latino student body. Albizu fits Spanish-bilingual students drawn to psychology, mental-health, and educational-services pathways with intent to continue into the school's graduate programs. The undergraduate degree is best understood as a feeder credential rather than a terminal bachelor's. Best-fit students are graduate-school-bound psychology majors planning the BA-to-PsyD pipeline; bachelor-only borrowers face weak outcomes.
The Verdict: The Numbers Don't Add Up
The financial data raises serious concerns about Albizu University-Miami. With a net cost of $19,849 per year and median graduate earnings of only $41,544 ten years out, the estimated payback period exceeds 33.5 years. For most students, the financial return does not justify the cost.
Key strengths include manageable debt relative to earnings. However, the data also shows weak earnings relative to cost and a 40.0% graduation rate and concerning loan repayment rates and a long payback period.
Median debt of $5,500 is very manageable against $41,544 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.