Albizu University-Miami
Miami, Florida · Private Nonprofit · 75.7% acceptance rate
ROI Score: 32/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Albizu University-Miami earns a Below Benchmark ROI score of 32. The profile is mixed: an exceptionally low debt-to-earnings ratio of 0.182 (subscore 98) - driven by unusually low median undergraduate debt of just $5,500 - partially offsets weakness elsewhere. The catch is that this low-debt figure reflects the school's primarily-graduate-school structure (Albizu is best known for its psychology doctoral programs); undergraduate borrowing is light because relatively few students borrow at the bachelor's level. Still, weakness dominates the rest of the picture: earnings premium is just 8.2% (subscore 16), payback period is 33.5 years, completion rate is 40% (subscore 21), and repayment rate is 50.7% (subscore 9). Earnings sit at $30,200 six years out and $41,544 by year 10. Net price is $19,849 against $13,818 nominal tuition; published 4-year cost is $79,396. Income-bracket pricing data is missing for upper brackets. The undergraduate program is small, and the school's Spanish-bilingual psychology training is its primary mission.
How Albizu University-Miami scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score32/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- Payback period33.5 years - The median payback across the schools we score is about 12 years.
Albizu University-Miami
Quick Numbers
| In-state tuition + fees | $13,818/yr |
| Out-of-state tuition + fees | $13,818/yr |
| Average net price | $19,849/yr |
| Total 4-year cost (net) | $79,396 |
| Median earnings (10yr post-entry) | $41,544 |
| Average earnings (6yr post-entry) | $30,200 |
| Median debt at graduation | $5,500 |
| Estimated monthly loan payment | $58 |
| Estimated payback period | 33.5 years |
| 6-year graduation rate | 40.0% |
| Undergraduate enrollment | 287 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $13,818/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $19,849/year, or roughly $79,396 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $19,745/year here, while families earning over $110,000 pay N/A/year.
Among graduates who borrowed, the median federal loan debt from this school is $5,500, which works out to about $58 a month on the standard 10-year repayment plan. Our debt-to-earnings ratio divides that debt by average earnings six years after entry ($30,200) and comes to 0.18, which in our view is comfortably manageable.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $19,745 |
| $30,001 - $48,000 | $22,860 |
| $48,001 - $75,000 | $14,652 |
| $75,001 - $110,000 | N/A |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Families under $30,000 pay $19,745 net annually. The $30,001-$48,000 bracket pays $22,860 - which is higher than the lowest-income bracket, an inverted pattern worth flagging. The $48,001-$75,000 bracket then drops back to $14,652. These inversions suggest the aid model isn't applying linear need-based reductions; students should run the school's net price calculator with care. Across four years, low-income students face roughly $79,000.
Middle-income families ($30K-$110K)
Net price for the $48,001-$75,000 bracket is reported at $14,652, but data is missing for the $75,001-$110,000 bracket - a meaningful gap. Middle-income families should treat this as an unclear pricing scenario and use the official net price calculator rather than relying on these published bracket figures.
Higher-income families ($110K+)
High-income net-price data is not reported. With low median undergraduate debt suggesting most enrolled students borrow lightly, this is a less-traditional financial profile. Full-pay families considering the school for its psychology pipeline should evaluate the entire BA-to-PsyD path cost rather than just the bachelor's-level numbers.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | 44.6% | 68.8% |
| 3-year repayment | 50.7% | 73.6% |
| 5-year repayment | 52.4% | 67.7% |
| 7-year repayment | 53.8% | 72.8% |
Completion Rate
Trends Over Time
How Albizu University-Miami’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 75.7% |
| Enrollment | 287 |
| Pell Grant recipients | 66.4% |
| Avg faculty salary (monthly) | $6,867 |
Albizu's admission rate of 75.7% indicates broad selectivity. SAT and ACT mid-ranges are not reported in current data, consistent with the school's open-access undergraduate posture.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Albizu University-Miami (this school) | 32 | $19,849 | $41,544 |
| Barry University | 42 | $22,613 | $55,966 |
| Faith International University | 33 | $22,662 | $51,006 |
| Dewey University-Hato Rey | 33 | $3,577 | $19,761 |
| Baptist University of Florida | 31 | $10,372 | $42,836 |
| Yeshiva Gedolah Imrei Yosef D'spinka | 22 | $5,646 | $36,545 |
Who Thrives Here
Enrollment is very small at 287 students, with an exceptionally high Pell rate of 66.4% - a heavily working-class, primarily Hispanic/Latino student body. Albizu fits Spanish-bilingual students drawn to psychology, mental-health, and educational-services pathways with intent to continue into the school's graduate programs. The undergraduate degree is best understood as a feeder credential rather than a terminal bachelor's. Best-fit students are graduate-school-bound psychology majors planning the BA-to-PsyD pipeline; bachelor-only borrowers face weak outcomes.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Albizu University-Miami scores 32/100, which falls in the Below Benchmark tier (below 45). At a net price of $19,849 per year, with typical graduate earnings of $41,544 ten years after entry, we estimate the payback period at about 33.5 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What it has going for it: manageable debt relative to earnings. What to keep an eye on: weak earnings relative to cost, its 40.0% graduation rate, a three-year loan repayment rate of 50.7% (median across the schools we score: 73.6%), a long payback period.
On debt, you can breathe a little easier here. Median debt of $5,500 among graduates who borrowed, against average earnings of $30,200 six years after entry, gives a debt-to-earnings ratio of 0.18: well under 1.0, the point at which debt would equal a full year of those earnings.
Albizu University-Miami: Common Questions
Is Albizu University-Miami worth it?
In our view, the financial case is a hard one to make on the numbers alone. Albizu University-Miami scores 32/100 on our ROI scale, in the Below Benchmark tier (below 45). At $19,849 a year after aid against $41,544 in typical earnings ten years out, we estimate the payback period at about 33.5 years. Your major and aid package can change the picture, so run your own numbers.
How much does Albizu University-Miami cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $19,849 a year, or roughly $79,396 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Albizu University-Miami graduates earn?
The typical graduate earns about $41,544 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Albizu University-Miami?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 33.5 years for Albizu University-Miami. The median across the schools we track is about 12 years.
How much debt do Albizu University-Miami graduates take on?
Among graduates who borrowed, median federal loan debt from this school is about $5,500, against average earnings of $30,200 six years after entry - a debt-to-earnings ratio of 0.18. In our view that is very manageable: well under 1.0, the point at which debt would equal a full year of those earnings.
What is the graduation rate at Albizu University-Miami?
The six-year graduation rate is 40.0%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.