University of Oregon vs Montclair State University
Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.
Data: 2024-25 College Scorecard release
ROI Score Comparison
The Financial Comparison
On the numbers, Montclair State University comes out ahead: 71/100 to 68/100, a 3-point edge over University of Oregon. That gap comes from real differences in what each one costs, what its graduates earn, and the debt they leave with.
Start with what you'd actually pay. After aid, Montclair State University runs $15,566 a year against $22,182 at University of Oregon - $6,616 more a year, or about $26,464 across four years.
Then look at what that buys. Ten years after enrollment, Montclair State University graduates earn a median $61,415 against $61,324 at University of Oregon. The cost earns itself back in 8.7 years at University of Oregon and 7.7 years at Montclair State University.
Finally, the debt you'd carry out. Graduates leave University of Oregon owing a median $20,139 versus $22,000 at Montclair State University. Their debt-to-earnings ratios are 0.51 and 0.58 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.
Head-to-Head Numbers
| Metric | University of Oregon | Montclair State Universit... |
|---|---|---|
| Cost | ||
| In-State Tuition | $16,137 | $15,912 |
| Out-of-State Tuition | $44,598 | $26,022 |
| Net Price (avg) | $22,182 | $15,566 |
| Total 4-Year Cost | $88,728 | $62,264 |
| Outcomes | ||
| Median Earnings (6yr) | $39,800 | $38,200 |
| Median Earnings (10yr) | $61,324 | $61,415 |
| Graduation Rate | 71.7% | 64.7% |
| Payback Period | 8.7 yr | 7.7 yr |
| Debt | ||
| Median Debt | $20,139 | $22,000 |
| Monthly Payment | $214 | $233 |
| Debt-to-Earnings | 0.51 | 0.58 |
| 3yr Repayment Rate | 69.7% | 72.5% |
| 5yr Repayment Rate | 67.8% | 71.7% |
| Admissions | ||
| Acceptance Rate | 88.3% | 87.9% |
| Enrollment | 20,497 | 18,376 |
| SAT Range | 1130-1360 | 910-1210 |
Net Price by Family Income
Average annual net price after grants and scholarships, by household income bracket.
| Family Income | University of Oregon | Montclair State Univ... |
|---|---|---|
| $0-$30,000 | $15,909 | $10,880 |
| $30,001-$48,000 | $15,760 | $11,532 |
| $48,001-$75,000 | $18,364 | $16,388 |
| $75,001-$110,000 | $24,704 | $22,058 |
| $110,001+ | $31,021 | $25,573 |
Earnings by Major - Head to Head
Median earnings for majors offered at both schools. Green highlights the higher figure.
| Major | University of Oregon | Montclair State Univ... |
|---|---|---|
| Computer and Information Sciences | $100,540 | $79,692 |
| Accounting | $85,438 | $84,906 |
| Mathematics | $82,191 | $68,371 |
| Chemistry | $81,984 | $74,401 |
| Economics | $75,695 | $66,148 |
| Physics | $75,160 | $39,740 |
| Communication and Media Studies | $70,532 | $59,247 |
| Biology | $51,459 | $67,541 |
| Geological and Earth Sciences | $52,007 | $65,826 |
| Design and Applied Arts | $65,573 | $56,176 |
| International Relations | $62,408 | $60,984 |
| Romance Languages | $57,106 | $55,208 |
| Geography and Cartography | $56,165 | $53,285 |
| Journalism | $55,615 | $53,579 |
| Sociology | $55,204 | $52,053 |
ROI Sub-Score Breakdown
| Component | University of Oregon | Montclair State Univ... |
|---|---|---|
| Earnings Premium (30%) | 66 | 84 |
| Payback Period (25%) | 71 | 78 |
| Debt / Earnings (20%) | 72 | 56 |
| Completion Rate (15%) | 81 | 68 |
| Repayment Rate (10%) | 39 | 47 |
| Overall ROI Score | 68 | 71 |
The Verdict
It's close. Montclair State University edges out University of Oregon by 3 points (71 vs 68), but that's slim enough that your major and your own aid offers will decide this more than the ROI score does. Run your actual numbers in the calculator below before you call it.
Want to personalize these numbers?
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University of Oregon
Fair Value - Full profile and breakdown
Montclair State University
Fair Value - Full profile and breakdown
Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.