University of North Carolina at Charlotte vs University of Arkansas

Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.

Too close to call - both schools are within 3 points

Data: 2024-25 College Scorecard release

ROI Score Comparison

68
Fair Value
Earnings
77(0.36x)
Payback
68(9.1 yr)
Debt/Earn
62(0.56)
Completion
77(69%)
Repayment
40(70%)
University of ArkansasPublic - Fayetteville, AR
69
Fair Value
Earnings
70(0.32x)
Payback
66(9.2 yr)
Debt/Earn
68(0.53)
Completion
79(71%)
Repayment
61(77%)

The Financial Comparison

Good news if you're stuck between them: University of North Carolina at Charlotte and University of Arkansas come out about even on financial return. University of North Carolina at Charlotte scores 68/100 and University of Arkansas scores 69/100 - close enough that your own situation (your major, the aid package each one offers you, in-state vs out-of-state) will matter more than the score gap.

Start with what you'd actually pay. After aid, University of North Carolina at Charlotte runs $15,435 a year against $18,209 at University of Arkansas - $2,774 more a year, or about $11,096 across four years.

Then look at what that buys. Ten years after enrollment, University of Arkansas graduates earn a median $58,191 against $57,289 at University of North Carolina at Charlotte. The cost earns itself back in 9.1 years at University of North Carolina at Charlotte and 9.2 years at University of Arkansas.

Finally, the debt you'd carry out. Graduates leave University of Arkansas owing a median $21,500 versus $21,500 at University of North Carolina at Charlotte. Their debt-to-earnings ratios are 0.56 and 0.53 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.

Head-to-Head Numbers

MetricUniversity of North Carol...University of Arkansas
Cost
In-State Tuition$7,239$10,104
Out-of-State Tuition$22,492$29,966
Net Price (avg)$15,435$18,209
Total 4-Year Cost$61,740$72,836
Outcomes
Median Earnings (6yr)$38,600$40,900
Median Earnings (10yr)$57,289$58,191
Graduation Rate69.0%70.5%
Payback Period9.1 yr9.2 yr
Debt
Median Debt$21,500$21,500
Monthly Payment$228$228
Debt-to-Earnings0.560.53
3yr Repayment Rate70.3%77.0%
5yr Repayment Rate68.6%69.8%
Admissions
Acceptance Rate79.6%74.3%
Enrollment24,45328,677
SAT Range1140-13301030-1220

Net Price by Family Income

Average annual net price after grants and scholarships, by household income bracket.

Family IncomeUniversity of North ...University of Arkans...
$0-$30,000$10,357$14,319
$30,001-$48,000$10,668$14,322
$48,001-$75,000$13,690$15,934
$75,001-$110,000$19,822$20,772
$110,001+$21,761$22,470

Earnings by Major - Head to Head

Median earnings for majors offered at both schools. Green highlights the higher figure.

MajorUniversity of North ...University of Arkans...
Computer and Information Sciences$83,018$102,747
Computer Engineering$97,109$99,031
Business Information Systems$67,182$97,743
Electrical Engineering$93,953$97,516
Computer Science$93,037$95,642
Mechanical Engineering$88,265$84,464
Management Sciences and Quantitative Methods$51,384$88,067
Finance and Financial Management$74,965$87,717
Registered Nursing$84,723$84,911
Accounting$76,690$84,097
Civil Engineering$83,289$79,929
Business Administration, Management, and Operations$70,654$79,770
Marketing$66,574$73,153
International Business$69,467$71,486
Architecture$67,204$67,955

ROI Sub-Score Breakdown

ComponentUniversity of North ...University of Arkans...
Earnings Premium (30%)7770
Payback Period (25%)6866
Debt / Earnings (20%)6268
Completion Rate (15%)7779
Repayment Rate (10%)4061
Overall ROI Score6869
Fair Value

The Verdict

It's close. University of Arkansas edges out University of North Carolina at Charlotte by 1 points (69 vs 68), but that's slim enough that your major and your own aid offers will decide this more than the ROI score does. Run your actual numbers in the calculator below before you call it.

Want to personalize these numbers?

The ROI calculator lets you plug in your financial aid, intended major, and living situation for a tailored comparison.

68

University of North Carolina at Charlotte

Fair Value - Full profile and breakdown

69

University of Arkansas

Fair Value - Full profile and breakdown

Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.