University of North Carolina at Charlotte vs University of Arkansas
Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.
Data: 2024-25 College Scorecard release
ROI Score Comparison
The Financial Comparison
Good news if you're stuck between them: University of North Carolina at Charlotte and University of Arkansas come out about even on financial return. University of North Carolina at Charlotte scores 68/100 and University of Arkansas scores 69/100 - close enough that your own situation (your major, the aid package each one offers you, in-state vs out-of-state) will matter more than the score gap.
Start with what you'd actually pay. After aid, University of North Carolina at Charlotte runs $15,435 a year against $18,209 at University of Arkansas - $2,774 more a year, or about $11,096 across four years.
Then look at what that buys. Ten years after enrollment, University of Arkansas graduates earn a median $58,191 against $57,289 at University of North Carolina at Charlotte. The cost earns itself back in 9.1 years at University of North Carolina at Charlotte and 9.2 years at University of Arkansas.
Finally, the debt you'd carry out. Graduates leave University of Arkansas owing a median $21,500 versus $21,500 at University of North Carolina at Charlotte. Their debt-to-earnings ratios are 0.56 and 0.53 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.
Head-to-Head Numbers
| Metric | University of North Carol... | University of Arkansas |
|---|---|---|
| Cost | ||
| In-State Tuition | $7,239 | $10,104 |
| Out-of-State Tuition | $22,492 | $29,966 |
| Net Price (avg) | $15,435 | $18,209 |
| Total 4-Year Cost | $61,740 | $72,836 |
| Outcomes | ||
| Median Earnings (6yr) | $38,600 | $40,900 |
| Median Earnings (10yr) | $57,289 | $58,191 |
| Graduation Rate | 69.0% | 70.5% |
| Payback Period | 9.1 yr | 9.2 yr |
| Debt | ||
| Median Debt | $21,500 | $21,500 |
| Monthly Payment | $228 | $228 |
| Debt-to-Earnings | 0.56 | 0.53 |
| 3yr Repayment Rate | 70.3% | 77.0% |
| 5yr Repayment Rate | 68.6% | 69.8% |
| Admissions | ||
| Acceptance Rate | 79.6% | 74.3% |
| Enrollment | 24,453 | 28,677 |
| SAT Range | 1140-1330 | 1030-1220 |
Net Price by Family Income
Average annual net price after grants and scholarships, by household income bracket.
| Family Income | University of North ... | University of Arkans... |
|---|---|---|
| $0-$30,000 | $10,357 | $14,319 |
| $30,001-$48,000 | $10,668 | $14,322 |
| $48,001-$75,000 | $13,690 | $15,934 |
| $75,001-$110,000 | $19,822 | $20,772 |
| $110,001+ | $21,761 | $22,470 |
Earnings by Major - Head to Head
Median earnings for majors offered at both schools. Green highlights the higher figure.
| Major | University of North ... | University of Arkans... |
|---|---|---|
| Computer and Information Sciences | $83,018 | $102,747 |
| Computer Engineering | $97,109 | $99,031 |
| Business Information Systems | $67,182 | $97,743 |
| Electrical Engineering | $93,953 | $97,516 |
| Computer Science | $93,037 | $95,642 |
| Mechanical Engineering | $88,265 | $84,464 |
| Management Sciences and Quantitative Methods | $51,384 | $88,067 |
| Finance and Financial Management | $74,965 | $87,717 |
| Registered Nursing | $84,723 | $84,911 |
| Accounting | $76,690 | $84,097 |
| Civil Engineering | $83,289 | $79,929 |
| Business Administration, Management, and Operations | $70,654 | $79,770 |
| Marketing | $66,574 | $73,153 |
| International Business | $69,467 | $71,486 |
| Architecture | $67,204 | $67,955 |
ROI Sub-Score Breakdown
| Component | University of North ... | University of Arkans... |
|---|---|---|
| Earnings Premium (30%) | 77 | 70 |
| Payback Period (25%) | 68 | 66 |
| Debt / Earnings (20%) | 62 | 68 |
| Completion Rate (15%) | 77 | 79 |
| Repayment Rate (10%) | 40 | 61 |
| Overall ROI Score | 68 | 69 |
The Verdict
It's close. University of Arkansas edges out University of North Carolina at Charlotte by 1 points (69 vs 68), but that's slim enough that your major and your own aid offers will decide this more than the ROI score does. Run your actual numbers in the calculator below before you call it.
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University of North Carolina at Charlotte
Fair Value - Full profile and breakdown
University of Arkansas
Fair Value - Full profile and breakdown
Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.