University of North Carolina at Charlotte vs Oklahoma State University-Main Campus
Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.
Data: 2024-25 College Scorecard release
ROI Score Comparison
The Financial Comparison
Good news if you're stuck between them: University of North Carolina at Charlotte and Oklahoma State University-Main Campus come out about even on financial return. University of North Carolina at Charlotte scores 68/100 and Oklahoma State University-Main Campus scores 70/100 - close enough that your own situation (your major, the aid package each one offers you, in-state vs out-of-state) will matter more than the score gap.
Start with what you'd actually pay. After aid, University of North Carolina at Charlotte runs $15,435 a year against $17,447 at Oklahoma State University-Main Campus - $2,012 more a year, or about $8,048 across four years.
Then look at what that buys. Ten years after enrollment, Oklahoma State University-Main Campus graduates earn a median $57,413 against $57,289 at University of North Carolina at Charlotte. The cost earns itself back in 9.1 years at University of North Carolina at Charlotte and 9.4 years at Oklahoma State University-Main Campus.
Finally, the debt you'd carry out. Graduates leave Oklahoma State University-Main Campus owing a median $20,500 versus $21,500 at University of North Carolina at Charlotte. Their debt-to-earnings ratios are 0.56 and 0.48 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.
Head-to-Head Numbers
| Metric | University of North Carol... | Oklahoma State University... |
|---|---|---|
| Cost | ||
| In-State Tuition | $7,239 | $10,234 |
| Out-of-State Tuition | $22,492 | $25,754 |
| Net Price (avg) | $15,435 | $17,447 |
| Total 4-Year Cost | $61,740 | $69,788 |
| Outcomes | ||
| Median Earnings (6yr) | $38,600 | $42,600 |
| Median Earnings (10yr) | $57,289 | $57,413 |
| Graduation Rate | 69.0% | 68.2% |
| Payback Period | 9.1 yr | 9.4 yr |
| Debt | ||
| Median Debt | $21,500 | $20,500 |
| Monthly Payment | $228 | $217 |
| Debt-to-Earnings | 0.56 | 0.48 |
| 3yr Repayment Rate | 70.3% | 74.8% |
| 5yr Repayment Rate | 68.6% | 71.4% |
| Admissions | ||
| Acceptance Rate | 79.6% | 75.0% |
| Enrollment | 24,453 | 21,773 |
| SAT Range | 1140-1330 | 1040-1250 |
Net Price by Family Income
Average annual net price after grants and scholarships, by household income bracket.
| Family Income | University of North ... | Oklahoma State Unive... |
|---|---|---|
| $0-$30,000 | $10,357 | $12,243 |
| $30,001-$48,000 | $10,668 | $12,314 |
| $48,001-$75,000 | $13,690 | $15,893 |
| $75,001-$110,000 | $19,822 | $21,896 |
| $110,001+ | $21,761 | $24,711 |
Earnings by Major - Head to Head
Median earnings for majors offered at both schools. Green highlights the higher figure.
| Major | University of North ... | Oklahoma State Unive... |
|---|---|---|
| Computer Engineering | $97,109 | $101,279 |
| Electrical Engineering | $93,953 | $96,447 |
| Construction Engineering Technology/Technician | $92,567 | $89,342 |
| Electrical/Electronic Engineering Technologies/Technicians | $83,768 | $90,291 |
| Mechanical Engineering | $88,265 | $89,436 |
| Civil Engineering | $83,289 | $86,890 |
| Computer and Information Sciences | $83,018 | $85,641 |
| Registered Nursing | $84,723 | $82,326 |
| Finance and Financial Management | $74,965 | $81,340 |
| Accounting | $76,690 | $81,039 |
| Mechanical Engineering Related Technologies/Technicians | $78,160 | $76,400 |
| Business Administration, Management, and Operations | $70,654 | $64,062 |
| Architecture | $67,204 | $70,123 |
| International Business | $69,467 | $66,385 |
| Business Information Systems | $67,182 | $69,153 |
ROI Sub-Score Breakdown
| Component | University of North ... | Oklahoma State Unive... |
|---|---|---|
| Earnings Premium (30%) | 77 | 71 |
| Payback Period (25%) | 68 | 65 |
| Debt / Earnings (20%) | 62 | 77 |
| Completion Rate (15%) | 77 | 75 |
| Repayment Rate (10%) | 40 | 54 |
| Overall ROI Score | 68 | 70 |
The Verdict
It's close. Oklahoma State University-Main Campus edges out University of North Carolina at Charlotte by 2 points (70 vs 68), but that's slim enough that your major and your own aid offers will decide this more than the ROI score does. Run your actual numbers in the calculator below before you call it.
Want to personalize these numbers?
The ROI calculator lets you plug in your financial aid, intended major, and living situation for a tailored comparison.
University of North Carolina at Charlotte
Fair Value - Full profile and breakdown
Oklahoma State University-Main Campus
Fair Value - Full profile and breakdown
Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.