University of North Carolina at Charlotte vs Oklahoma State University-Main Campus

Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.

Too close to call - both schools are within 3 points

Data: 2024-25 College Scorecard release

ROI Score Comparison

68
Fair Value
Earnings
77(0.36x)
Payback
68(9.1 yr)
Debt/Earn
62(0.56)
Completion
77(69%)
Repayment
40(70%)
70
Fair Value
Earnings
71(0.32x)
Payback
65(9.4 yr)
Debt/Earn
77(0.48)
Completion
75(68%)
Repayment
54(75%)

The Financial Comparison

Good news if you're stuck between them: University of North Carolina at Charlotte and Oklahoma State University-Main Campus come out about even on financial return. University of North Carolina at Charlotte scores 68/100 and Oklahoma State University-Main Campus scores 70/100 - close enough that your own situation (your major, the aid package each one offers you, in-state vs out-of-state) will matter more than the score gap.

Start with what you'd actually pay. After aid, University of North Carolina at Charlotte runs $15,435 a year against $17,447 at Oklahoma State University-Main Campus - $2,012 more a year, or about $8,048 across four years.

Then look at what that buys. Ten years after enrollment, Oklahoma State University-Main Campus graduates earn a median $57,413 against $57,289 at University of North Carolina at Charlotte. The cost earns itself back in 9.1 years at University of North Carolina at Charlotte and 9.4 years at Oklahoma State University-Main Campus.

Finally, the debt you'd carry out. Graduates leave Oklahoma State University-Main Campus owing a median $20,500 versus $21,500 at University of North Carolina at Charlotte. Their debt-to-earnings ratios are 0.56 and 0.48 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.

Head-to-Head Numbers

MetricUniversity of North Carol...Oklahoma State University...
Cost
In-State Tuition$7,239$10,234
Out-of-State Tuition$22,492$25,754
Net Price (avg)$15,435$17,447
Total 4-Year Cost$61,740$69,788
Outcomes
Median Earnings (6yr)$38,600$42,600
Median Earnings (10yr)$57,289$57,413
Graduation Rate69.0%68.2%
Payback Period9.1 yr9.4 yr
Debt
Median Debt$21,500$20,500
Monthly Payment$228$217
Debt-to-Earnings0.560.48
3yr Repayment Rate70.3%74.8%
5yr Repayment Rate68.6%71.4%
Admissions
Acceptance Rate79.6%75.0%
Enrollment24,45321,773
SAT Range1140-13301040-1250

Net Price by Family Income

Average annual net price after grants and scholarships, by household income bracket.

Family IncomeUniversity of North ...Oklahoma State Unive...
$0-$30,000$10,357$12,243
$30,001-$48,000$10,668$12,314
$48,001-$75,000$13,690$15,893
$75,001-$110,000$19,822$21,896
$110,001+$21,761$24,711

Earnings by Major - Head to Head

Median earnings for majors offered at both schools. Green highlights the higher figure.

MajorUniversity of North ...Oklahoma State Unive...
Computer Engineering$97,109$101,279
Electrical Engineering$93,953$96,447
Construction Engineering Technology/Technician$92,567$89,342
Electrical/Electronic Engineering Technologies/Technicians$83,768$90,291
Mechanical Engineering$88,265$89,436
Civil Engineering$83,289$86,890
Computer and Information Sciences$83,018$85,641
Registered Nursing$84,723$82,326
Finance and Financial Management$74,965$81,340
Accounting$76,690$81,039
Mechanical Engineering Related Technologies/Technicians$78,160$76,400
Business Administration, Management, and Operations$70,654$64,062
Architecture$67,204$70,123
International Business$69,467$66,385
Business Information Systems$67,182$69,153

ROI Sub-Score Breakdown

ComponentUniversity of North ...Oklahoma State Unive...
Earnings Premium (30%)7771
Payback Period (25%)6865
Debt / Earnings (20%)6277
Completion Rate (15%)7775
Repayment Rate (10%)4054
Overall ROI Score6870
Fair Value

The Verdict

It's close. Oklahoma State University-Main Campus edges out University of North Carolina at Charlotte by 2 points (70 vs 68), but that's slim enough that your major and your own aid offers will decide this more than the ROI score does. Run your actual numbers in the calculator below before you call it.

Want to personalize these numbers?

The ROI calculator lets you plug in your financial aid, intended major, and living situation for a tailored comparison.

68

University of North Carolina at Charlotte

Fair Value - Full profile and breakdown

70

Oklahoma State University-Main Campus

Fair Value - Full profile and breakdown

Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.