University of Massachusetts-Amherst vs University of Connecticut
Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.
Data: 2024-25 College Scorecard release
ROI Score Comparison
The Financial Comparison
Good news if you're stuck between them: University of Massachusetts-Amherst and University of Connecticut come out about even on financial return. University of Massachusetts-Amherst scores 83/100 and University of Connecticut scores 85/100 - close enough that your own situation (your major, the aid package each one offers you, in-state vs out-of-state) will matter more than the score gap.
Start with what you'd actually pay. After aid, University of Massachusetts-Amherst runs $22,383 a year against $25,097 at University of Connecticut - $2,714 more a year, or about $10,856 across four years.
Then look at what that buys. Ten years after enrollment, University of Connecticut graduates earn a median $73,997 against $71,631 at University of Massachusetts-Amherst. The cost earns itself back in 6.3 years at University of Massachusetts-Amherst and 6.2 years at University of Connecticut.
Finally, the debt you'd carry out. Graduates leave University of Connecticut owing a median $21,500 versus $22,763 at University of Massachusetts-Amherst. Their debt-to-earnings ratios are 0.52 and 0.43 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.
Head-to-Head Numbers
| Metric | University of Massachuset... | University of Connecticut |
|---|---|---|
| Cost | ||
| In-State Tuition | $17,772 | $21,044 |
| Out-of-State Tuition | $40,449 | $43,712 |
| Net Price (avg) | $22,383 | $25,097 |
| Total 4-Year Cost | $89,532 | $100,388 |
| Outcomes | ||
| Median Earnings (6yr) | $44,200 | $49,800 |
| Median Earnings (10yr) | $71,631 | $73,997 |
| Graduation Rate | 83.3% | 83.3% |
| Payback Period | 6.3 yr | 6.2 yr |
| Debt | ||
| Median Debt | $22,763 | $21,500 |
| Monthly Payment | $241 | $228 |
| Debt-to-Earnings | 0.52 | 0.43 |
| 3yr Repayment Rate | 83.5% | 85.0% |
| 5yr Repayment Rate | 78.7% | 82.6% |
| Admissions | ||
| Acceptance Rate | 59.7% | 52.4% |
| Enrollment | 23,671 | 19,835 |
| SAT Range | 1310-1500 | 1210-1440 |
Net Price by Family Income
Average annual net price after grants and scholarships, by household income bracket.
| Family Income | University of Massac... | University of Connec... |
|---|---|---|
| $0-$30,000 | $10,164 | $15,193 |
| $30,001-$48,000 | $10,456 | $16,339 |
| $48,001-$75,000 | $12,932 | $20,608 |
| $75,001-$110,000 | $18,964 | $28,285 |
| $110,001+ | $30,793 | $33,797 |
Earnings by Major - Head to Head
Median earnings for majors offered at both schools. Green highlights the higher figure.
| Major | University of Massac... | University of Connec... |
|---|---|---|
| Computer Science | $123,519 | $108,934 |
| Computer Engineering | $113,083 | $115,117 |
| Industrial Engineering | $97,791 | $111,672 |
| Accounting | $100,516 | $106,959 |
| Finance and Financial Management | $96,995 | $102,286 |
| Electrical Engineering | $101,091 | $94,722 |
| Chemical Engineering | $97,990 | $87,267 |
| Mechanical Engineering | $96,999 | $90,261 |
| Business Administration, Management, and Operations | $92,623 | $78,542 |
| Registered Nursing | $90,309 | $92,601 |
| Marketing | $86,299 | $89,208 |
| Civil Engineering | $88,076 | $87,883 |
| Chemistry | $78,373 | $84,609 |
| Mathematics | $83,338 | $68,325 |
| Economics | $80,434 | $81,881 |
ROI Sub-Score Breakdown
| Component | University of Massac... | University of Connec... |
|---|---|---|
| Earnings Premium (30%) | 83 | 81 |
| Payback Period (25%) | 88 | 88 |
| Debt / Earnings (20%) | 70 | 84 |
| Completion Rate (15%) | 92 | 92 |
| Repayment Rate (10%) | 81 | 86 |
| Overall ROI Score | 83 | 85 |
The Verdict
It's close. University of Connecticut edges out University of Massachusetts-Amherst by 2 points (85 vs 83), but that's slim enough that your major and your own aid offers will decide this more than the ROI score does. Run your actual numbers in the calculator below before you call it.
Want to personalize these numbers?
The ROI calculator lets you plug in your financial aid, intended major, and living situation for a tailored comparison.
University of Massachusetts-Amherst
Strong Value - Full profile and breakdown
University of Connecticut
Strong Value - Full profile and breakdown
Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.