University of Cincinnati-Main Campus vs The University of Texas at San Antonio
Side-by-side ROI comparison using U.S. Department of Education data. Which school delivers a better financial return?
ROI Score Comparison
The Financial Comparison
The University of Texas at San Antonio holds a 13-point ROI advantage over University of Cincinnati-Main Campus, scoring 68/100 versus 55/100. That gap reflects meaningful differences in how costs, earnings, and debt stack up for graduates of each institution.
On cost, The University of Texas at San Antonio comes in at $10,836 per year (net price after aid) versus $25,648 at University of Cincinnati-Main Campus - a difference of $14,812 annually, or roughly $59,248 over four years.
Ten years after enrollment, The University of Texas at San Antonio graduates earn a median of $57,131 compared to $54,810 at University of Cincinnati-Main Campus. The payback period is 12.2 years at University of Cincinnati-Main Campus versus 8.3 years at The University of Texas at San Antonio.
Graduates leave The University of Texas at San Antonio with a median $20,500 in debt versus $21,250 at University of Cincinnati-Main Campus. The debt-to-earnings ratios are 0.54 and 0.53 respectively - financial advisors generally recommend staying below 1.0.
Head-to-Head Numbers
| Metric | University of Cincinnati-... | The University of Texas a... |
|---|---|---|
| Cost | ||
| In-State Tuition | $13,976 | $9,011 |
| Out-of-State Tuition | $29,310 | $22,051 |
| Net Price (avg) | $25,648 | $10,836 |
| Total 4-Year Cost | $102,592 | $43,344 |
| Outcomes | ||
| Median Earnings (6yr) | $39,600 | $38,800 |
| Median Earnings (10yr) | $54,810 | $57,131 |
| Graduation Rate | 75.0% | 52.6% |
| Payback Period | 12.2 yr | 8.3 yr |
| Debt | ||
| Median Debt | $21,250 | $20,500 |
| Monthly Payment | $225 | $217 |
| Debt-to-Earnings | 0.54 | 0.53 |
| 3yr Repayment Rate | 75.2% | 66.2% |
| 5yr Repayment Rate | 61.7% | 61.7% |
| Admissions | ||
| Acceptance Rate | 85.3% | 86.8% |
| Enrollment | 29,882 | 30,580 |
| SAT Range | 1160-1370 | 1000-1220 |
Net Price by Family Income
Average annual net price after grants and scholarships, by household income bracket.
| Family Income | University of Cincin... | The University of Te... |
|---|---|---|
| $0-$30,000 | $17,974 | $7,870 |
| $30,001-$48,000 | $18,092 | $7,847 |
| $48,001-$75,000 | $22,492 | $9,172 |
| $75,001-$110,000 | $27,596 | $15,446 |
| $110,001+ | $29,616 | $20,489 |
Earnings by Major - Head to Head
Median earnings for majors offered at both schools. Green highlights the higher figure.
| Major | University of Cincin... | The University of Te... |
|---|---|---|
| Computer and Information Sciences | $100,975 | $106,358 |
| Computer Engineering | $102,273 | $87,983 |
| Electrical Engineering | $98,364 | $90,846 |
| Biomedical Engineering | $90,897 | $77,774 |
| Civil Engineering | $89,653 | $84,166 |
| Mechanical Engineering | $86,331 | $87,062 |
| Finance and Financial Management | $83,501 | $75,373 |
| Mathematics | $76,667 | $57,944 |
| Accounting | $75,921 | $73,605 |
| Business Administration, Management, and Operations | $75,398 | $65,018 |
| Marketing | $72,881 | $57,885 |
| Chemistry | $72,302 | $57,652 |
| Human Resources Management | $61,590 | $68,185 |
| Architecture | $65,449 | $57,778 |
| Multi/Interdisciplinary Studies, Other | $60,441 | $53,872 |
ROI Sub-Score Breakdown
| Component | University of Cincin... | The University of Te... |
|---|---|---|
| Earnings Premium (30%) | 39 | 90 |
| Payback Period (25%) | 48 | 73 |
| Debt / Earnings (20%) | 66 | 67 |
| Completion Rate (15%) | 85 | 44 |
| Repayment Rate (10%) | 55 | 29 |
| Overall ROI Score | 55 | 68 |
The Verdict
The University of Texas at San Antonio has a meaningfully higher ROI score (68 vs 55). Graduates earn more relative to cost, and the financial return is noticeably stronger. That said, if University of Cincinnati-Main Campus offers a significantly better program in your intended major, it could still be the better financial choice for you specifically.
Want to personalize these numbers?
The ROI calculator lets you plug in your financial aid, intended major, and living situation for a tailored comparison.
University of Cincinnati-Main Campus
Below Average Value - Full profile and breakdown
The University of Texas at San Antonio
Fair Value - Full profile and breakdown
Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.