The University of Tennessee-Knoxville vs East Tennessee State University

Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.

The University of Tennessee-Knoxville leads by 38 points on ROI

Data: 2024-25 College Scorecard release

ROI Score Comparison

73
Fair Value
Earnings
73(0.33x)
Payback
71(8.6 yr)
Debt/Earn
75(0.49)
Completion
84(74%)
Repayment
59(77%)
East Tennessee State UniversityPublic - Johnson City, TN
35
Poor Value
Earnings
29(0.15x)
Payback
25(20.7 yr)
Debt/Earn
52(0.59)
Completion
45(53%)
Repayment
30(66%)

The Financial Comparison

On the numbers, The University of Tennessee-Knoxville comes out ahead: 73/100 to 35/100, a 38-point edge over East Tennessee State University. That gap comes from real differences in what each one costs, what its graduates earn, and the debt they leave with.

Start with what you'd actually pay. After aid, East Tennessee State University runs $15,983 a year against $18,976 at The University of Tennessee-Knoxville - $2,993 more a year, or about $11,972 across four years.

Then look at what that buys. Ten years after enrollment, The University of Tennessee-Knoxville graduates earn a median $60,249 against $44,859 at East Tennessee State University. The cost earns itself back in 8.6 years at The University of Tennessee-Knoxville and 20.7 years at East Tennessee State University.

Finally, the debt you'd carry out. Graduates leave East Tennessee State University owing a median $19,442 versus $20,500 at The University of Tennessee-Knoxville. Their debt-to-earnings ratios are 0.49 and 0.59 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.

Head-to-Head Numbers

MetricThe University of Tenness...East Tennessee State Univ...
Cost
In-State Tuition$13,812$10,472
Out-of-State Tuition$33,256$14,522
Net Price (avg)$18,976$15,983
Total 4-Year Cost$75,904$63,932
Outcomes
Median Earnings (6yr)$41,600$32,700
Median Earnings (10yr)$60,249$44,859
Graduation Rate73.9%53.2%
Payback Period8.6 yr20.7 yr
Debt
Median Debt$20,500$19,442
Monthly Payment$217$206
Debt-to-Earnings0.490.59
3yr Repayment Rate76.5%66.4%
5yr Repayment Rate73.9%57.6%
Admissions
Acceptance Rate41.6%86.2%
Enrollment30,41810,004
SAT Range1200-1370980-1200

Net Price by Family Income

Average annual net price after grants and scholarships, by household income bracket.

Family IncomeThe University of Te...East Tennessee State...
$0-$30,000$10,029$12,433
$30,001-$48,000$12,162$14,289
$48,001-$75,000$18,206$16,400
$75,001-$110,000$23,627$20,588
$110,001+$25,688$21,193

Earnings by Major - Head to Head

Median earnings for majors offered at both schools. Green highlights the higher figure.

MajorThe University of Te...East Tennessee State...
Accounting$89,445$57,642
Finance and Financial Management$83,793$58,232
Business Administration, Management, and Operations$82,074$55,719
Registered Nursing$77,118$74,311
Marketing$70,661$58,583
Design and Applied Arts$69,047$41,449
International Relations$60,073$48,452
Biology$58,149$57,167
Communication and Media Studies$57,394$41,570
Kinesiology and Exercise Science$57,020$47,821
Sociology$53,635$36,966
History$52,505$44,142
Mathematics$50,605$49,423
Special Education and Teaching$50,585$44,224
Human Development, Family Studies, and Related Services$49,785$43,051

ROI Sub-Score Breakdown

ComponentThe University of Te...East Tennessee State...
Earnings Premium (30%)7329
Payback Period (25%)7125
Debt / Earnings (20%)7552
Completion Rate (15%)8445
Repayment Rate (10%)5930
Overall ROI Score7335
Fair Value

The Verdict

On the money, this one isn't close: The University of Tennessee-Knoxville clearly outperforms East Tennessee State University (73 vs 35), a 38-point gap driven by better earnings for what graduates paid. Unless East Tennessee State University brings something that matters to you specifically - a standout program in your major, a full scholarship, or reasons beyond the money - the data points to The University of Tennessee-Knoxville.

Want to personalize these numbers?

The ROI calculator lets you plug in your financial aid, intended major, and living situation for a tailored comparison.

73

The University of Tennessee-Knoxville

Fair Value - Full profile and breakdown

35

East Tennessee State University

Poor Value - Full profile and breakdown

Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.