Temple University vs CUNY New York City College of Technology
Side-by-side ROI comparison using U.S. Department of Education data. Which school delivers a better financial return?
ROI Score Comparison
The Financial Comparison
Temple University and CUNY New York City College of Technology are closely matched on financial return. Temple University scores 64/100 while CUNY New York City College of Technology scores 64/100 - a gap small enough that individual circumstances (major choice, financial aid package, in-state vs out-of-state status) will likely matter more than the overall score difference.
On cost, CUNY New York City College of Technology comes in at $5,127 per year (net price after aid) versus $28,198 at Temple University - a difference of $23,071 annually, or roughly $92,284 over four years.
Ten years after enrollment, Temple University graduates earn a median of $63,727 compared to $49,365 at CUNY New York City College of Technology. The payback period is 8.8 years at Temple University versus 11.2 years at CUNY New York City College of Technology.
Graduates leave CUNY New York City College of Technology with a median $10,533 in debt versus $24,395 at Temple University. The debt-to-earnings ratios are 0.58 and 0.32 respectively - financial advisors generally recommend staying below 1.0.
Head-to-Head Numbers
| Metric | Temple University | CUNY New York City Colleg... |
|---|---|---|
| Cost | ||
| In-State Tuition | $23,011 | $7,332 |
| Out-of-State Tuition | $38,958 | $15,282 |
| Net Price (avg) | $28,198 | $5,127 |
| Total 4-Year Cost | $112,792 | $20,508 |
| Outcomes | ||
| Median Earnings (6yr) | $42,200 | $32,900 |
| Median Earnings (10yr) | $63,727 | $49,365 |
| Graduation Rate | 75.0% | 21.5% |
| Payback Period | 8.8 yr | 11.2 yr |
| Debt | ||
| Median Debt | $24,395 | $10,533 |
| Monthly Payment | $259 | $112 |
| Debt-to-Earnings | 0.58 | 0.32 |
| 3yr Repayment Rate | 77.1% | 65.7% |
| 5yr Repayment Rate | 74.8% | 50.3% |
| Admissions | ||
| Acceptance Rate | 80.4% | 80.3% |
| Enrollment | 20,970 | 13,580 |
Net Price by Family Income
Average annual net price after grants and scholarships, by household income bracket.
| Family Income | Temple University | CUNY New York City C... |
|---|---|---|
| $0-$30,000 | $22,694 | $3,810 |
| $30,001-$48,000 | $23,431 | $4,606 |
| $48,001-$75,000 | $26,534 | $7,886 |
| $75,001-$110,000 | $29,397 | $9,809 |
| $110,001+ | $34,947 | $13,043 |
Earnings by Major - Head to Head
Median earnings for majors offered at both schools. Green highlights the higher figure.
| Major | Temple University | CUNY New York City C... |
|---|---|---|
| Registered Nursing | $96,342 | $109,738 |
| Construction Engineering Technology/Technician | $89,674 | $96,378 |
| Allied Health Diagnostic and Treatment | $59,764 | $96,192 |
| Architectural Sciences and Technology | $66,518 | $61,664 |
| Design and Applied Arts | $60,782 | $52,562 |
| Hospitality Administration | $60,347 | $50,492 |
| Teacher Education, Subject-Specific | $52,739 | $49,750 |
| Drama/Theatre Arts and Stagecraft | $36,994 | $41,880 |
ROI Sub-Score Breakdown
| Component | Temple University | CUNY New York City C... |
|---|---|---|
| Earnings Premium (30%) | 56 | 95 |
| Payback Period (25%) | 70 | 54 |
| Debt / Earnings (20%) | 56 | 93 |
| Completion Rate (15%) | 85 | 5 |
| Repayment Rate (10%) | 61 | 28 |
| Overall ROI Score | 64 | 64 |
The Verdict
These two schools are closely matched on financial outcomes. Temple University edges out CUNY New York City College of Technology by 0 points (64 vs 64), but the difference is small enough that major choice and individual circumstances will matter more than the school-level ROI difference. Run the numbers for your specific situation using the calculator below.
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Temple University
Fair Value - Full profile and breakdown
CUNY New York City College of Technology
Fair Value - Full profile and breakdown
Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.