8

University of Phoenix-Arizona

Phoenix, Arizona · Private For-Profit

ROI Score: 8/100 · Poor Value

University of Phoenix-Arizona

Poor Value
8
ROI Score
Earnings Premium
11(0.05x)
Payback Period
10(70.5 yr)
Debt / Earnings
7(0.92)
Completion Rate
5(21%)
Repayment Rate
4(42%)

Quick Numbers

In-state tuition + fees$9,552/yr
Out-of-state tuition + fees$9,552/yr
Average net price$13,520/yr
Total 4-year cost (net)$54,080
Median earnings (10yr post-entry)$37,752
Median earnings (6yr post-entry)$34,200
Median debt at graduation$31,553
Estimated monthly loan payment$335
Estimated payback period70.5 years
6-year graduation rate20.8%
Undergraduate enrollment85,991

Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).

Net Price by Family Income

What families actually pay after grants and scholarships, by income bracket.

Family IncomeAvg Net Price/Year
$0 - $30,000$12,776
$30,001 - $48,000$13,833
$48,001 - $75,000$14,963
$75,001 - $110,000$17,177
$110,001+$19,150

Earnings by Major

Top 10 most popular majors at University of Phoenix-Arizona with available earnings data.

MajorMedian EarningsGrade
Business Administration, Management, and Operations$69,425D
Health and Medical Administrative Services$54,365F
Computer and Information Sciences$75,805D
Criminal Justice and Corrections$56,662D
Registered Nursing$109,844B+
Accounting$63,113D
Clinical Psychology$41,118D
Community Organization and Advocacy$40,810F
Teacher Education$49,626F
Communication and Media Studies$57,523D

Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.

The Full Financial Picture

The sticker price at University of Phoenix-Arizona is $9,552/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $13,520/year, or roughly $54,080 over four years.

That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $12,776/year, while families earning over $110,000 pay $19,150/year.

The median graduate leaves with $31,553 in federal loan debt, translating to an estimated monthly payment of $335 on a standard 10-year repayment plan. Against median earnings of $37,752 ten years out, the debt-to-earnings ratio is 0.92 - within the recommended range but worth monitoring.

How Graduates Do

Earnings

6 years after entry$34,200
-$800 vs. HS grad
10 years after entry$37,752
+$2,752 vs. HS grad
Annual earnings premium$2,752
Over median HS graduate ($35,000)

Loan Repayment

MetricThis SchoolNat'l Avg
1-year repayment34.2%52.0%
3-year repayment42.1%62.0%
5-year repayment32.1%68.0%
7-year repayment36.7%72.0%

Completion Rate

0%National avg: 60.0%100%
20.8%
6-year rate

Admissions Snapshot

Enrollment85,991
Pell Grant recipients49.8%
Avg faculty salary (monthly)$8,456

Compared to Similar Schools

Peer institutions matched by type, size, and selectivity.

SchoolROINet Price10yr Earnings
University of Phoenix-Arizona (this school)
8
$13,520$37,752
University of Advancing Technology
28
$28,522$50,719
Grand Canyon University
25
$22,472$42,186
Full Sail University
13
$38,875$38,219
Colorado Technical University-Colorado Springs
9
$16,745$37,180
Ashford University
6
$31,266$35,404

The Verdict: The Numbers Don't Add Up

Poor Value

The financial data raises serious concerns about University of Phoenix-Arizona. With a net cost of $13,520 per year and median graduate earnings of only $37,752 ten years out, the payback period stretches to 70.5 years. For most students, the financial return does not justify the cost.

Areas of concern include weak earnings relative to cost and a 20.8% graduation rate and high debt relative to what graduates earn and concerning loan repayment rates and a long payback period.

Median debt of $31,553 against $37,752 in earnings is concerning. The debt-to-earnings ratio of 0.84 exceeds the commonly recommended threshold. Major choice is critical here.

Rankings & Links

Guides & Tools

Data: College Scorecard API (U.S. Department of Education)

Vintage: 2024-2025 · Last updated: 2026-03-25

Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.