Chamberlain University-Missouri
St. Louis, Missouri · Private For-Profit · 100.0% acceptance rate
ROI Score: 87/100 · Strong Value
Data: 2024-25 College Scorecard release
Chamberlain University-Missouri scores 87 (Strong Value) on the CampusROI scale. The institution is a for-profit nursing college in St. Louis with a single program: Registered Nursing. The Scorecard reports a 100% completion rate - meaning every student counted in the cohort graduated. This produces a perfect 99 completion sub-score and drives the overall ROI up sharply despite the 30.0% repayment sub-score (meaning only 66.5% of borrowers are reducing principal within three years - the weakest sub-score in the profile). The numbers: $69,800 median 6-year earnings, a 4.6-year payback period, $20,919 median debt, debt-to-earnings ratio of 0.300. Tuition of $19,975 and net price of $30,716 create a $122,864 four-year cost - high for a nursing-focused for-profit. The nursing program data: 94 graduates, $83,188 year-one, $96,132 four-year, debt-to-earnings ratio of 0.471 (ROI grade C+). The for-profit status, the high net price relative to tuition, and the low repayment rate are caution flags worth investigating. The 100% completion rate in the Scorecard data is unusual and may reflect program selection, cohort structure, or reporting methodology rather than a genuine universal completion experience.
The median graduate earns $92,405 ten years after entry - well above the national median of roughly $55,000 for 4-year college graduates.
Chamberlain University-Missouri
Quick Numbers
| In-state tuition + fees | $19,975/yr |
| Out-of-state tuition + fees | $19,975/yr |
| Average net price | $30,716/yr |
| Total 4-year cost (net) | $122,864 |
| Median earnings (10yr post-entry) | $92,405 |
| Median earnings (6yr post-entry) | $69,800 |
| Median debt at graduation | $20,919 |
| Estimated monthly loan payment | $222 |
| Estimated payback period | 4.6 years |
| 6-year graduation rate | 100.0% |
| Undergraduate enrollment | 284 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $19,975/year. Here's the part that matters - almost nobody pays that. After grants, scholarships, and aid, the average student here pays a net price of $30,716/year, or roughly $122,864 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of $28,131/year here, while families earning over $110,000 pay N/A/year.
Most students borrow to get here. The median graduate leaves owing $20,919 in federal loans, which works out to about $222 a month on the standard 10-year repayment plan. Hold that up against the $92,405 the typical graduate earns ten years out: the debt-to-earnings ratio comes to 0.30, comfortably manageable.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $28,131 |
| $30,001 - $48,000 | $27,604 |
| $48,001 - $75,000 | N/A |
| $75,001 - $110,000 | $38,999 |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Students in the 0-30000 income bracket pay $28,131 net price per year at Chamberlain Missouri - approximately $112,524 over four years. The 30001-48000 bracket pays $27,604. At $28,000 per year for the lowest income bracket at a for-profit institution, Chamberlain Missouri is one of the more expensive options in our dataset for lower-income students. The 54.9% Pell rate indicates many students are in this bracket. At this net price, students should compare Chamberlain directly against Missouri State University and University of Missouri-Columbia nursing programs, which offer the same RN credential at substantially lower cost.
Middle-income families ($30K-$110K)
Scorecard does not report net price for the 48001-75000 income bracket. The 75001-110000 bracket pays $38,999 - a steep increase from the lowest brackets. The null data for the middle-income band limits comparison. The $30,716 average net price serves as a reference point for families without precise bracket data.
Higher-income families ($110K+)
Scorecard does not report net price for the 110001-plus bracket. Higher-income families would likely pay at or above the $30,716 average. At any price above $25,000 per year, prospective nursing students should compare Chamberlain's outcomes against Missouri public alternatives before committing. The RN credential is equivalent; the debt load at Chamberlain is higher; the NCLEX pass rates and employment outcomes should be the distinguishing factors in the comparison.
Earnings by Major
Top 1 most popular majors at Chamberlain University-Missouri with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $96,132 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is Chamberlain Missouri's only program: 94 graduates, $83,188 year-one, $96,132 four-year, debt-to-earnings ratio of 0.471 (ROI grade C+). Median debt of $39,146 is the highest in our dataset for a nursing program and significantly above the $20,919 institutional median - likely reflecting that nursing students at Chamberlain borrow more to fund a more expensive program. The C+ grade rather than B reflects the elevated debt relative to strong earnings. At $83k year-one, the earnings are competitive with Missouri public nursing programs; the debt load is not.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 62.3% | 52.0% |
| 3-year repayment | 66.5% | 62.0% |
| 5-year repayment | 65.0% | 68.0% |
| 7-year repayment | 69.6% | 72.0% |
Completion Rate
Trends Over Time
How Chamberlain University-Missouri’s cost and outcomes have moved across College Scorecard releases (2011-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 100.0% |
| Enrollment | 284 |
| Pell Grant recipients | 54.9% |
| Avg faculty salary (monthly) | $8,978 |
Chamberlain reports a 100% admission rate - open enrollment for nursing students who meet prerequisite requirements. Test score data is not reported. The admissions process is focused on prerequisite science coursework and nursing program requirements rather than competitive academic screening. Open enrollment does not mean unrestricted progress through the nursing curriculum; students who do not meet clinical and academic benchmarks may be separated from the program.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Chamberlain Missouri's Scorecard peers include Stevens-The Institute of Business and Arts, Chamberlain University-Virginia, Neumont College of Computer Science, Chamberlain University-Indiana, and Chamberlain University-Ohio - all Chamberlain campuses and similar for-profit career colleges. ROI scores for these specific peers are not available in current files. The most meaningful comparison for prospective nursing students is not within the Chamberlain system but against Missouri public nursing programs: University of Missouri-Columbia Nursing (247 graduates, $72,300 year-one, $83,231 four-year, net price approximately $13,000-$20,000) delivers similar outcomes at meaningfully lower cost.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Chamberlain University-Missouri (this school) | 87 | $30,716 | $92,405 |
| Neumont College of Computer Science | 89 | $35,205 | $97,827 |
| Chamberlain University-Virginia | 86 | $33,199 | $92,405 |
| Chamberlain University-Indiana | 76 | $16,149 | $92,405 |
| Chamberlain University-Ohio | 73 | $31,544 | $92,405 |
| Stevens-The Institute of Business & Arts | 4 | $19,137 | $29,058 |
Who Thrives Here
Chamberlain University-Missouri has a 100% reported admission rate and enrolls 284 students in St. Louis, Missouri. The Pell grant rate of 54.9% indicates a majority of students come from lower-income households. SAT and ACT score ranges are not reported by the Scorecard. As a single-program nursing institution, Chamberlain serves students who are specifically pursuing an RN credential - typically career-changers, working adults, or students who were not admitted to traditional nursing programs. The for-profit status and higher net price relative to Missouri public nursing programs (e.g., University of Missouri-Columbia at $13,000 net price) are factors prospective students should weigh explicitly.
The Verdict: The Investment Pays Off
For most students, Chamberlain University-Missouri pays off. You'd pay about $30,716 a year after aid ($122,864 over four years), and the typical graduate earns $92,405 ten years after enrollment. That puts the payback - the time it takes for the earnings bump to cover what you spent - at roughly 4.6 years, a solid return.
What it has going for it: a strong earnings premium over high school graduates, its 100.0% graduation rate, manageable debt relative to earnings. What to keep an eye on: concerning loan repayment rates.
On debt, you can breathe a little easier here. A median $20,919 owed against $92,405 in annual earnings is very manageable - comfortably inside the advisor rule of thumb that total debt should not exceed first-year salary.
Chamberlain University-Missouri: Common Questions
Is Chamberlain University-Missouri worth it?
In our view, yes - for most students Chamberlain University-Missouri pays off. It scores 87/100 on our ROI scale. You'd pay about $30,716 a year after aid ($122,864 over four years), and the typical graduate earns $92,405 ten years after enrollment, so the cost takes roughly 4.6 years to earn back.
How much does Chamberlain University-Missouri cost after financial aid?
The average net price - what students actually pay after grants and scholarships - is about $30,716 a year, or roughly $122,864 over four years. That is the number to plan around, not the sticker price. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Chamberlain University-Missouri graduates earn?
The typical graduate earns about $92,405 ten years after enrolling, roughly $50,605 a year more than the median high-school graduate ($41,800, per NCES, 2022). That earnings gap is what has to cover the cost of the degree.
How long does it take to pay off Chamberlain University-Missouri?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at about 4.6 years for Chamberlain University-Missouri. Most four-year schools we track land between 4 and 10 years.
How much debt do Chamberlain University-Missouri graduates take on?
Median debt at graduation is about $20,919, against $92,405 in typical earnings a decade out. That is very manageable - comfortably inside the advisor rule of thumb that total debt should stay under a year of salary.
What is the graduation rate at Chamberlain University-Missouri?
The six-year graduation rate is 100.0%, at or above the 64% national average for four-year schools (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.