Chamberlain University-Missouri
St. Louis, Missouri · Private For-Profit · 100.0% acceptance rate
ROI Score: 87/100 · Strong Value
Chamberlain University-Missouri scores 87 (Strong Value) on the CampusROI scale. The institution is a for-profit nursing college in St. Louis with a single program: Registered Nursing. The Scorecard reports a 100% completion rate -- meaning every student counted in the cohort graduated. This produces a perfect 99 completion sub-score and drives the overall ROI up sharply despite the 30.0% repayment sub-score (meaning only 66.5% of borrowers are reducing principal within three years -- the weakest sub-score in the profile). The numbers: $69,800 median 6-year earnings, a 4.6-year payback period, $20,919 median debt, debt-to-earnings ratio of 0.300. Tuition of $19,975 and net price of $30,716 create a $122,864 four-year cost -- high for a nursing-focused for-profit. The nursing program data: 94 graduates, $83,188 year-one, $96,132 four-year, debt-to-earnings ratio of 0.471 (ROI grade C+). The for-profit status, the high net price relative to tuition, and the low repayment rate are caution flags worth investigating. The 100% completion rate in the Scorecard data is unusual and may reflect program selection, cohort structure, or reporting methodology rather than a genuine universal completion experience.
The median graduate earns $92,405 ten years after entry - well above the national median of roughly $55,000 for 4-year college graduates.
Chamberlain University-Missouri
Quick Numbers
| In-state tuition + fees | $19,975/yr |
| Out-of-state tuition + fees | $19,975/yr |
| Average net price | $30,716/yr |
| Total 4-year cost (net) | $122,864 |
| Median earnings (10yr post-entry) | $92,405 |
| Median earnings (6yr post-entry) | $69,800 |
| Median debt at graduation | $20,919 |
| Estimated monthly loan payment | $222 |
| Estimated payback period | 4.6 years |
| 6-year graduation rate | 100.0% |
| Undergraduate enrollment | 284 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The sticker price at Chamberlain University-Missouri is $19,975/year. But sticker price isn't what most students pay. After grants, scholarships, and financial aid, the average student pays a net price of $30,716/year, or roughly $122,864 over four years.
That net price varies significantly by family income. The lowest-income families (under $30,000/year) pay an average of $28,131/year, while families earning over $110,000 pay N/A/year.
The median graduate leaves with $20,919 in federal loan debt, translating to an estimated monthly payment of $222 on a standard 10-year repayment plan. Against median earnings of $92,405 ten years out, the debt-to-earnings ratio is 0.30 - well within manageable territory.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | $28,131 |
| $30,001 - $48,000 | $27,604 |
| $48,001 - $75,000 | N/A |
| $75,001 - $110,000 | $38,999 |
| $110,001+ | N/A |
Cost by Income Bracket Explained
Lower-income families (under $30K)
Students in the 0-30000 income bracket pay $28,131 net price per year at Chamberlain Missouri -- approximately $112,524 over four years. The 30001-48000 bracket pays $27,604. At $28,000 per year for the lowest income bracket at a for-profit institution, Chamberlain Missouri is one of the more expensive options in this batch for lower-income students. The 54.9% Pell rate indicates many students are in this bracket. At this net price, students should compare Chamberlain directly against Missouri State University and University of Missouri-Columbia nursing programs, which offer the same RN credential at substantially lower cost.
Middle-income families ($30K-$110K)
Scorecard does not report net price for the 48001-75000 income bracket. The 75001-110000 bracket pays $38,999 -- a steep increase from the lowest brackets. The null data for the middle-income band limits comparison. The $30,716 average net price serves as a reference point for families without precise bracket data.
Higher-income families ($110K+)
Scorecard does not report net price for the 110001-plus bracket. Higher-income families would likely pay at or above the $30,716 average. At any price above $25,000 per year, prospective nursing students should compare Chamberlain's outcomes against Missouri public alternatives before committing. The RN credential is equivalent; the debt load at Chamberlain is higher; the NCLEX pass rates and employment outcomes should be the distinguishing factors in the comparison.
Earnings by Major
Top 1 most popular majors at Chamberlain University-Missouri with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Registered Nursing | $96,132 | C+ |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Registered Nursing
Registered Nursing is Chamberlain Missouri's only program: 94 graduates, $83,188 year-one, $96,132 four-year, debt-to-earnings ratio of 0.471 (ROI grade C+). Median debt of $39,146 is the highest in this batch for a nursing program and significantly above the $20,919 institutional median -- likely reflecting that nursing students at Chamberlain borrow more to fund a more expensive program. The C+ grade rather than B reflects the elevated debt relative to strong earnings. At $83k year-one, the earnings are competitive with Missouri public nursing programs; the debt load is not.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Nat'l Avg |
|---|---|---|
| 1-year repayment | 62.3% | 52.0% |
| 3-year repayment | 66.5% | 62.0% |
| 5-year repayment | 65.0% | 68.0% |
| 7-year repayment | 69.6% | 72.0% |
Completion Rate
Admissions Snapshot
| Acceptance rate | 100.0% |
| Enrollment | 284 |
| Pell Grant recipients | 54.9% |
| Avg faculty salary (monthly) | $8,978 |
Chamberlain reports a 100% admission rate -- open enrollment for nursing students who meet prerequisite requirements. Test score data is not reported. The admissions process is focused on prerequisite science coursework and nursing program requirements rather than competitive academic screening. Open enrollment does not mean unrestricted progress through the nursing curriculum; students who do not meet clinical and academic benchmarks may be separated from the program.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
Chamberlain Missouri's Scorecard peers include Stevens-The Institute of Business and Arts, Chamberlain University-Virginia, Neumont College of Computer Science, Chamberlain University-Indiana, and Chamberlain University-Ohio -- all Chamberlain campuses and similar for-profit career colleges. ROI scores for these specific peers are not available in current files. The most meaningful comparison for prospective nursing students is not within the Chamberlain system but against Missouri public nursing programs: University of Missouri-Columbia Nursing (247 graduates, $72,300 year-one, $83,231 four-year, net price approximately $13,000-$20,000) delivers similar outcomes at meaningfully lower cost.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Chamberlain University-Missouri (this school) | 87 | $30,716 | $92,405 |
| Neumont College of Computer Science | 89 | $35,205 | $97,827 |
| Chamberlain University-Virginia | 86 | $33,199 | $92,405 |
| Chamberlain University-Indiana | 76 | $16,149 | $92,405 |
| Chamberlain University-Ohio | 73 | $31,544 | $92,405 |
| Stevens-The Institute of Business & Arts | 4 | $19,137 | $29,058 |
Who Thrives Here
Chamberlain University-Missouri has a 100% reported admission rate and enrolls 284 students in St. Louis, Missouri. The Pell grant rate of 54.9% indicates a majority of students come from lower-income households. SAT and ACT score ranges are not reported by the Scorecard. As a single-program nursing institution, Chamberlain serves students who are specifically pursuing an RN credential -- typically career-changers, working adults, or students who were not admitted to traditional nursing programs. The for-profit status and higher net price relative to Missouri public nursing programs (e.g., University of Missouri-Columbia at $13,000 net price) are factors prospective students should weigh explicitly.
The Verdict: The Investment Pays Off
Chamberlain University-Missouri delivers above-average financial returns for its graduates. At a net cost of $30,716 per year ($122,864 over four years), graduates earn a median of $92,405 ten years after enrollment. That puts the payback period at roughly 4.6 years - a solid return on the investment.
Key strengths include strong earnings premium over high school graduates, a 100.0% graduation rate, manageable debt relative to earnings. However, the data also shows concerning loan repayment rates.
Median debt of $20,919 is very manageable against $92,405 in annual earnings - well within the financial advisor rule of thumb that total debt should not exceed first-year salary.
NewsletterCollege decisions are better with data.
New analyses, updated school profiles, and tools - when there’s something worth acting on.
Rankings & Links
Guides & Tools
Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.