Boston Baptist College
Boston, Massachusetts · Private Nonprofit · 90.9% acceptance rate
ROI Score: 19/100 · Below Benchmark
Data: 2024-25 College Scorecard release
Boston Baptist College scores 19 (Below Benchmark) on the CampusROI scale, the result of a combination of metrics that signal serious caution for prospective students. The completion rate of 14.3% is the most urgent figure in this profile: fewer than 1 in 7 students who enroll complete a degree. That rate, not earnings alone, is the primary driver of the low ROI score. The payback period is logged at 999 - the system's notation for an uncalculable figure - because the earnings premium over no college is essentially zero: earnings premium raw score is -0.012, meaning graduates of this institution earn approximately the same as workers without a college degree. Median 10-year earnings are $34,159. The only reported program is Bible/Biblical Studies (9 graduates), with $24,429 year-one and $37,547 year-four earnings and a D-grade ROI. Enrollment stands at just 19 students, and several Scorecard data points are imputed rather than directly measured due to the institution's small size, meaning some sub-scores carry statistical uncertainty. Net price of $17,933 against a tuition of $14,304 suggests fees and living costs drive the total above tuition. The Pell grant rate of 54.6% indicates that the majority of enrolled students qualify for need-based federal grants. For prospective students weighing a faith-based educational mission, the 14.3% completion rate is the single most consequential data point in this profile.
How Boston Baptist College scores under our methodology
These are the College Scorecard measures that pull this school's CampusROI score down. They describe the published figures, not the quality of the education, and they are our reading of the data. Check them against your own aid offer and intended major.
- ROI Score19/100 - Below Benchmark tier of our scale (below 45). For context, 38% of the schools we score reach 60 or higher.
- 6-year graduation rate14.3% - The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our score, since a degree that is not finished rarely pays back.
- Payback period>50 years - In our estimate, the earnings premium over a high school completer is small next to the cost, so the cost may not be recouped within a working career.
Boston Baptist College
Quick Numbers
| In-state tuition + fees | $14,304/yr |
| Out-of-state tuition + fees | $14,304/yr |
| Average net price | $17,933/yr |
| Total 4-year cost (net) | $71,732 |
| Median earnings (10yr post-entry) | $34,159 |
| Average earnings (6yr post-entry) | N/A |
| Median debt at graduation | N/A |
| Estimated monthly loan payment | N/A |
| Estimated payback period | >50 years |
| 6-year graduation rate | 14.3% |
| Undergraduate enrollment | 19 |
Data as of 2024-2025. Source: College Scorecard API (U.S. Department of Education).
The Full Financial Picture
The first number you'll see is the sticker price: $14,304/year, which covers tuition and fees only. The net price counts books, supplies, and average living costs on top of tuition and fees, then subtracts grants and scholarships. For the average student here it comes to $17,933/year, or roughly $71,732 over four years. That's the number to plan around.
What you actually pay depends a lot on what your family earns. Families making under $30,000/year pay an average of N/A/year here, while families earning over $110,000 pay $21,995/year.
The Department of Education does not report a median debt figure for this school, usually because too few students borrow federal loans for the figure to be published. Our ROI score gives this measure a neutral middle value rather than treating it as zero debt.
Net Price by Family Income
What families actually pay after grants and scholarships, by income bracket.
| Family Income | Avg Net Price/Year |
|---|---|
| $0 - $30,000 | N/A |
| $30,001 - $48,000 | N/A |
| $48,001 - $75,000 | $15,225 |
| $75,001 - $110,000 | N/A |
| $110,001+ | $21,995 |
Cost by Income Bracket Explained
Lower-income families (under $30K)
The 0-30000 and 30001-48000 income brackets have no net price data reported in the Scorecard for Boston Baptist College. The 48001-75000 bracket shows $15,225 net price per year. With only 19 students enrolled and 54.6% receiving Pell grants, many enrolled students are in the lowest income tiers, but the absence of income-specific net price data limits direct analysis. Low-income students relying on federal financial aid should confirm directly with the institution what their annual out-of-pocket cost will be before enrolling, particularly given the 14.3% completion rate.
Middle-income families ($30K-$110K)
The 48001-75000 income bracket pays $15,225 per year net - the only middle-income bracket with reported data. The 75001-110000 bracket has no reported data. At $15,225 per year, the four-year net cost would reach approximately $60,900. Against median 10-year earnings of $34,159 and a completion rate of 14.3%, most students who begin here will not finish - which means most will incur debt without obtaining the credential. Middle-income families should weigh that completion risk as the primary financial exposure.
Higher-income families ($110K+)
Families earning $110,000+ pay $21,995 net price per year at Boston Baptist College. At this income level, the family is paying more than full tuition ($14,304), which reflects room, board, and fees. The four-year net commitment at this bracket approaches $88,000. Given median 10-year earnings of $34,159 and an earnings premium near zero against a no-college benchmark, the financial case for full-pay enrollment is not supported by the Scorecard data. Students from higher-income families choosing this institution are almost certainly doing so for faith-community and mission reasons rather than financial ones.
Earnings by Major
Top 1 most popular majors at Boston Baptist College with available earnings data.
| Major | Median Earnings | Grade |
|---|---|---|
| Bible/Biblical Studies | $37,547 | D |
Earnings reflect median 4-year post-completion (or 1-year where 4-year unavailable). Grades based on debt-to-earnings ratio.
Program Analysis
Why these programs deliver their earnings outcomes.
Bible/Biblical Studies
Bible/Biblical Studies is the only reported program at Boston Baptist College, with 9 graduates in the data. Year-one median earnings are $24,429 and year-four median earnings are $37,547. Median debt is $22,250, producing a debt-to-earnings ratio of 0.911 and a D-grade ROI. These earnings reflect the compensation realities of ministry, pastoral, and mission-field careers, which are typically not market-rate occupations. Students pursuing this degree for vocational ministry should be aware that starting earnings of approximately $24,400 against $22,250 in median debt will require active debt management, and that income-driven repayment plans may be the most practical approach for many graduates.
How Graduates Do
Earnings
Loan Repayment
| Metric | This School | Median of schools we score |
|---|---|---|
| 1-year repayment | N/A | 68.8% |
| 3-year repayment | N/A | 73.6% |
| 5-year repayment | 56.5% | 67.7% |
| 7-year repayment | 62.5% | 72.8% |
Completion Rate
Trends Over Time
How Boston Baptist College’s cost and outcomes have moved across College Scorecard releases (2009-2024).
Average Net Price
Completion Rate
Median Earnings, 10 Years After Entry (as reported)
Earnings reflect borrowers measured 10 years after entry and publish on an irregular cadence with a multi-year reporting lag, so this series shows only the years the Department of Education reported - the data is never interpolated.
Source: U.S. Department of Education College Scorecard, release years shown. Net price and completion are reported annually.
Admissions Snapshot
| Acceptance rate | 90.9% |
| Enrollment | 19 |
| Pell Grant recipients | 54.5% |
| Avg faculty salary (monthly) | $1,556 |
With an admission rate of 90.9% and an enrollment of 19 students, Boston Baptist College is effectively an open-enrollment institution. No standardized test data is reported in the Scorecard. The decision to enroll here is primarily a mission and faith-community decision rather than an academically competitive placement. Prospective students should ask the institution directly about completion rates, the causes of the low graduation figure, and what academic support systems are in place, before committing.
Compared to Similar Schools
Peer institutions matched by type, size, and selectivity.
| School | ROI | Net Price | 10yr Earnings |
|---|---|---|---|
| Boston Baptist College (this school) | 19 | $17,933 | $34,159 |
| Amherst College | 90 | $23,367 | $77,644 |
| American International College | 38 | $23,274 | $53,124 |
| Carolina Christian College | 23 | $22,366 | $40,672 |
| Yeshivah Gedolah Rabbinical College | 18 | $12,587 | $30,667 |
| Pennsylvania Academy of the Fine Arts | 14 | $42,454 | $29,881 |
Who Thrives Here
Boston Baptist College admits 90.9% of applicants and enrolls 19 students. No SAT or ACT data is reported. The Pell rate of 54.6% means more than half of students receive federal need-based aid. This is a ministry-formation college for students with a specific Independent Baptist faith commitment. Anyone evaluating this institution on financial or career outcomes grounds should weigh the completion rate of 14.3% as the primary risk factor.
The Verdict: Below Benchmark Under Our Scoring
Under our methodology, Boston Baptist College scores 19/100, which falls in the Below Benchmark tier (below 45). At a net price of $17,933 per year, with typical graduate earnings of $34,159 ten years after entry, we estimate the payback period at more than 50 years. In our view that makes the financial case a hard one to make on the numbers alone, but those numbers are averages: your major, your aid package and what you want from a degree all change the picture, so run your own numbers before you commit.
What to keep an eye on: weak earnings relative to cost, its 14.3% graduation rate, a long payback period.
Boston Baptist College: Common Questions
Is Boston Baptist College worth it?
In our view, the financial case is a hard one to make on the numbers alone. Boston Baptist College scores 19/100 on our ROI scale, in the Below Benchmark tier (below 45). At $17,933 a year after aid against $34,159 in typical earnings ten years out, we estimate the payback period at more than 50 years. Your major and aid package can change the picture, so run your own numbers.
How much does Boston Baptist College cost after financial aid?
The average net price - the cost of attendance (tuition, fees, books, supplies and average living costs) minus grants and scholarships, for full-time, first-time students receiving federal aid - is about $17,933 a year, or roughly $71,732 over four years. Because it counts living costs, it can run above tuition alone. That is the number to plan around. Actual cost varies by family income, per the U.S. Department of Education's College Scorecard.
What do Boston Baptist College graduates earn?
The typical graduate earns about $34,159 ten years after enrolling, at or below the $41,800 median for high-school graduates (NCES, 2022). With little earnings gap to cover the cost, the financial return is hard to make.
How long does it take to pay off Boston Baptist College?
We estimate the payback period - the time it takes for the earnings bump over a high-school graduate to cover what you spent - at more than 50 years for Boston Baptist College. The median across the schools we track is about 12 years.
What is the graduation rate at Boston Baptist College?
The six-year graduation rate is 14.3%. The national average for four-year schools is 64% (NCES, 2022). Completion is 15% of our ROI score, since a degree you don't finish rarely pays back.
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Data: College Scorecard API (U.S. Department of Education)
Vintage: 2024-2025 · Last updated: 2026-03-25
Earnings reflect median outcomes for all federal financial aid recipients. Individual results vary by major, effort, and career path.