University of South Carolina-Columbia vs College of Charleston
Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.
Data: 2024-25 College Scorecard release
ROI Score Comparison
The Financial Comparison
On the numbers, University of South Carolina-Columbia comes out ahead: 72/100 to 57/100, a 15-point edge over College of Charleston. That gap comes from real differences in what each one costs, what its graduates earn, and the debt they leave with.
Start with what you'd actually pay. After aid, College of Charleston runs $18,960 a year against $22,811 at University of South Carolina-Columbia - $3,851 more a year, or about $15,404 across four years.
Then look at what that buys. Ten years after enrollment, University of South Carolina-Columbia graduates earn a median $62,177 against $56,416 at College of Charleston. The cost earns itself back in 8.5 years at University of South Carolina-Columbia and 10.1 years at College of Charleston.
Finally, the debt you'd carry out. Graduates leave University of South Carolina-Columbia owing a median $21,500 versus $23,250 at College of Charleston. Their debt-to-earnings ratios are 0.49 and 0.64 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.
The business-program question
A lot of families comparing these two are really comparing business schools, and the data splits by which business. In international business, South Carolina's marquee program, the gap is enormous: USC graduates report $107,205 in median earnings against $76,727 at Charleston. Finance also favors Columbia, $92,578 to $84,187. But general business administration is a genuine tie ($70,527 at USC, $71,360 at Charleston) and accounting is nearly one too ($86,507 versus $85,826).
So the business answer is specific: if the draw is international business or finance, the earnings data says Columbia, clearly. If the plan is a general business or accounting degree, the programs produce nearly identical outcomes and the decision should be made on cost and fit instead.
Cost, completion, and the overall read
Charleston is the cheaper ticket at every income level, averaging $18,960 a year after aid against $22,811 at USC, and the gap holds in the middle brackets where most families sit ($16,797 versus $19,859 at $48,001 to $75,000). Columbia answers with stronger outcomes across the board: 79% completion versus 66%, $62,177 median earnings versus $56,416, and a 76% versus 68% three-year repayment rate, which is why it scores 72 to Charleston's 57 overall.
In our view the default pick on the numbers is South Carolina, and the exception is a student certain of a general business or accounting path who gets a meaningfully better aid offer from Charleston, where the outcome data says the cheaper seat produces the same paycheck.
Head-to-Head Numbers
| Metric | University of South Carol... | College of Charleston |
|---|---|---|
| Cost | ||
| In-State Tuition | $12,688 | $12,978 |
| Out-of-State Tuition | $35,972 | $38,296 |
| Net Price (avg) | $22,811 | $18,960 |
| Total 4-Year Cost | $91,244 | $75,840 |
| Outcomes | ||
| Median Earnings (6yr) | $43,900 | $36,400 |
| Median Earnings (10yr) | $62,177 | $56,416 |
| Graduation Rate | 78.8% | 65.8% |
| Payback Period | 8.5 yr | 10.1 yr |
| Debt | ||
| Median Debt | $21,500 | $23,250 |
| Monthly Payment | $228 | $246 |
| Debt-to-Earnings | 0.49 | 0.64 |
| 3yr Repayment Rate | 75.9% | 68.0% |
| 5yr Repayment Rate | 74.5% | 66.1% |
| Admissions | ||
| Acceptance Rate | 60.2% | 60.0% |
| Enrollment | 29,820 | 10,558 |
| SAT Range | 1180-1360 | 1140-1310 |
Net Price by Family Income
Average annual net price after grants and scholarships, by household income bracket.
| Family Income | University of South ... | College of Charlesto... |
|---|---|---|
| $0-$30,000 | $12,634 | $12,133 |
| $30,001-$48,000 | $14,953 | $13,406 |
| $48,001-$75,000 | $19,859 | $16,797 |
| $75,001-$110,000 | $24,478 | $20,089 |
| $110,001+ | $28,125 | $24,996 |
Earnings by Major - Head to Head
Median earnings for majors offered at both schools. Green highlights the higher figure.
| Major | University of South ... | College of Charlesto... |
|---|---|---|
| International Business | $107,205 | $76,727 |
| Computer and Information Sciences | $84,720 | $98,059 |
| Finance and Financial Management | $92,578 | $84,187 |
| Accounting | $86,507 | $85,826 |
| Marketing | $81,945 | $68,348 |
| Business Administration, Management, and Operations | $70,527 | $71,360 |
| Geological and Earth Sciences | $70,284 | $63,993 |
| International Relations | $65,464 | $58,955 |
| Hospitality Administration | $56,688 | $64,154 |
| Physiology, Pathology and Related Sciences | $63,534 | $58,317 |
| Mathematics | $62,278 | $54,942 |
| Public Health | $58,715 | $55,660 |
| Biology | $58,669 | $55,342 |
| Chemistry | $58,462 | $39,208 |
| Communication and Media Studies | $53,247 | $58,371 |
ROI Sub-Score Breakdown
| Component | University of South ... | College of Charlesto... |
|---|---|---|
| Earnings Premium (30%) | 66 | 63 |
| Payback Period (25%) | 72 | 61 |
| Debt / Earnings (20%) | 75 | 42 |
| Completion Rate (15%) | 88 | 70 |
| Repayment Rate (10%) | 57 | 35 |
| Overall ROI Score | 72 | 57 |
The Verdict
University of South Carolina-Columbia has the clearly stronger ROI here (72 vs 57) - graduates earn more for what they paid, and the return is noticeably better. That said, if College of Charleston is the stronger school for your intended major, that can outweigh the gap for you specifically.
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University of South Carolina-Columbia
Fair Value - Full profile and breakdown
College of Charleston
Below Average Value - Full profile and breakdown
Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.