Texas Tech University vs University of Colorado Boulder

Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.

University of Colorado Boulder leads by 4 points on ROI

Data: 2024-25 College Scorecard release

ROI Score Comparison

Texas Tech UniversityPublic - Lubbock, TX
76
Strong Value
Earnings
77(0.36x)
Payback
76(7.9 yr)
Debt/Earn
80(0.46)
Completion
76(69%)
Repayment
63(78%)
University of Colorado BoulderPublic - Boulder, CO
80
Strong Value
Earnings
75(0.34x)
Payback
83(6.9 yr)
Debt/Earn
80(0.46)
Completion
84(74%)
Repayment
78(82%)

The Financial Comparison

On the numbers, University of Colorado Boulder comes out ahead: 80/100 to 76/100, a 4-point edge over Texas Tech University. That gap comes from real differences in what each one costs, what its graduates earn, and the debt they leave with.

Start with what you'd actually pay. After aid, Texas Tech University runs $19,070 a year against $25,346 at University of Colorado Boulder - $6,276 more a year, or about $25,104 across four years.

Then look at what that buys. Ten years after enrollment, University of Colorado Boulder graduates earn a median $69,738 against $62,454 at Texas Tech University. The cost earns itself back in 7.9 years at Texas Tech University and 6.9 years at University of Colorado Boulder.

Finally, the debt you'd carry out. Graduates leave University of Colorado Boulder owing a median $19,500 versus $21,500 at Texas Tech University. Their debt-to-earnings ratios are 0.46 and 0.46 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.

Head-to-Head Numbers

MetricTexas Tech UniversityUniversity of Colorado Bo...
Cost
In-State Tuition$11,852$15,666
Out-of-State Tuition$24,451$44,918
Net Price (avg)$19,070$25,346
Total 4-Year Cost$76,280$101,384
Outcomes
Median Earnings (6yr)$46,800$42,700
Median Earnings (10yr)$62,454$69,738
Graduation Rate68.7%74.2%
Payback Period7.9 yr6.9 yr
Debt
Median Debt$21,500$19,500
Monthly Payment$228$207
Debt-to-Earnings0.460.46
3yr Repayment Rate77.7%82.4%
5yr Repayment Rate71.8%77.2%
Admissions
Acceptance Rate72.7%78.1%
Enrollment32,39431,939
SAT Range1090-12801240-1430

Net Price by Family Income

Average annual net price after grants and scholarships, by household income bracket.

Family IncomeTexas Tech Universit...University of Colora...
$0-$30,000$12,457$14,231
$30,001-$48,000$13,851$14,381
$48,001-$75,000$17,058$18,828
$75,001-$110,000$22,073$26,915
$110,001+$24,622$34,818

Earnings by Major - Head to Head

Median earnings for majors offered at both schools. Green highlights the higher figure.

MajorTexas Tech Universit...University of Colora...
Computer Engineering$92,615$115,181
Electrical Engineering$107,110$100,631
Chemical Engineering$99,747$95,780
Mechanical Engineering$98,113$93,073
Civil Engineering$89,969$94,960
Mathematics$69,664$90,635
Environmental Engineering$90,143$82,020
Business Administration, Management, and Operations$75,702$86,441
Physics$57,435$75,764
Public Relations, Advertising, and Applied Communication$62,247$74,779
Geological and Earth Sciences$74,591$60,453
Economics$68,973$73,319
Multi/Interdisciplinary Studies, Other$57,262$72,306
International Relations$59,466$69,651
Biochemistry and Molecular Biology$63,013$68,488

ROI Sub-Score Breakdown

ComponentTexas Tech Universit...University of Colora...
Earnings Premium (30%)7775
Payback Period (25%)7683
Debt / Earnings (20%)8080
Completion Rate (15%)7684
Repayment Rate (10%)6378
Overall ROI Score7680
Strong Value

The Verdict

It's close. University of Colorado Boulder edges out Texas Tech University by 4 points (80 vs 76), but that's slim enough that your major and your own aid offers will decide this more than the ROI score does. Run your actual numbers in the calculator below before you call it.

Want to personalize these numbers?

The ROI calculator lets you plug in your financial aid, intended major, and living situation for a tailored comparison.

76

Texas Tech University

Strong Value - Full profile and breakdown

80

University of Colorado Boulder

Strong Value - Full profile and breakdown

Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.