Temple University vs Cheyney University of Pennsylvania

Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.

Temple University leads by 53 points on ROI

Data: 2024-25 College Scorecard release

ROI Score Comparison

Temple UniversityPublic - Philadelphia, PA
64
Fair Value
Earnings
56(0.26x)
Payback
70(8.8 yr)
Debt/Earn
56(0.58)
Completion
85(75%)
Repayment
61(77%)
11
Poor Value
Earnings
11(0.05x)
Payback
10(69.5 yr)
Debt/Earn
7(0.92)
Completion
22(41%)
Repayment
5(43%)

The Financial Comparison

On the numbers, Temple University comes out ahead: 64/100 to 11/100, a 53-point edge over Cheyney University of Pennsylvania. That gap comes from real differences in what each one costs, what its graduates earn, and the debt they leave with.

Start with what you'd actually pay. After aid, Cheyney University of Pennsylvania runs $14,265 a year against $28,198 at Temple University - $13,933 more a year, or about $55,732 across four years.

Then look at what that buys. Ten years after enrollment, Temple University graduates earn a median $63,727 against $37,837 at Cheyney University of Pennsylvania. The cost earns itself back in 8.8 years at Temple University and 69.5 years at Cheyney University of Pennsylvania.

Finally, the debt you'd carry out. Graduates leave Cheyney University of Pennsylvania owing a median $21,785 versus $24,395 at Temple University. Their debt-to-earnings ratios are 0.58 and 0.92 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.

Head-to-Head Numbers

MetricTemple UniversityCheyney University of Pen...
Cost
In-State Tuition$23,011$10,904
Out-of-State Tuition$38,958$18,870
Net Price (avg)$28,198$14,265
Total 4-Year Cost$112,792$57,060
Outcomes
Median Earnings (6yr)$42,200$23,700
Median Earnings (10yr)$63,727$37,837
Graduation Rate75.0%40.6%
Payback Period8.8 yr69.5 yr
Debt
Median Debt$24,395$21,785
Monthly Payment$259$231
Debt-to-Earnings0.580.92
3yr Repayment Rate77.1%42.9%
5yr Repayment Rate74.8%27.3%
Admissions
Acceptance Rate80.4%N/A
Enrollment20,970617

Net Price by Family Income

Average annual net price after grants and scholarships, by household income bracket.

Family IncomeTemple UniversityCheyney University o...
$0-$30,000$22,694$13,585
$30,001-$48,000$23,431$12,358
$48,001-$75,000$26,534$14,773
$75,001-$110,000$29,397$20,215
$110,001+$34,947$16,493

Earnings by Major - Head to Head

Median earnings for majors offered at both schools. Green highlights the higher figure.

MajorTemple UniversityCheyney University o...
Business Administration, Management, and Operations$82,570$44,072
Sociology$47,631$47,889

ROI Sub-Score Breakdown

ComponentTemple UniversityCheyney University o...
Earnings Premium (30%)5611
Payback Period (25%)7010
Debt / Earnings (20%)567
Completion Rate (15%)8522
Repayment Rate (10%)615
Overall ROI Score6411
Fair Value

The Verdict

On the money, this one isn't close: Temple University clearly outperforms Cheyney University of Pennsylvania (64 vs 11), a 53-point gap driven by better earnings for what graduates paid. Unless Cheyney University of Pennsylvania brings something that matters to you specifically - a standout program in your major, a full scholarship, or reasons beyond the money - the data points to Temple University.

Want to personalize these numbers?

The ROI calculator lets you plug in your financial aid, intended major, and living situation for a tailored comparison.

64

Temple University

Fair Value - Full profile and breakdown

11

Cheyney University of Pennsylvania

Poor Value - Full profile and breakdown

Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.