Indiana University-Bloomington vs University of Minnesota-Twin Cities
Torn between these two? Here's how they stack up on what actually matters - what you'll pay, what graduates earn, and which one gives you the better return - all on U.S. Department of Education data.
Data: 2024-25 College Scorecard release
ROI Score Comparison
The Financial Comparison
On the numbers, University of Minnesota-Twin Cities comes out ahead: 88/100 to 84/100, a 4-point edge over Indiana University-Bloomington. That gap comes from real differences in what each one costs, what its graduates earn, and the debt they leave with.
Start with what you'd actually pay. After aid, Indiana University-Bloomington runs $16,264 a year against $16,778 at University of Minnesota-Twin Cities - $514 more a year, or about $2,056 across four years.
Then look at what that buys. Ten years after enrollment, University of Minnesota-Twin Cities graduates earn a median $69,020 against $63,742 at Indiana University-Bloomington. The cost earns itself back in 7.1 years at Indiana University-Bloomington and 6.1 years at University of Minnesota-Twin Cities.
Finally, the debt you'd carry out. Graduates leave University of Minnesota-Twin Cities owing a median $19,500 versus $19,509 at Indiana University-Bloomington. Their debt-to-earnings ratios are 0.44 and 0.42 - and the rule of thumb is to keep that under 1.0, meaning debt no bigger than a first year's pay.
Head-to-Head Numbers
| Metric | Indiana University-Bloomi... | University of Minnesota-T... |
|---|---|---|
| Cost | ||
| In-State Tuition | $12,144 | $17,214 |
| Out-of-State Tuition | $41,891 | $38,362 |
| Net Price (avg) | $16,264 | $16,778 |
| Total 4-Year Cost | $65,056 | $67,112 |
| Outcomes | ||
| Median Earnings (6yr) | $44,200 | $46,000 |
| Median Earnings (10yr) | $63,742 | $69,020 |
| Graduation Rate | 80.2% | 85.3% |
| Payback Period | 7.1 yr | 6.1 yr |
| Debt | ||
| Median Debt | $19,509 | $19,500 |
| Monthly Payment | $207 | $207 |
| Debt-to-Earnings | 0.44 | 0.42 |
| 3yr Repayment Rate | 82.1% | 81.9% |
| 5yr Repayment Rate | 77.7% | 78.5% |
| Admissions | ||
| Acceptance Rate | 78.2% | 79.8% |
| Enrollment | 37,806 | 31,855 |
| SAT Range | 1170-1400 | 1300-1500 |
Net Price by Family Income
Average annual net price after grants and scholarships, by household income bracket.
| Family Income | Indiana University-B... | University of Minnes... |
|---|---|---|
| $0-$30,000 | $6,324 | $6,642 |
| $30,001-$48,000 | $7,610 | $7,283 |
| $48,001-$75,000 | $12,154 | $9,931 |
| $75,001-$110,000 | $20,204 | $16,415 |
| $110,001+ | $25,128 | $27,008 |
Earnings by Major - Head to Head
Median earnings for majors offered at both schools. Green highlights the higher figure.
| Major | Indiana University-B... | University of Minnes... |
|---|---|---|
| Computer Science | $114,199 | $111,661 |
| Business Administration and Management | $105,583 | $84,516 |
| Economics | $99,653 | $82,488 |
| Mathematics | $89,112 | $81,864 |
| Registered Nursing | $81,781 | $82,960 |
| Biochemistry and Molecular Biology | $78,721 | $67,783 |
| Apparel and Textiles | $77,520 | $59,879 |
| Neurobiology and Neurosciences | $74,151 | $59,568 |
| Chemistry | $61,024 | $71,620 |
| Liberal Arts and Sciences | $52,020 | $70,788 |
| International Relations | $69,992 | $65,487 |
| Microbiological Sciences and Immunology | $69,128 | $68,398 |
| Kinesiology and Exercise Science | $68,675 | $60,931 |
| Journalism | $59,151 | $66,799 |
| Biology | $65,224 | $63,132 |
ROI Sub-Score Breakdown
| Component | Indiana University-B... | University of Minnes... |
|---|---|---|
| Earnings Premium (30%) | 86 | 90 |
| Payback Period (25%) | 82 | 89 |
| Debt / Earnings (20%) | 83 | 85 |
| Completion Rate (15%) | 90 | 93 |
| Repayment Rate (10%) | 77 | 76 |
| Overall ROI Score | 84 | 88 |
The Verdict
It's close. University of Minnesota-Twin Cities edges out Indiana University-Bloomington by 4 points (88 vs 84), but that's slim enough that your major and your own aid offers will decide this more than the ROI score does. Run your actual numbers in the calculator below before you call it.
Want to personalize these numbers?
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Indiana University-Bloomington
Strong Value - Full profile and breakdown
University of Minnesota-Twin Cities
Strong Value - Full profile and breakdown
Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.