Indiana University-Bloomington vs University of Minnesota-Twin Cities
Side-by-side ROI comparison using U.S. Department of Education data. Which school delivers a better financial return?
ROI Score Comparison
The Financial Comparison
University of Minnesota-Twin Cities holds a 4-point ROI advantage over Indiana University-Bloomington, scoring 88/100 versus 84/100. That gap reflects meaningful differences in how costs, earnings, and debt stack up for graduates of each institution.
On cost, Indiana University-Bloomington comes in at $16,264 per year (net price after aid) versus $16,778 at University of Minnesota-Twin Cities - a difference of $514 annually, or roughly $2,056 over four years.
Ten years after enrollment, University of Minnesota-Twin Cities graduates earn a median of $69,020 compared to $63,742 at Indiana University-Bloomington. The payback period is 7.1 years at Indiana University-Bloomington versus 6.1 years at University of Minnesota-Twin Cities.
Graduates leave University of Minnesota-Twin Cities with a median $19,500 in debt versus $19,509 at Indiana University-Bloomington. The debt-to-earnings ratios are 0.44 and 0.42 respectively - financial advisors generally recommend staying below 1.0.
Head-to-Head Numbers
| Metric | Indiana University-Bloomi... | University of Minnesota-T... |
|---|---|---|
| Cost | ||
| In-State Tuition | $12,144 | $17,214 |
| Out-of-State Tuition | $41,891 | $38,362 |
| Net Price (avg) | $16,264 | $16,778 |
| Total 4-Year Cost | $65,056 | $67,112 |
| Outcomes | ||
| Median Earnings (6yr) | $44,200 | $46,000 |
| Median Earnings (10yr) | $63,742 | $69,020 |
| Graduation Rate | 80.2% | 85.3% |
| Payback Period | 7.1 yr | 6.1 yr |
| Debt | ||
| Median Debt | $19,509 | $19,500 |
| Monthly Payment | $207 | $207 |
| Debt-to-Earnings | 0.44 | 0.42 |
| 3yr Repayment Rate | 82.1% | 81.9% |
| 5yr Repayment Rate | 77.7% | 78.5% |
| Admissions | ||
| Acceptance Rate | 78.2% | 79.8% |
| Enrollment | 37,806 | 31,855 |
| SAT Range | 1170-1400 | 1300-1500 |
Net Price by Family Income
Average annual net price after grants and scholarships, by household income bracket.
| Family Income | Indiana University-B... | University of Minnes... |
|---|---|---|
| $0-$30,000 | $6,324 | $6,642 |
| $30,001-$48,000 | $7,610 | $7,283 |
| $48,001-$75,000 | $12,154 | $9,931 |
| $75,001-$110,000 | $20,204 | $16,415 |
| $110,001+ | $25,128 | $27,008 |
Earnings by Major - Head to Head
Median earnings for majors offered at both schools. Green highlights the higher figure.
| Major | Indiana University-B... | University of Minnes... |
|---|---|---|
| Computer Science | $114,199 | $111,661 |
| Business Administration and Management | $105,583 | $84,516 |
| Economics | $99,653 | $82,488 |
| Mathematics | $89,112 | $81,864 |
| Registered Nursing | $81,781 | $82,960 |
| Biochemistry and Molecular Biology | $78,721 | $67,783 |
| Apparel and Textiles | $77,520 | $59,879 |
| Neurobiology and Neurosciences | $74,151 | $59,568 |
| Chemistry | $61,024 | $71,620 |
| Liberal Arts and Sciences | $52,020 | $70,788 |
| International Relations | $69,992 | $65,487 |
| Microbiological Sciences and Immunology | $69,128 | $68,398 |
| Kinesiology and Exercise Science | $68,675 | $60,931 |
| Journalism | $59,151 | $66,799 |
| Biology | $65,224 | $63,132 |
ROI Sub-Score Breakdown
| Component | Indiana University-B... | University of Minnes... |
|---|---|---|
| Earnings Premium (30%) | 86 | 90 |
| Payback Period (25%) | 82 | 89 |
| Debt / Earnings (20%) | 83 | 85 |
| Completion Rate (15%) | 90 | 93 |
| Repayment Rate (10%) | 77 | 76 |
| Overall ROI Score | 84 | 88 |
The Verdict
These two schools are closely matched on financial outcomes. University of Minnesota-Twin Cities edges out Indiana University-Bloomington by 4 points (88 vs 84), but the difference is small enough that major choice and individual circumstances will matter more than the school-level ROI difference. Run the numbers for your specific situation using the calculator below.
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Indiana University-Bloomington
Strong Value - Full profile and breakdown
University of Minnesota-Twin Cities
Strong Value - Full profile and breakdown
Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.