California State University-Fullerton vs University of Minnesota-Twin Cities
Side-by-side ROI comparison using U.S. Department of Education data. Which school delivers a better financial return?
ROI Score Comparison
The Financial Comparison
California State University-Fullerton and University of Minnesota-Twin Cities are closely matched on financial return. California State University-Fullerton scores 88/100 while University of Minnesota-Twin Cities scores 88/100 - a gap small enough that individual circumstances (major choice, financial aid package, in-state vs out-of-state status) will likely matter more than the overall score difference.
On cost, California State University-Fullerton comes in at $6,555 per year (net price after aid) versus $16,778 at University of Minnesota-Twin Cities - a difference of $10,223 annually, or roughly $40,892 over four years.
Ten years after enrollment, University of Minnesota-Twin Cities graduates earn a median of $69,020 compared to $62,951 at California State University-Fullerton. The payback period is 5.9 years at California State University-Fullerton versus 6.1 years at University of Minnesota-Twin Cities.
Graduates leave California State University-Fullerton with a median $13,750 in debt versus $19,500 at University of Minnesota-Twin Cities. The debt-to-earnings ratios are 0.36 and 0.42 respectively - financial advisors generally recommend staying below 1.0.
Head-to-Head Numbers
| Metric | California State Universi... | University of Minnesota-T... |
|---|---|---|
| Cost | ||
| In-State Tuition | $7,470 | $17,214 |
| Out-of-State Tuition | $20,070 | $38,362 |
| Net Price (avg) | $6,555 | $16,778 |
| Total 4-Year Cost | $26,220 | $67,112 |
| Outcomes | ||
| Median Earnings (6yr) | $38,500 | $46,000 |
| Median Earnings (10yr) | $62,951 | $69,020 |
| Graduation Rate | 70.2% | 85.3% |
| Payback Period | 5.9 yr | 6.1 yr |
| Debt | ||
| Median Debt | $13,750 | $19,500 |
| Monthly Payment | $146 | $207 |
| Debt-to-Earnings | 0.36 | 0.42 |
| 3yr Repayment Rate | 76.6% | 81.9% |
| 5yr Repayment Rate | 72.9% | 78.5% |
| Admissions | ||
| Acceptance Rate | 90.5% | 79.8% |
| Enrollment | 38,546 | 31,855 |
Net Price by Family Income
Average annual net price after grants and scholarships, by household income bracket.
| Family Income | California State Uni... | University of Minnes... |
|---|---|---|
| $0-$30,000 | $3,315 | $6,642 |
| $30,001-$48,000 | $4,123 | $7,283 |
| $48,001-$75,000 | $6,090 | $9,931 |
| $75,001-$110,000 | $8,930 | $16,415 |
| $110,001+ | $15,631 | $27,008 |
Earnings by Major - Head to Head
Median earnings for majors offered at both schools. Green highlights the higher figure.
| Major | California State Uni... | University of Minnes... |
|---|---|---|
| Computer Engineering | $101,408 | $119,781 |
| Registered Nursing | $119,353 | $82,960 |
| Computer Science | $87,460 | $111,661 |
| International Business | $60,832 | $108,566 |
| Electrical Engineering | $92,618 | $97,575 |
| Civil Engineering | $95,854 | $82,281 |
| Business Administration, Management, and Operations | $71,646 | $90,284 |
| Mechanical Engineering | $86,808 | $90,061 |
| Physics | $86,504 | $80,025 |
| Economics | $71,595 | $82,488 |
| Mathematics | $80,055 | $81,864 |
| Statistics | $51,298 | $80,993 |
| Health Services/Allied Health/Health Sciences, General | $54,244 | $74,079 |
| Chemistry | $64,857 | $71,620 |
| Cell/Cellular Biology and Anatomical Sciences | $71,185 | $65,497 |
ROI Sub-Score Breakdown
| Component | California State Uni... | University of Minnes... |
|---|---|---|
| Earnings Premium (30%) | 98 | 90 |
| Payback Period (25%) | 89 | 89 |
| Debt / Earnings (20%) | 91 | 85 |
| Completion Rate (15%) | 78 | 93 |
| Repayment Rate (10%) | 60 | 76 |
| Overall ROI Score | 88 | 88 |
The Verdict
These two schools are closely matched on financial outcomes. California State University-Fullerton edges out University of Minnesota-Twin Cities by 0 points (88 vs 88), but the difference is small enough that major choice and individual circumstances will matter more than the school-level ROI difference. Run the numbers for your specific situation using the calculator below.
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California State University-Fullerton
Strong Value - Full profile and breakdown
University of Minnesota-Twin Cities
Strong Value - Full profile and breakdown
Data from the U.S. Department of Education College Scorecard, as of 2024-2025. Earnings are measured 6 and 10 years after enrollment. Net prices reflect average aid for first-time, full-time students.See full methodology.